Welcome to The Mill Pond House & Inn - a rare opportunity to own a historic waterfront residence offering extraordinary live/work flexibility in the heart of Jefferson, NY.
Originally built in 1879 as a working grain and saw mill, this landmark property was meticulously restored in 2018 with every system rebuilt from the studs out, blending historic authenticity with modern comfort and infrastructure. Today, the property offers the scale and character of a grand private residence while retaining remarkable versatility for those seeking a lifestyle property, retreat, or income-producing opportunity.
Set along the scenic Mill Pond, the property offers tranquil water views, a private waterfall, and a charming walking path that encircles the pond - creating a peaceful and picturesque setting rarely found in the Catskills.
The main level offers expansive gathering spaces that translate beautifully to residential living. The former dining and event areas provide dramatic entertaining rooms, studio or gallery space, or the potential for large open-concept living areas. Multiple seating areas, fireplaces, and flexible rooms allow for effortless adaptation into a spacious private home, family compound, artist retreat, or wellness destination.
Outdoor living is equally impressive. A sweeping deck overlooks the pond, offering exceptional space for dining, entertaining, or simply enjoying the calming water views and surrounding landscape.
The second floor currently offers five private suites, each with its own full bath, providing an ideal layout for guest accommodations, extended family living, or continued boutique hospitality use. A dedicated service and laundry space supports both residential or income-generating configurations.
The detached Carriage House adds another exceptional layer of flexibility. Currently outfitted with a wood/gas pizza oven and bar, the structure easily lends itself to use as a guest house, studio, workshop, event barn, or creative space.
With ample parking spaces and Jefferson's rare no-zoning designation, the property allows unparalleled freedom of use. Owners may choose to enjoy the property purely as a private waterfront residence, operate a boutique inn, create a live/work compound, or explore hospitality, retreat, or event-based ventures.
Located in the historic Village of Jefferson - recently added to the National Register of Historic Places - the property is ideally positioned near year-round Catskills recreation including skiing, hiking, and easy access to Cooperstown, making it a natural destination for both personal enjoyment and potential guest accommodations.
Additional adjacent 50 acre developable land parcel as well as ''the Parsonage House'' available for interested parties as a separate offering.
Historic, adaptable, and deeply rooted in Catskills heritage, The Mill Pond House & Inn offers a once-in-a-generation opportunity to create a truly unique lifestyle property.
Active
$1,300,000
102 Main Street, Jefferson, NY 12093
5beds
5,429sqft
Single Family Residence
Built in 1879
6.6 Acres Lot
$-- Zestimate®
$239/sqft
$-- HOA
What's special
Private waterfallMultiple seating areasAmple parking spacesDetached carriage houseTranquil water viewsHistoric waterfront residenceDramatic entertaining rooms
- 149 days |
- 390 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
The Catskill Dream Team 917-558-0447,
Katherine Keys 347-733-0660,
Margaret Bellar 917-558-0447,
The Catskill Dream Team
Source: HVCRMLS,MLS#: 20260475
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 8
- Full bathrooms: 5
- 1/2 bathrooms: 3
Heating
- Baseboard, Forced Air, Propane, Radiant
Appliances
- Included: Other, Washer/Dryer, Range Hood, Ice Maker, Freezer, Free-Standing Refrigerator, Free-Standing Gas Range, Dishwasher
- Laundry: Laundry Room
Features
- Beamed Ceilings, Built-in Features, Entrance Foyer, High Speed Internet
- Flooring: Tile, Wood
- Basement: Finished,Partial
Interior area
- Total structure area: 5,429
- Total interior livable area: 5,429 sqft
- Finished area above ground: 5,429
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Additional Parking
Features
- Levels: Two
- Patio & porch: Awning(s), Covered, Deck, Patio, Porch, Rear Porch, Screened, Side Porch, Terrace
- Has view: Yes
- View description: Mountain(s), Pond, Water
- Has water view: Yes
- Water view: Pond,Water
- Waterfront features: Pond
- Body of water: Mill Pond
Lot
- Size: 6.6 Acres
- Features: Gentle Sloping, Landscaped, Views, Waterfall
Details
- Additional structures: Outdoor Kitchen
- Parcel number: 433600 168.19
- Zoning: none
- Other equipment: Other
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Roof: Asphalt,Membrane
Condition
- New construction: No
- Year built: 1879
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Location
- Region: Jefferson
Financial & listing details
- Price per square foot: $239/sqft
- Tax assessed value: $161,668
- Annual tax amount: $9,803
- Date on market: 2/5/2026
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
$3,391/mo
Price history
| Date | Event | Price |
|---|---|---|
| 2/5/2026 | Listed for sale | $1,300,000$239/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12093
Nearby schools
GreatSchools rating
- 4/10Jefferson Central SchoolGrades: PK-12Distance: 0.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Schoharie County
- Jefferson
- 12093
- 102 Main Street







