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For sale
    • $242,000

    1609 W 13th St, Panama City, FL 32401

    3beds
    1,536sqft
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    Single Family Residence
    Built in 1960
    8,276 Square Feet Lot
    $228,700 Zestimate®
    $158/sqft
    $-- HOA

    What's special

    Metal roofNew water heaterAmple parkingFlexible layoutCorner-lot propertyFully fenced corner lotTwo separate entrances
    PRIME CORNER LOT • UPDATED SYSTEMS • INVESTOR FRIENDLY. Welcome to this exceptional corner-lot property ideally located just minutes from Historic St. Andrews, St. Andrews Bay, Downtown Panama City, shopping, dining, parks, and top-rated schools. Offering over 1,500 square feet of well-maintained living space, this move-in-ready home combines flexibility, location, and income-producing potential. Featuring two separate entrances, ample parking, and a versatile floor plan, the possibilities are endless for homeowners, investors, or those seeking additional space to customize. Recent improvements include a NEW A/C system, NEW water heater, remodeled kitchen, metal roof, and durable concrete block construction. The home's flexible layout offers opportunities for a home office, bonus room, guest space, or potential additional bedroom. Situated on a fully fenced corner lot, this property stands out as an excellent option for primary residence, vacation home, short-term rental, or long-term investment property. With no HOA restrictions and both short-term and long-term rentals allowed, this is a rare opportunity to maximize value in one of Panama City's most convenient locations. Whether you're searching for your next home or your next investment, this property offers the perfect combination of comfort, flexibility, and location. Don't miss your chance to own a property with unlimited potential just moments from the water, Historic St. Andrews, and everything Panama City has to offer!
    36 days
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    439
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    31
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    Zillow last checked:

    Listing updated:

    Listed by:

    Danitza T Galetti 850-276-5639,

    EXP Realty LLC

    Source: CPAR,MLS#: 791436MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Family Room, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Workshop, Bonus Room
      Primary bedroom
      • Level: First
      • Dimensions: 23 x 11
      Bedroom
      • Level: First
      • Dimensions: 18 x 10
      Bedroom
      • Level: First
      • Dimensions: 10 x 10
      Primary bathroom
      • Description: Half Bath Only
      • Dimensions: 8 x 5
      Bonus room
      • Level: First
      • Dimensions: 9 x 7
      Dining room
      • Level: First
      • Dimensions: 12 x 12
      Family room
      • Description: Not Heated or Cool-not part of house GLA
      • Dimensions: 17 x 16
      Other
      • Dimensions: 7 x 5
      Kitchen
      • Level: First
      • Dimensions: 16 x 8
      Living room
      • Level: First
      • Dimensions: 16 x 12
      Workshop
      • Description: Has electric, flooring needs replacing
      • Dimensions: 24 x 8
      Heating
      • Central, Electric, Forced Air, Fireplace(s), Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Electric Range, Electric Water Heater
      Features
      • Main Level Primary, Workshop
      • Windows: Double Pane Windows
      • Has fireplace: Yes
      Interior area
      • Total structure area: 1,536
      • Total interior livable area: 1,536 sqft

      Property

      Features
      • Stories: 1
      • Patio & porch: Covered, Porch
      • Fencing: Fenced
      Lot
      • Size: 8,276 Square Feet
      • Dimensions: 117.0 ft x 73.0 ft
      • Features: Paved
      Details
      • Parcel number: 19202000000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Subdivision: Oakland Terrace Add
      HOA
      • Has HOA: No
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $158/sqft
      • Tax assessed value: $128,083
      • Annual tax amount: $1,004
      • Date on market: 6/16/2026
      • Cumulative days on market: 37 days

        Estimated market value

        $228,700

        $217,000 - $240,000

        $1,978/mo

        Price history

        DateEventPrice
        6/16/2026Listed for sale$242,000+0.8%$158/sqft
        Source: CPAR #791436 Report a problem
        1/18/2026Listing removed$239,999$156/sqft
        Source: CPAR #780671 Report a problem
        12/30/2025Listed for sale$239,999$156/sqft
        Source: CPAR #780671 Report a problem
        12/23/2025Pending sale$239,999$156/sqft
        Source: CPAR #780671 Report a problem
        10/21/2025Listed for sale$239,999-3.6%$156/sqft
        Source: CPAR #780671 Report a problem
        10/10/2025Listing removed$249,000$162/sqft
        Source: CPAR #772762 Report a problem
        9/3/2025Price change$249,000-3.5%$162/sqft
        Source: CPAR #772762 Report a problem
        6/27/2025Price change$258,000-2.6%$168/sqft
        Source: CPAR #772762 Report a problem
        4/30/2025Listed for sale$265,000-1.9%$173/sqft
        Source: CPAR #772762 Report a problem
        9/30/2024Listing removed$270,000$176/sqft
        Source: CPAR #760376 Report a problem
        7/29/2024Listed for sale$270,000+269.9%$176/sqft
        Source: CPAR #760376 Report a problem
        12/7/2009Sold$73,000-49.7%$48/sqft
        Source: Public Record Report a problem
        7/6/2005Sold$145,000$94/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,004 -2.8%$95,728 +4.2%
        2023$1,033 -1%$91,908 +3%
        2022$1,043 $89,231
        2021-- --
        2020$1,001 +39.6%$85,436 +0.3%
        2019$717 $85,161 -5.5%
        2018$717 -5.8%$90,149 -0.1%
        2017$761 0%$90,220 +0.5%
        2016$761 -5.9%$89,763 -0.6%
        2015$809 $90,348 -0.2%
        2014$809 $90,500 -2.5%
        2013-- $92,817 -1.8%
        2012-- $94,549 -5.5%
        2011-- $100,048 -3.8%
        2010-- $104,010 -14.7%
        2009-- $121,998 +9.2%
        2008-- $111,762 +3.4%
        2007-- $108,106 +2.5%
        2006-- $105,469 +100%
        2005-- $52,729 +3%
        2004-- $51,193 +1.9%
        2003-- $50,238 +2.4%
        2002-- $49,061 +1.6%
        2001-- $48,288 -0.9%
        2000-- $48,706
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32401

        Getting around

        42 / 100
        Car-Dependent
        24 / 100
        Minimal Transit
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lucille Moore
        • Middle: Jinks
        • High: Bay

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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