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For sale
  • Price cut: $96K (5/28)
    $399,000

    100 Cherry St APT 604, Panama City, FL 32401

    3beds
    2,701sqft
    : 
    $2,562/mo
    Get pre-qualified
    Condominium
    Built in 1975
    -- sqft lot
    $-- Zestimate®
    $148/sqft
    $-- HOA

    What's special

    Waterfront poolThree private bedroom suitesFreshly painted interiorsBuilt-in jennair microwaveBay-facing office with built-insPanoramic bay viewsRefreshed parquet flooring
    A rare double-unit waterfront residence at The Cove, now offered with a $96K price reduction. This 2,701 sq ft bayfront home combines Units 604/605 into an expansive, mid-century-inspired layout framed by sweeping views of St. Andrews Bay and Shell Island. Full-height sliders span the entire length of the residence, opening to two generous balconies and creating a seamless connection to the water. Automated hurricane shutters and remote sunshades add effortless comfort and protection. Refined updates include refreshed parquet flooring, new designer lighting, and freshly painted interiors. The chef's kitchen features a Wolf cooktop, Maytag oven, and built-in JennAir microwave. Three private bedroom suites each offer their own full bath, with the owner's suite showcasing balcony access, panoramic bay views, and dual custom walk-in closets. A bay-facing office with built-ins provides an elevated workspace. Additional features include two recently replaced HVAC systems, two private storage units, and two dedicated parking spaces steps from the elevator. The Cove offers a waterfront pool, clubhouse, and dock, all minutes from Historic Downtown Panama City--now evolving into a growing arts and dining hub with galleries, studios, and chef-driven restaurants. A standout opportunity to own one of the largest and most distinctive luxury waterfront residences in the area.
    176 days
    |
    947
    |
    52
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    The Gettings Group 205-393-7183,

    Corcoran Reverie,

    Frankie G Silver 205-765-9443,

    Corcoran Reverie

    Source: CPAR,MLS#: 784711MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 16 x 12
      Bedroom
      • Level: First
      • Dimensions: 14 x 12
      Bedroom
      • Level: First
      • Dimensions: 12 x 11
      Heating
      • Central
      Cooling
      • Central Air, Multi Units
      Appliances
      • Included: Convection Oven, Electric Cooktop, Electric Oven, Electric Water Heater
      Features
      • Balcony, Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)
      Interior area
      • Total structure area: 2,701
      • Total interior livable area: 2,701 sqft

      Property

      Parking
      • Parking features: Additional Parking, Paved, Parking Lot
      Features
      • Stories: 7
      • Patio & porch: Balcony
      • Exterior features: Dock
      • Pool features: In Ground, Community
      • Has view: Yes
      • View description: Bay
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: Bayfront, Seawall
      Lot
      • Features: Paved
      Details
      • Additional structures: Pool House
      • Parcel number: 25678604000
      • Zoning description: Resid Multi-Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Mid Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Concrete
      • Roof: Clay
      Condition
      • New construction: No
      • Year built: 1975

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Phone Connected

      Community & HOA

      Community
      • Features: Conference/Meeting Room, Dock, Elevator, Park, Pool, Storage Facilities, Waterfront, Community Pool
      • Security: Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)
      • Subdivision: Cove Condominium
      HOA
      • Has HOA: Yes
      • Amenities included: Dock, Picnic Area, Storage
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $148/sqft
      • Tax assessed value: $697,938
      • Annual tax amount: $10,267
      • Date on market: 2/4/2026
      • Cumulative days on market: 371 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/28/2026Price change$399,000-19.4%$148/sqft
        Source: CPAR #784711 Report a problem
        2/4/2026Listed for sale$495,000$183/sqft
        Source: CPAR #784711 Report a problem
        2/1/2026Listing removed$495,000$183/sqft
        Source: CPAR #776551 Report a problem
        12/11/2025Listed for sale$495,000$183/sqft
        Source: CPAR #776551 Report a problem
        12/9/2025Pending sale$495,000$183/sqft
        Source: CPAR #776551 Report a problem
        11/19/2025Price change$495,000-1%$183/sqft
        Source: CPAR #776551 Report a problem
        8/29/2025Price change$500,000-2.9%$185/sqft
        Source: CPAR #776551 Report a problem
        7/21/2025Listed for sale$515,000+71.7%$191/sqft
        Source: CPAR #776551 Report a problem
        6/16/2014Sold$300,000-2.6%$111/sqft
        Source: Public Record Report a problem
        11/19/2009Sold$308,000$114/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,573 -12.9%$263,679 +3%
        2023$4,104 +10.4%$255,999 +3%
        2022$3,717 $248,543
        2021-- --
        2020$3,694 +4.2%$241,304 +10%
        2019$3,546 $219,368 -15%
        2018$3,546 -9.3%$258,080 +5%
        2017$3,908 +6.1%$245,791 -3.6%
        2016$3,684 -8.4%$255,000
        2015$4,021 $255,000 +6.1%
        2014$4,021 $240,294 +10%
        2013-- $218,449 +10%
        2012-- $198,590 -13.8%
        2011-- $230,384 -12%
        2010-- $261,800 +168.3%
        2009-- $97,560 -40.5%
        2008-- $163,951 +3%
        2007-- $159,176 +2.5%
        2006-- $155,294 +3%
        2005-- $150,771 +3%
        2004-- $146,380 +1.9%
        2003-- $143,651 +2.4%
        2002-- $140,284 +1.6%
        2001-- $138,075 -23.3%
        2000-- $180,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32401

        Getting around

        31 / 100
        Car-Dependent
        17 / 100
        Minimal Transit
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cherry Street
        • Middle: Jinks
        • High: Bay

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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