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For sale
    • Price cut: $70K (7/28)
    $619,000

    10 MONTERREY DRIVE, PALM COAST, FL 32137

    3beds
    2,408sqft
    : 
    $4,762/mo
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    Single Family Residence
    Built in 1993
    0.31 Acres Lot
    $-- Zestimate®
    $257/sqft
    $632/mo HOA

    What's special

    Spanish mediterranean-styleHalf bathGolf course viewsBuilt-in desk areaSeparate family roomFunctional floor planWelcoming french door entry
    Located within the exclusive gated community of Hammock Dunes, this Spanish Mediterranean-style 3-bedroom, 2.5-bath residence offers timeless architectural character, golf course views, and an exceptional opportunity to personalize within one of Palm Coast’s most sought-after private communities. Surrounded by mature landscaping, the home features a tile roof, paver driveway and walkway, and a welcoming French door entry. Inside, the functional floor plan offers a blend of formal and casual living spaces. A formal dining room is positioned just off the entry, while a separate family room with a half bath and corridor laundry room provides additional flexibility and direct access to the garage. Upstairs, two guest bedrooms share a full bathroom, creating comfortable accommodations for family and guests. The main living area and spacious kitchen overlook the rear patio and golf course beyond. The kitchen features abundant cabinetry, tile countertops, a built-in desk area, and ample prep and storage space. Wood-look flooring extends throughout the main living space and continues into the first-floor primary suite, which includes a walk-in closet, dual vanities, a jetted soaking tub, and a walk-in tiled shower. French doors lead to a covered and screened tile patio overlooking the Hammock Dunes Links Course, offering a peaceful outdoor setting framed by lush landscaping and mature trees. With solid bones, a desirable layout, and an outstanding location within Hammock Dunes, this home presents an excellent opportunity for a buyer to update and create their own private coastal retreat.
    73 days
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    696
    |
    24
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    Zillow last checked:

    Listing updated:

    Listed by:

    Carlene Reardon 386-503-5897,

    COASTAL GATEWAY REAL ESTATE GR 888-977-1588,

    Matt Souza 386-503-0624,

    COASTAL GATEWAY REAL ESTATE GR

    Source: Stellar MLS,MLS#: FC318619MLS LogoOriginating MLS: Flagler

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: Second
      Bedroom 3
      • Features: Built-in Closet
      • Level: Second
      Primary bathroom
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: Second
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Corridor Access, Inside, Laundry Room
      Features
      • Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Tile, Vinyl, Hardwood
      • Doors: French Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 3,438
      • Total interior livable area: 2,408 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Enclosed, Patio, Screened
      • Exterior features: Irrigation System
      • Fencing: Fenced
      • Has view: Yes
      • View description: Golf Course, Trees/Woods
      Lot
      • Size: 0.31 Acres
      • Features: Near Golf Course, Near Marina, On Golf Course
      • Residential vegetation: Trees/Landscaped, Wooded
      Details
      • Parcel number: 0411312988000000370
      • Zoning: PUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Foundation: Slab
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Clubhouse, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: MONTERREY SUB
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Maintenance, Security
      • Services included: 24-Hour Guard, Maintenance Grounds, Private Road
      • HOA fee: $632 monthly
      • HOA name: Southern States - Brie Cunniff
      • HOA phone: 386-868-1421
      • Second HOA name: Hammock Dunes Owners Association
      • Second HOA phone: 386-868-1421
      Location
      • Region: Palm Coast

      Financial & listing details

      • Price per square foot: $257/sqft
      • Tax assessed value: $577,971
      • Annual tax amount: $4,045
      • Date on market: 5/18/2026
      • Cumulative days on market: 74 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/28/2026Price change$619,000-10.2%$257/sqft
        Source: Stellar MLS #FC318619 Report a problem
        6/22/2026Price change$689,000-3.6%$286/sqft
        Source: Stellar MLS #FC318619 Report a problem
        5/18/2026Listed for sale$715,000+146.6%$297/sqft
        Source: Stellar MLS #FC318619 Report a problem
        12/22/2000Sold$290,000$120/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,908 +2.2%$278,880 +3%
        2023$3,824 +7.9%$270,757 +3%
        2022$3,546 +1.5%$262,871 +3%
        2021$3,493 +0.1%$255,215 +1.4%
        2020$3,490 +1.1%$251,689 +2.3%
        2019$3,453 -0.2%$246,030 +1.9%
        2018$3,458 +1.1%$241,443 +2.1%
        2017$3,419 $236,477 +2.1%
        2016$3,419 +1.3%$231,613 -0.4%
        2015$3,376 -1.4%$232,523 +0.8%
        2014$3,426 $230,678 +2.1%
        2013-- $225,976 -0.8%
        2012-- $227,827 -9.3%
        2011-- $251,127 -20.8%
        2010-- $316,963 +2.7%
        2009-- $308,630 +0.1%
        2008-- $308,322 +2.9%
        2007-- $299,515 +2.5%
        2006-- $292,210 +3%
        2005-- $283,699 -9.1%
        2004-- $311,984 +10.5%
        2003-- $282,446 +7%
        2002-- $263,965
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32137

        Getting around

        3 / 100
        Car-Dependent
        49 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Imagine Schools Town Center (K-8)
        • Middle: Imagine Schools Town Center (K-8)
        • High: Matanzas High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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