For sale

$579,000

104-108 Parker St, Gardner, MA 01440

3beds

6,958sqft

$3,890/mo

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4 Family

Built in 1888

-- sqft lot

$-- Zestimate^®

$83/sqft

$-- HOA

What's special

Nearby municipal parking

Exceptional mixed-use investment opportunity in the heart of Gardner! Fully occupied and generating $75,180 in annual gross income, this turnkey property features two commercial units and two residential apartments, offering a diversified mix of income streams. The first-floor commercial space is occupied by a medical spa, while the third-floor commercial space is home to an art studio. Situated between them are two residential apartments, creating a well-balanced layout. A detached 3-car garage with a spacious second level provides valuable storage and future potential. Benefit from a high-visibility downtown location with a mix of ample off-street, metered on-street, and nearby municipal parking. Centrally located within walking distance to shops, restaurants, public transportation, services, and other everyday conveniences. Ideal for investors seeking strong in-place income, full occupancy, turnkey condition, and future upside potential.

32 days

404

23

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 5
Full bathrooms: 2
1/2 bathrooms: 3

Features

Flooring: Tile, Varies, Hardwood
Basement: Full,Walk-Out Access
Has fireplace: No

Interior area

Total structure area: 6,958
Total interior livable area: 6,958 sqft
Finished area above ground: 6,958

Property

Parking

Total spaces: 7
Parking features: Paved Drive, Off Street
Garage spaces: 3
Uncovered spaces: 4

Features

Fencing: Fenced/Enclosed

Lot

Size: 6,358 Square Feet
Features: Cleared, Gentle Sloping

Details

Parcel number: M:M22 B:4 L:3,3535617
Zoning: C1

Construction

Type & style

Home type: MultiFamily
Property subtype: 4 Family

Materials

Foundation: Block, Stone, Brick/Mortar
Roof: Shingle

Condition

Year built: 1888

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Laundromat, Highway Access, Public School

Location

Region: Gardner

Financial & listing details

Price per square foot: $83/sqft
Tax assessed value: $398,100
Annual tax amount: $5,717
Date on market: 6/23/2026
Total actual rent: 6265

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/23/2026	Listed for sale	$579,000$83/sqft
Source: MLS PIN #73540486 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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