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Accepting backups
    • Price cut: $100K (9/10)
    $1,199,000

    108 IRWIN STREET E, SAFETY HARBOR, FL 34695

    3beds
    2,634sqft
    : 
    $8,275/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    10,820 Square Feet Lot
    $1,183,700 Zestimate®
    $455/sqft
    $-- HOA

    What's special

    Large islandSplit-bedroom layout provides privacyAbundant natural lightCambria quartz countertopsFull-height quartz backsplashIn-wall pest-control systemOpen floor plan
    Under contract-accepting backup offers. Why buy an older home and spend time and money replacing what’s already aging when a beautiful, brand-new luxury custom home is available now in Safety Harbor? Everything here is new—not remodeled, replaced, or added to an older structure. From the foundation and reinforced concrete-block walls to the roof, impact-rated hurricane windows, fiberglass exterior doors, electrical, plumbing, HVAC, insulation, and interior finishes, the entire home was built new to today’s Florida building standards. This 3-bedroom, 3-bath home offers 2,634 sq. ft. of living space, a large private flex room/office, an oversized 3-car garage, and an approximately 400-sq.-ft. raised covered lanai. It’s completed, move-in ready, and offers the peace of mind, energy efficiency, hurricane protection, and lower maintenance that come with owning a truly new home. The open floor plan features 10-foot ceilings, porcelain tile flooring, designer lighting, and abundant natural light. The kitchen is designed for everyday living and entertaining with solid wood cabinetry, Cambria quartz countertops, a full-height quartz backsplash, premium stainless-steel appliances, a large island, and a walk-in pantry. The spacious primary suite includes two custom walk-in closets, dual vanities, and an oversized designer walk-in shower. The split-bedroom layout provides privacy for family and guests, while the large flex room can serve as a home office, den, gym, media room, or additional guest space. Enjoy Florida living on the approximately 400-sq.-ft. raised covered lanai, already equipped with a TV connection plus water and gas rough-ins for a future outdoor kitchen. Quality construction includes a reinforced stem-wall foundation, reinforced concrete-block construction, Timberline HDZ shingles with peel-and-stick roof underlayment, R-38 attic insulation, impact-rated hurricane windows, fiberglass exterior doors, an in-wall pest-control system, irrigation, new landscaping, fencing, and a new lift station and meter. Located in desirable Flood Zone X with NO HOA, this home is close to charming Downtown Safety Harbor, Philippe Park, Tampa Bay, restaurants, boutiques, parks, and recreation. Why renovate when you can start fresh? Everything is new, built together from the ground up, and ready for its first owner now.
    202 days
    734
    30

    Zillow last checked:

    Listing updated:

    Listed by:

    Emiliya Cogdill 813-777-4527,

    BUSINESS & REALTY CONSULTING OF FLORIDA 813-777-4527

    Source: Stellar MLS,MLS#: TB8491819MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Shower No Tub, Walk-In Closet(s)
      • Level: First
      • Area: 272 Square Feet
      • Dimensions: 16x17
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Bedroom 3
      • Features: Tub With Shower, Built-in Closet
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Bedroom 4
      • Features: Dual Sinks, Built-in Closet
      • Level: First
      • Area: 238 Square Feet
      • Dimensions: 14x17
      Primary bathroom
      • Features: Shower No Tub
      • Level: First
      • Area: 204 Square Feet
      • Dimensions: 17x12
      Bathroom 2
      • Features: Shower No Tub
      • Level: First
      • Area: 60 Square Feet
      • Dimensions: 6x10
      Bathroom 3
      • Features: Tub With Shower
      • Level: First
      • Area: 105 Square Feet
      • Dimensions: 7x15
      Balcony porch lanai
      • Level: First
      • Area: 441 Square Feet
      • Dimensions: 49x9
      Great room
      • Level: First
      • Area: 825 Square Feet
      • Dimensions: 25x33
      Kitchen
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Laundry
      • Features: Sink - Pedestal
      • Level: First
      • Area: 80 Square Feet
      • Dimensions: 8x10
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Filtration System
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Ceiling Fan(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
      • Flooring: Porcelain Tile, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 3,962
      • Total interior livable area: 2,634 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage - Attached
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Irrigation System, Lighting, Private Mailbox, Private Yard
      Lot
      • Size: 10,820 Square Feet
      • Dimensions: 97 x 113
      Details
      • Parcel number: 342816950940030090
      • Zoning: R-3
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: Yes
      • Year built: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: WATER VIEW HEIGHTS
      HOA
      • Has HOA: No
      Location
      • Region: Safety Harbor

      Financial & listing details

      • Price per square foot: $455/sqft
      • Tax assessed value: $330,356
      • Annual tax amount: $5,753
      • Date on market: 3/30/2026
      • Cumulative days on market: 202 days
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Concrete

        Estimated market value

        $1,183,700

        $1.12M - $1.24M

        $4,417/mo

        Price history

        DateEventPrice
        9/10/2026Price change$1,199,000-7.7%$455/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        8/19/2026Price change$1,299,000-3.7%$493/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        8/2/2026Price change$1,349,000-3.6%$512/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        7/13/2026Price change$1,399,000-3.5%$531/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        6/2/2026Price change$1,449,000-3.3%$550/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        5/11/2026Price change$1,499,000-3%$569/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        4/25/2026Price change$1,545,000-3.4%$587/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        3/30/2026Listed for sale$1,599,000+481.5%$607/sqft
        Source: Stellar MLS #TB8491819 Report a problem
        4/26/2021Sold$275,000-8.3%$104/sqft
        Source: Stellar MLS #U8113123 Report a problem
        3/27/2021Pending sale$300,000$114/sqft
        Source: Stellar MLS #U8113123 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,754 +6%$330,356 +3.5%
        2024$5,428 +0.6%$319,068 +8.3%
        2023$5,395 +15.4%$294,486 +10%
        2022$4,674 +84%$267,715 +192.9%
        2021$2,539 -5.4%$91,390 +10%
        2020$2,684 +19.3%$83,082 +10%
        2019$2,249 $75,529 -61.3%
        2018$2,249 +0%$195,195 +27%
        2017$2,249 +27.8%$153,655 +14.1%
        2016$1,760 +7.9%$134,627 +12.8%
        2015$1,631 +22.9%$119,314 +36.2%
        2014$1,328 +33.4%$87,598 +71.5%
        2013$995 +18.7%$51,082 +31.8%
        2012$838 $38,758 -9.5%
        2011-- $42,822 -26%
        2010-- $57,860 +1.4%
        2009-- $57,072 -49.9%
        2008$2,297 $113,900 -11.8%
        2007-- $129,100 +59.2%
        2005-- $81,100 -3.3%
        2004$1,908 +26.9%$83,900 +29.9%
        2003$1,504 +104.5%$64,600 +77.5%
        2002$735 $36,400 +14.5%
        2001$735 +8.5%$31,800 +2.9%
        2000$678 $30,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34695

        Getting around

        28 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Safety Harbor Elementary-PN
        • Middle: Safety Harbor Middle-PN
        • High: Countryside High-PN

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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