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For sale
  • Price cut: $200K (6/30)
    $2,799,000

    1028 Western Dr, Santa Cruz, CA 95060

    4beds
    2,172sqft
    : 
    $19,081/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 1962
    0.42 Acres Lot
    $-- Zestimate®
    $1,289/sqft
    $-- HOA

    What's special

    Rare Upper Westside estate property offering nearly 3,050 square feet of combined living space, including a newly constructed, fully permitted 876 sq. ft. ADU. Set on a rare, level 18,426 sq. ft. flat parcel just moments from Moore Creek Preserve, this beautifully remodeled single-level ranch captures the essence of Santa Cruz livingprivacy, flexibility, and income potential in one of the areas most sought-after neighborhoods. The main residence spans 2,172 sq. ft. with 3 bedrooms and 2 full bathrooms, plus a spacious, flexible office ideal as a 4th bedroom, private suite, or guest quarters. Thoughtfully updated throughout, the home blends classic ranch charm with modern finishes and an easy indoor-outdoor flow. The newly built ADU offers excellent potential for rental income, extended family, or a private work-from-home retreatideal for UCSC faculty or Bay Area remote professionals seeking space and privacy. The expansive, flat grounds are a rare Westside findperfect for gardening, entertaining, or relaxing. Features include terraced gardens, a dog run, oversized two-car garage, and owned solarall just minutes from surf, trails, and Westside favorites.
    47 days
    |
    904
    |
    41
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bri Steel 01977946 831-200-6338,

    Live Love Santa Cruz 831-200-6338

    Source: MLSListings Inc,MLS#: ML82040730MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Dining room
      • Features: Other
      Family room
      • Features: Other
      Heating
      • Central Forced Air Gas
      Cooling
      • Other
      Features
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 2,172
      • Total interior livable area: 2,172 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Off Street
      • Garage spaces: 2
      Features
      • Stories: 1
      Lot
      • Size: 0.42 Acres
      Details
      • Parcel number: 00201221000
      • Zoning: SFR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Foundation: Concrete Perimeter
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1962

      Utilities & green energy

      • Gas: PublicUtilities
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public Utilities, Water Public, Solar

      Community & HOA

      Location
      • Region: Santa Cruz

      Financial & listing details

      • Price per square foot: $1,289/sqft
      • Tax assessed value: $1,624,207
      • Annual tax amount: $19,036
      • Date on market: 6/9/2026
      • Listing agreement: ExclusiveRightToSell

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $7,330/mo

        Price history

        DateEventPrice
        6/30/2026Price change$2,799,000-6.7%$1,289/sqft
        Source: MLSListings Inc #ML82040730 Report a problem
        6/9/2026Listed for sale$2,999,000+135.2%$1,381/sqft
        Source: MLSListings Inc #ML82040730 Report a problem
        2/7/2017Sold$1,275,000-10.5%$587/sqft
        Source: Public Record Report a problem
        12/10/2016Pending sale$1,425,000$656/sqft
        Source: Intero Real Estate Services #ML81613701 Report a problem
        11/23/2016Price change$1,425,000-20.8%$656/sqft
        Source: Intero Real Estate Services #ML81613701 Report a problem
        9/9/2016Listed for sale$1,799,000$828/sqft
        Source: Intero Real Estate Services #ML81613701 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$19,036 +7.2%$1,624,207 +2%
        2024$17,758 +1.2%$1,592,360 +2%
        2023$17,540 +1.2%$1,561,137 +2%
        2022$17,340 +2.2%$1,530,527 +2%
        2021$16,973 +0.8%$1,500,516 +1%
        2020$16,838 +2.2%$1,485,130 +2%
        2019$16,477 +10.7%$1,456,010 +12%
        2018$14,879 +174.9%$1,300,500 +186.8%
        2017$5,412 +5.7%$453,528 +2%
        2016$5,120 +3.3%$444,636 +1.5%
        2015$4,955 +1.7%$437,956 +2%
        2014$4,872 $429,376 +2.5%
        2012-- $419,054 +2%
        2011-- $410,837 +0.8%
        2010-- $407,766 -0.2%
        2009-- $408,734 +2%
        2008-- $400,720 +2%
        2007-- $392,863 +2%
        2006-- $385,160 +2%
        2005-- $377,608 +2%
        2004-- $370,204 +1.9%
        2003-- $363,419 +2%
        2002-- $356,293 +2%
        2001-- $349,307 +2%
        2000-- $342,458
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 95060

        Getting around

        47 / 100
        Car-Dependent
        35 / 100
        Some Transit
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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