Seller will owner finance at VA Rates!! New Construction in Old Destin is hard to find, so discover the best of both worlds at The Destin Cottages, a new gated neighborhood of just 12 Coastal homes tucked away in the heart of one of Destin's heritage communities and only minutes from EVERYTHING Destin is famous for-the sugar white sands of the beach, the Bay, the Harbor, the Pass, and even Crab Island. Hop on your golf cart to grab lunch, catch the floating tikis to Crab Island less than a mile away, ride your bikes 3 blocks to school at Destin Elementary or stroll over to Harborwalk for a casual dinner - it's all in your backyard until you are ready for the quiet bliss of your
For sale
$637,900
103 Fletcher Way, Destin, FL 32541
4beds
1,823sqft
Single Family Residence
Built in 2024
5,349 Square Feet Lot
$-- Zestimate®
$350/sqft
$-- HOA
What's special
- 173 days |
- 357 |
- 21 |
Zillow last checked:
Listing updated:
Listed by:
Mona L Ponder 850-865-3501,
Real Estate Empowered LLC
Source: ECAOR,MLS#: 992102
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 179.4 Square Feet
- Dimensions: 13.8 x 13
Bedroom
- Level: First
- Area: 121 Square Feet
- Dimensions: 11 x 11
Bedroom
- Level: First
- Area: 121 Square Feet
- Dimensions: 11 x 11
Bedroom
- Description: Bedroom/Office
- Level: First
- Area: 128.7 Square Feet
- Dimensions: 11.7 x 11
Garage
- Description: 2 car garage
- Level: First
- Area: 400 Square Feet
- Dimensions: 20 x 20
Kitchen
- Level: First
- Area: 129.8 Square Feet
- Dimensions: 11.8 x 11
Heating
- Natural Gas
Appliances
- Included: Dishwasher, Disposal, Microwave, Tankless Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Kitchen Island, Recessed Lighting, Newly Painted, Pantry
- Flooring: Vinyl
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,823
- Total interior livable area: 1,823 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Covered, Porch
- Exterior features: Private Yard, Sprinkler System
Lot
- Size: 5,349 Square Feet
- Dimensions: 97.27 x 55
- Features: Interior Lot, Sidewalk
Details
- Parcel number: 002S22363000000020
- Zoning description: City
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 2024
Community & HOA
Community
- Features: Gated, Short Term Rental - Not Allowed
- Security: Smoke Detector(s)
- Subdivision: DESTIN COTTAGES
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds
Location
- Region: Destin
Financial & listing details
- Price per square foot: $350/sqft
- Tax assessed value: $138,521
- Annual tax amount: $1,641
- Date on market: 1/4/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 1/4/2026 | Listed for sale | $637,900$350/sqft |
Source: | ||
| 10/22/2025 | Listing removed | $637,900$350/sqft |
Source: | ||
| 8/5/2025 | Price change | $637,900+0.6%$350/sqft |
Source: | ||
| 7/8/2025 | Price change | $634,000+1.1%$348/sqft |
Source: | ||
| 5/23/2025 | Listed for sale | $627,000$344/sqft |
Source: | ||
| 5/13/2025 | Pending sale | $627,000$344/sqft |
Source: | ||
| 4/21/2025 | Listed for sale | $627,000$344/sqft |
Source: | ||
| 3/19/2025 | Listing removed | $627,000$344/sqft |
Source: | ||
| 10/10/2024 | Listed for sale | $627,000$344/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,641 +312.1% | $138,521 +315.6% |
| 2023 | $398 | $33,331 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 0.6 mi
- 9/10Destin Middle SchoolGrades: 5-8Distance: 4.7 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 8.2 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Destin
- 32541
- 103 Fletcher Way








