Welcome to Isle of Pine, and this Peaceful Waterfront Retreat in the Heart of Smith Mountain Lake. This spacious home offers five bedrooms on the upper level, including a comfortable primary suite. While the lower level provides a spacious family room, dining area, eat-in kitchen, an additional full bathroom, and laundry area. Enjoy scenic views from the full-length upper deck with wheelchair access or relax on the lower patio. A detached garage with separate rooms provides abundant storage and flexible space for your needs. A gently sloping concrete walkway leads to your private dock, complete with two covered boat slips and a floater, perfect for enjoying all that Smith Mountain Lake has to offer right now (Owners are currently able to launch their boat and jet ski). The Isle of Pine community offers an impressive array of amenities, including a boat ramp, trailer storage, tennis courts, horseshoes, volleyball, walking trails, and campground sites. Conveniently located near downtown Moneta and Bridgewater Plaza, this property offers the ideal combination of peaceful lake living and easy access to shopping, dining, and entertainment. Call and schedule your tour today.
For sale
$1,050,000
103 White Oak Cir, Moneta, VA 24121
5beds
2,288sqft
:
Get pre-qualified$6,109/mo
Single Family Residence
Built in 1977
0.9 Acres Lot
$996,800 Zestimate®
$459/sqft
$19/mo HOA
What's special
Private dockTwo covered boat slipsComfortable primary suiteEat-in kitchenSpacious family roomDining areaLaundry area
- 4 days |
- 1,562 |
- 66 |
Zillow last checked:
Listing updated:
Listed by:
DANIEL SCOTT 540-204-7024,
MKB, REALTORS(r) - AT THE LAKE 540-721-6005
Source: RVAR,MLS#: 929699
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: U
Bedroom 2
- Level: U
Bedroom 3
- Level: U
Bedroom 4
- Level: U
Bedroom 5
- Level: U
Dining area
- Level: L
Eat in kitchen
- Level: L
Family room
- Level: L
Kitchen
- Level: L
Laundry
- Level: L
Living room
- Level: L
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Dryer, Washer, Dishwasher, Electric Range, Refrigerator
Features
- Flooring: Carpet, Ceramic Tile
- Has basement: Yes
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 2,288
- Total interior livable area: 2,288 sqft
- Finished area above ground: 1,144
- Finished area below ground: 1,144
Video & virtual tour
Property
Parking
- Total spaces: 7
- Parking features: Detached, Paved, Off Street
- Has garage: Yes
- Covered spaces: 1
- Uncovered spaces: 6
Features
- Patio & porch: Deck
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront, Cove, Riprap Shoreline
- Body of water: Smith Mtn Lake
Lot
- Size: 0.9 Acres
- Features: Gentle Sloping
Details
- Parcel number: 242B 2 81
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Wood
Condition
- Completed
- Year built: 1977
Utilities & green energy
- Electric: 0 Phase
- Sewer: Public Sewer
Community & HOA
Community
- Features: Trail Access
- Subdivision: Isle Of Pines
HOA
- Has HOA: Yes
- HOA fee: $230 annually
Location
- Region: Moneta
Financial & listing details
- Price per square foot: $459/sqft
- Tax assessed value: $577,100
- Annual tax amount: $2,366
- Date on market: 7/22/2026
- Road surface type: Paved
Estimated market value
$996,800
$947,000 - $1.05M
$1,651/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/22/2026 | Listed for sale | $1,050,000$459/sqft |
Source:  RVAR #929699 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $577,100 |
| 2024 | $2,366 | $577,100 |
| 2023 | $2,366 +6.7% | $577,100 +30.1% |
| 2022 | $2,219 | $443,700 |
| 2021 | $2,219 | $443,700 |
| 2020 | $2,219 -3.8% | $443,700 |
| 2019 | $2,307 -2.4% | $443,700 -2.4% |
| 2018 | $2,365 | $454,800 |
| 2017 | $2,365 | $454,800 |
| 2016 | $2,365 | $454,800 |
| 2015 | $2,365 -0.6% | $454,800 -0.6% |
| 2014 | $2,379 +4% | $457,500 |
| 2013 | $2,288 | $457,500 |
| 2012 | $2,288 | $457,500 |
| 2011 | $2,288 -16.1% | $457,500 -16.1% |
| 2010 | $2,728 | $545,600 |
| 2009 | $2,728 | $545,600 |
| 2008 | $2,728 | $545,600 |
| 2007 | $2,728 +73.5% | $545,600 +125.5% |
| 2006 | $1,572 | $241,900 |
| 2005 | $1,572 | $241,900 |
| 2004 | $1,572 | $241,900 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 24121
Nearby schools
GreatSchools rating
- 9/10Moneta Elementary SchoolGrades: PK-5Distance: 6.2 mi
- 5/10Staunton River Middle SchoolGrades: 6-8Distance: 9.6 mi
- 2/10Staunton River High SchoolGrades: 9-12Distance: 9.6 mi
Schools provided by the listing agent
- Elementary: Moneta
- Middle: Staunton River
- High: Staunton River
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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