Skip main navigation
New construction
    • Price cut: $50K (7/13)
    $1,399,000

    108 Irwin St E, Safety Harbor, FL 34695

    4beds
    2,634sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 2026
    10,820 Square Feet Lot
    $1,378,600 Zestimate®
    $531/sqft
    $-- HOA

    What's special

    Spacious laundry roomLarge cambria quartz islandPrivacy fencingFull-height cambria quartz backsplashOpen-concept floor planQuarter-acre homesiteGourmet kitchen
    Virtually Staged. PRICE IMPROVEMENT! Now offered at $1,399,000—an exceptional opportunity to own a brand-new custom luxury home in the heart of Safety Harbor. Built by Cogdill Builders of Florida, this beautifully crafted Modern Coastal residence combines timeless design, quality craftsmanship, and an unbeatable location just one mile from vibrant Downtown Safety Harbor and Philippe Park. Situated on a quarter-acre homesite in Flood Zone X with NO HOA, this move-in-ready home offers 4 bedrooms, 3 full bathrooms, an oversized 3-car garage, and 2,634 square feet of thoughtfully designed living space. Every detail reflects quality, from the soaring 10-foot ceilings, impact-rated windows, premium porcelain tile flooring, designer lighting, and open-concept floor plan to the exceptional finishes found throughout. The gourmet kitchen is designed for both everyday living and entertaining, featuring custom wood cabinetry, a large Cambria quartz island, a full-height Cambria quartz backsplash, stainless steel appliances, a walk-in pantry, and a spacious laundry room. The primary suite features two oversized custom walk-in closets, dual vanities, and a spacious walk-in shower. The split-bedroom floor plan provides privacy for family and guests, while the fourth bedroom offers flexibility as a home office, fitness room, or guest suite. Step outside to the impressive 49-foot covered lanai overlooking a professionally landscaped backyard with irrigation, privacy fencing, and ample space for a custom pool. Pool renderings are available upon request. Enjoy everything that makes Safety Harbor one of Tampa Bay’s most desirable communities, including charming Main Street, waterfront parks, Philippe Park, the marina, award-winning restaurants, boutique shopping, breweries, the Safety Harbor Resort & Spa, weekly farmers markets, concerts, and year-round festivals. Clearwater Beach, Honeymoon Island, Tampa International Airport, Downtown Tampa, and St. Petersburg are all just a short drive away. Built with durable concrete block construction, energy-efficient features, premium materials, and meticulous attention to detail, this home delivers the quality and craftsmanship today’s buyers expect from a true custom home. Luxury, location, and lasting value come together in one exceptional property. Schedule your private showing today.
    105 days
    |
    1,046
    |
    33
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Emiliya Cogdill 813-777-4527,

    BUSINESS & REALTY CONSULTING OF FLORIDA 813-777-4527

    Source: Stellar MLS,MLS#: TB8491819MLS LogoOriginating MLS: Suncoast Tampa

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Shower No Tub, Walk-In Closet(s)
      • Level: First
      • Area: 221 Square Feet
      • Dimensions: 13x17
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Bedroom 3
      • Features: Tub With Shower, Built-in Closet
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Bedroom 4
      • Features: Dual Sinks, Built-in Closet
      • Level: First
      • Area: 187 Square Feet
      • Dimensions: 11x17
      Primary bathroom
      • Features: Shower No Tub
      • Level: First
      • Area: 204 Square Feet
      • Dimensions: 17x12
      Bathroom 2
      • Features: Shower No Tub
      • Level: First
      • Area: 60 Square Feet
      • Dimensions: 6x10
      Bathroom 3
      • Features: Tub With Shower
      • Level: First
      • Area: 105 Square Feet
      • Dimensions: 7x15
      Balcony porch lanai
      • Level: First
      • Area: 441 Square Feet
      • Dimensions: 49x9
      Great room
      • Level: First
      • Area: 825 Square Feet
      • Dimensions: 25x33
      Kitchen
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Laundry
      • Features: Sink - Pedestal
      • Level: First
      • Area: 80 Square Feet
      • Dimensions: 8x10
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Filtration System
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
      • Flooring: Porcelain Tile, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 3,962
      • Total interior livable area: 2,634 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Irrigation System, Lighting, Private Mailbox, Private Yard
      Lot
      • Size: 10,820 Square Feet
      • Dimensions: 97 x 113
      Details
      • Parcel number: 342816950940030090
      • Zoning: R-3
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: Yes
      • Year built: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: WATER VIEW HEIGHTS
      HOA
      • Has HOA: No
      Location
      • Region: Safety Harbor

      Financial & listing details

      • Price per square foot: $531/sqft
      • Tax assessed value: $319,068
      • Annual tax amount: $5,753
      • Date on market: 3/30/2026
      • Cumulative days on market: 105 days
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Concrete

        Estimated market value

        $1,378,600

        $1.31M - $1.45M

        $4,720/mo

        Price history

        DateEventPrice
        7/13/2026Price change$1,399,000-3.5%$531/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        6/2/2026Price change$1,449,000-3.3%$550/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        5/11/2026Price change$1,499,000-3%$569/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        4/25/2026Price change$1,545,000-3.4%$587/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        3/30/2026Listed for sale$1,599,000+481.5%$607/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        4/26/2021Sold$275,000-8.3%$104/sqft
        Source: Stellar MLS #U8113123 Report a problem
        3/27/2021Pending sale$300,000$114/sqft
        Source: Stellar MLS #U8113123 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,428 +0.6%$319,068 +8.3%
        2023$5,395 +15.4%$294,486 +10%
        2022$4,674 +84%$267,715 +192.9%
        2021$2,539 -5.4%$91,390 +10%
        2020$2,684 +19.3%$83,082 +10%
        2019$2,249 $75,529 -61.3%
        2018$2,249 +0%$195,195 +27%
        2017$2,249 +27.8%$153,655 +14.1%
        2016$1,760 +7.9%$134,627 +12.8%
        2015$1,631 +22.9%$119,314 +36.2%
        2014$1,328 +33.4%$87,598 +71.5%
        2013$995 +18.7%$51,082 +31.8%
        2012$838 $38,758 -9.5%
        2011-- $42,822 -26%
        2010-- $57,860 +1.4%
        2009-- $57,072 -49.9%
        2008$2,297 $113,900 -11.8%
        2007-- $129,100 +59.2%
        2005-- $81,100 -3.3%
        2004$1,908 +26.9%$83,900 +29.9%
        2003$1,504 +104.5%$64,600 +77.5%
        2002$735 $36,400 +14.5%
        2001$735 +8.5%$31,800 +2.9%
        2000$678 $30,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 34695

        Getting around

        28 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Safety Harbor Topics

                Search
                Updates
                Favorites
                Plan
                Inbox