Welcome to 1328 Mission St, where flexibility, location, and long-term upside come together in one of Santa Cruz's most visible corridors. Currently configured as a residential property, this home offers immediate livability with the added benefit of commercial zoning, creating a rare opportunity for both homeowners and investors alike. Whether your'e looking to occupy, lease, or reposition over time, the zoning offers range of potential uses including office, retail, or mixed-use development. This single level home features approximately 1,229 square feet of living space with 3 beds, 2 baths and offers a functional and versatile layout. High ceilings and a central living room connected to a separate family room with pocket doors allows you to configure the main living space to your needs. The spacious kitchen features ample counter space and is a solid foundation for everyday living or future updates. Additional highlights include a mud room, a convenient laundry space outside, and a private fenced back yard with existing detached ADU. Set on a well-positioned lot along Mission Street, the property benefits from strong visibility, easy access, and close proximity to UCSC, downtown Santa Cruz, and the Westside's most popular shops, restaurants, and amenities.
For sale
$1,399,000
Santa Cruz, CA 95060
3beds
1,229sqft
Single Family Residence, Residential
Built in 1900
5,009 Square Feet Lot
$1,358,800 Zestimate®
$1,138/sqft
$-- HOA
What's special
- 21 hours |
- 367 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
Jesse Collins 02077797 831-227-9987,
Sotheby’s International Realty 831-204-7884
Source: MLSListings Inc,MLS#: ML82052563
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Features: BedroomonGroundFloor2plus
Bathroom
- Features: StallShower, FullonGroundFloor
Dining room
- Features: FormalDiningRoom
Family room
- Features: Other
Kitchen
- Features: Countertop_Formica
Heating
- Gas, Wall Furnace
Cooling
- None
Appliances
- Included: Range Hood, Electric Oven/Range, Refrigerator, Washer/Dryer
- Laundry: Gas Dryer Hookup, In Utility Room
Features
- High Ceilings
- Flooring: Vinyl Linoleum
Interior area
- Total structure area: 1,229
- Total interior livable area: 1,229 sqft
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Common, Guest, Off Street, Oversized
Features
- Stories: 1
- Patio & porch: Balcony/Patio
- Exterior features: Back Yard, Storage Shed Structure
- Fencing: Back Yard
Lot
- Size: 5,009 Square Feet
- Features: Level
Details
- Parcel number: 00619353000
- Zoning: CM
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subtype: Single Family Residence, Residential
Materials
- Foundation: Concrete Perimeter, Pillar/Post/Pier
- Roof: Composition
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Gas: PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public Utilities, Water Public
Community & HOA
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $1,138/sqft
- Date on market: 6/29/2026
- Listing agreement: ExclusiveRightToSell
- Listing terms: CashorConventionalLoan
Estimated market value
$1,358,800
$1.29M - $1.43M
$5,310/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/29/2026 | Listed for sale | $1,399,000+250.6%$1,138/sqft |
Source:  MLSListings Inc #ML82052563 Report a problem | ||
| 10/8/2003 | Sold | $399,000$325/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,070 +7.7% | $574,270 +2% |
| 2024 | $6,562 +1.2% | $563,010 +2% |
| 2023 | $6,484 +1.1% | $551,970 +2% |
| 2022 | $6,413 +2.1% | $541,146 +2% |
| 2021 | $6,283 +0.8% | $530,536 +1% |
| 2020 | $6,235 +2.3% | $525,098 +2% |
| 2019 | $6,095 +1.1% | $514,800 +2% |
| 2018 | $6,028 +1.3% | $504,706 +2% |
| 2017 | $5,952 +5.7% | $494,812 +2% |
| 2016 | $5,631 +3.1% | $485,110 +1.5% |
| 2015 | $5,462 +1.7% | $477,822 +2% |
| 2014 | $5,371 | $468,462 +21% |
| 2012 | -- | $387,030 -4% |
| 2011 | -- | $402,990 -1.9% |
| 2010 | -- | $410,970 -1.9% |
| 2009 | -- | $418,950 -4.2% |
| 2008 | -- | $437,197 +2% |
| 2007 | -- | $428,624 +2% |
| 2006 | -- | $420,220 +3.3% |
| 2005 | -- | $406,980 +2% |
| 2004 | -- | $399,000 +2.3% |
| 2003 | -- | $390,000 +924.9% |
| 2002 | -- | $38,052 +2% |
| 2001 | -- | $37,306 +2% |
| 2000 | -- | $36,575 |
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 95060
Nearby schools
GreatSchools rating
- 8/10Bay View Elementary SchoolGrades: K-5Distance: 0.2 mi
- 9/10Mission Hill Middle SchoolGrades: 6-8Distance: 0.5 mi
- 10/10Santa Cruz High SchoolGrades: 9-12Distance: 0.4 mi
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