Fresh, Stylish, and Move-In Ready in South Haven! Welcome to this beautifully built 2022 home that blends modern style with everyday comfort. The open-concept layout centers around a spacious kitchen featuring sleek 36" raised-panel cabinets, a walk-in pantry, and easy-care ceramic tile that flows throughout the main living areas—including the foyer, flex room, kitchen, family room, laundry, and bathrooms. Need peace of mind? Hurricane shutters are already in place. The generously sized primary suite is bathed in natural light and includes its own walk-in closet for added convenience. Upstairs, a flexible loft and bonus room give you plenty of options—whether you’re setting up a home office, gym, or playroom. Practical touches like under-stair storage, a guest bath with a separate vanity area, and roomy bedrooms (including one with a walk-in closet) make everyday living easy. Even better? The washer and dryer stay with the home. Step outside into your private fenced backyard—a great spot for cookouts, relaxing with friends, or letting pets roam freely. With an irrigation system already installed, keeping the landscaping lush is a breeze. South Haven offers great amenities like a tot lot and dog park, and it’s just minutes from E.G. Simmons Park and Little Harbor—perfect for fishing, boating, camping, or simply soaking in the Florida sunshine. Plus, you're just under 2 miles from the Amazon Fulfillment Center and within 15 minutes of all your daily essentials. Cal today to schedule your showing of this recently built gem before it's gone. Owner Financing Available.
For sale
$389,900
1038 Kelly Fern Loop, Ruskin, FL 33570
4beds
2,289sqft
Single Family Residence
Built in 2022
9,111 Square Feet Lot
$387,600 Zestimate®
$170/sqft
$50/mo HOA
What's special
Family roomFlex roomOpen-concept layoutUnder-stair storageIrrigation system already installedSpacious kitchenPrivate fenced backyard
- 341 days |
- 76 |
- 6 |
Zillow last checked:
Listing updated:
Listed by:
Cuc Dinh 727-858-3450,
DALTON WADE INC 888-668-8283
Source: Stellar MLS,MLS#: TB8395971
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 240 Square Feet
- Dimensions: 16x15
Kitchen
- Level: First
- Area: 360 Square Feet
- Dimensions: 24x15
Living room
- Level: First
- Area: 247 Square Feet
- Dimensions: 19x13
Loft
- Level: Second
- Area: 247 Square Feet
- Dimensions: 13x19
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Vinyl
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 2,758
- Total interior livable area: 2,289 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Irrigation System, Lighting, Sidewalk
Lot
- Size: 9,111 Square Feet
Details
- Parcel number: U043219C5100000000047.0
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Cement Siding, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: SOUTH HAVEN
HOA
- Has HOA: Yes
- HOA fee: $50 monthly
- HOA name: Lisa Coleman
Location
- Region: Ruskin
Financial & listing details
- Price per square foot: $170/sqft
- Tax assessed value: $333,718
- Annual tax amount: $6,576
- Date on market: 7/22/2025
- Cumulative days on market: 340 days
- Listing terms: Cash,Conventional,FHA,Owner May Carry
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$387,600
$368,000 - $407,000
$2,738/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/10/2025 | Price change | $389,900-2.5%$170/sqft |
Source:  Stellar MLS #TB8395971 Report a problem | ||
| 7/23/2025 | Listed for sale | $399,900+1.2%$175/sqft |
Source: Stellar MLS #TB8395971 Report a problem | ||
| 7/2/2025 | Listing removed | $2,500$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/5/2025 | Price change | $2,500-3.8%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/29/2025 | Price change | $2,600-3.7%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/18/2025 | Listed for rent | $2,700$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/9/2022 | Sold | $394,990$173/sqft |
Source: Public Record Report a problem | ||
| 8/23/2022 | Pending sale | $394,990$173/sqft |
Source: Stellar MLS #O6054086 Report a problem | ||
| 8/22/2022 | Listed for sale | $394,990$173/sqft |
Source: Stellar MLS #O6054086 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,915 +5.1% | $333,718 |
| 2024 | $6,577 -6.4% | $333,718 -2.4% |
| 2023 | $7,029 +1551.5% | $342,050 +3650.5% |
| 2022 | $426 -0.8% | $9,120 |
| 2021 | $429 | $9,120 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33570
Nearby schools
GreatSchools rating
- 3/10Cypress Creek Elementary SchoolGrades: PK-5Distance: 2.4 mi
- 2/10Shields Middle SchoolGrades: 6-8Distance: 2.2 mi
- 3/10Lennard High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- Elementary: Cypress Creek-HB
- Middle: Shields-HB
- High: Lennard-HB
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Hillsborough County
- Ruskin
- 33570
- 1038 Kelly Fern Loop
Nearby cities
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Other Ruskin Topics
