Virtually Staged. WITH AN ACCEPTABLE TERMS, SELLER IS OFFERING UP TO $25,000 BUYER CREDIT AT CLOSING — an exceptional opportunity to use toward allowable closing costs, financing options, or personalizing this brand-new Safety Harbor home to fit your lifestyle. Discover modern Florida living in the heart of Safety Harbor, where quality new construction, an open-concept design, and a thoughtfully planned split-bedroom floor plan come together on a rare quarter-acre homesite with NO HOA and Flood Zone X. Designed for modern living, this single-story home offers 3 bedrooms, 3 full baths, a private flex retreat/office, an executive primary suite, and an oversized 3-car garage. The split floor plan creates privacy between the primary suite and secondary bedrooms while keeping the kitchen, dining, and living spaces open, bright, and connected. At the center of the home is a modern kitchen designed for both everyday living and entertaining, featuring Cambria quartz surfaces, solid-wood cabinetry, premium stainless-steel appliances, a generous island, full-height quartz backsplash, and walk-in pantry. Ten-foot ceilings, designer lighting, and porcelain tile throughout create a clean, modern aesthetic look with easy Florida living in mind. The executive primary suite is positioned as its own private retreat, with a spacious bedroom, two custom walk-in closets, dual vanities, and a beautifully finished walk-in shower. Nearby, a separate flex room adds the versatility today’s buyers are looking for — ideal for a private executive home office, fitness or wellness room, nursery, sitting room, hobby space, or quiet personal retreat. Outdoor living is equally impressive. A massive approximately 400-square-foot raised covered lanai extends the living space outdoors and overlooks the large fenced backyard. There is plenty of room to design a future pool and outdoor oasis, while water and gas rough-ins are already in place for a future outdoor kitchen, along with a TV connection for the lanai. The home was built with long-term quality and Florida conditions in mind, including reinforced concrete-block construction, impact-rated hurricane windows, stem-wall foundation, peel-and-stick roofing underlayment, R-38 attic insulation, fiberglass exterior doors, and an in-wall pest-control system. Professional landscaping, irrigation, and a fenced yard with gate complete the property. Whether you’re looking for space to work from home, room to grow, easy single-story living, or simply a modern home close to the shopping and amenities of Safety Harbor, this floor plan provides flexibility without sacrificing privacy or entertaining space. Just minutes from Downtown Safety Harbor, the waterfront, marina, Philippe Park, restaurants, shopping, and entertainment, this home combines a desirable location with features increasingly difficult to find together: Brand-new construction. Modern open concept. Split-bedroom floor plan. Executive primary suite. Flexible home-office space. Quarter-acre homesite. Approximately 400 SF raised covered lanai. Flood Zone X. No HOA. Oversized 3-car garage. Room for a pool. A rare opportunity to enjoy a newly built Safety Harbor home with modern design, substantial indoor and outdoor living space, quality construction, privacy, and the flexibility to make it distinctly your own.
New construction
Price cut: $50K (8/19)
$1,299,000
108 IRWIN STREET E, SAFETY HARBOR, FL 34695
3beds
2,634sqft
Single Family Residence
Built in 2026
10,820 Square Feet Lot
$1,279,400 Zestimate®
$493/sqft
$-- HOA
What's special
Generous islandCambria quartz surfacesFull-height quartz backsplashTen-foot ceilingsSeparate flex roomFenced yard with gateRare quarter-acre homesite
- 153 days
- 1,062
- 35
Zillow last checked:
Listing updated:
Listed by:
Emiliya Cogdill 813-777-4527,
BUSINESS & REALTY CONSULTING OF FLORIDA 813-777-4527
Source: Stellar MLS,MLS#: TB8491819
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Shower No Tub, Walk-In Closet(s)
- Level: First
- Area: 272 Square Feet
- Dimensions: 16x17
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 180 Square Feet
- Dimensions: 15x12
Bedroom 3
- Features: Tub With Shower, Built-in Closet
- Level: First
- Area: 180 Square Feet
- Dimensions: 15x12
Bedroom 4
- Features: Dual Sinks, Built-in Closet
- Level: First
- Area: 238 Square Feet
- Dimensions: 14x17
Primary bathroom
- Features: Shower No Tub
- Level: First
- Area: 204 Square Feet
- Dimensions: 17x12
Bathroom 2
- Features: Shower No Tub
- Level: First
- Area: 60 Square Feet
- Dimensions: 6x10
Bathroom 3
- Features: Tub With Shower
- Level: First
- Area: 105 Square Feet
- Dimensions: 7x15
Balcony porch lanai
- Level: First
- Area: 441 Square Feet
- Dimensions: 49x9
Great room
- Level: First
- Area: 825 Square Feet
- Dimensions: 25x33
Kitchen
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Laundry
- Features: Sink - Pedestal
- Level: First
- Area: 80 Square Feet
- Dimensions: 8x10
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Filtration System
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
- Flooring: Porcelain Tile, Tile
- Has fireplace: No
Interior area
- Total structure area: 3,962
- Total interior livable area: 2,634 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Lighting, Private Mailbox, Private Yard
Lot
- Size: 10,820 Square Feet
- Dimensions: 97 x 113
Details
- Parcel number: 342816950940030090
- Zoning: R-3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: Yes
- Year built: 2026
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: WATER VIEW HEIGHTS
HOA
- Has HOA: No
Location
- Region: Safety Harbor
Financial & listing details
- Price per square foot: $493/sqft
- Tax assessed value: $330,356
- Annual tax amount: $5,753
- Date on market: 3/30/2026
- Cumulative days on market: 154 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Concrete
Estimated market value
$1,279,400
$1.22M - $1.34M
$4,459/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/19/2026 | Price change | $1,299,000-3.7%$493/sqft |
Source: | ||
| 8/2/2026 | Price change | $1,349,000-3.6%$512/sqft |
Source: | ||
| 7/13/2026 | Price change | $1,399,000-3.5%$531/sqft |
Source: | ||
| 6/2/2026 | Price change | $1,449,000-3.3%$550/sqft |
Source: | ||
| 5/11/2026 | Price change | $1,499,000-3%$569/sqft |
Source: | ||
| 4/25/2026 | Price change | $1,545,000-3.4%$587/sqft |
Source: | ||
| 3/30/2026 | Listed for sale | $1,599,000+481.5%$607/sqft |
Source: | ||
| 4/26/2021 | Sold | $275,000-8.3%$104/sqft |
Source: Stellar MLS #U8113123 Report a problem | ||
| 3/27/2021 | Pending sale | $300,000$114/sqft |
Source: Stellar MLS #U8113123 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,754 +6% | $330,356 +3.5% |
| 2024 | $5,428 +0.6% | $319,068 +8.3% |
| 2023 | $5,395 +15.4% | $294,486 +10% |
| 2022 | $4,674 +84% | $267,715 +192.9% |
| 2021 | $2,539 -5.4% | $91,390 +10% |
| 2020 | $2,684 +19.3% | $83,082 +10% |
| 2019 | $2,249 | $75,529 -61.3% |
| 2018 | $2,249 +0% | $195,195 +27% |
| 2017 | $2,249 +27.8% | $153,655 +14.1% |
| 2016 | $1,760 +7.9% | $134,627 +12.8% |
| 2015 | $1,631 +22.9% | $119,314 +36.2% |
| 2014 | $1,328 +33.4% | $87,598 +71.5% |
| 2013 | $995 +18.7% | $51,082 +31.8% |
| 2012 | $838 | $38,758 -9.5% |
| 2011 | -- | $42,822 -26% |
| 2010 | -- | $57,860 +1.4% |
| 2009 | -- | $57,072 -49.9% |
| 2008 | $2,297 | $113,900 -11.8% |
| 2007 | -- | $129,100 +59.2% |
| 2005 | -- | $81,100 -3.3% |
| 2004 | $1,908 +26.9% | $83,900 +29.9% |
| 2003 | $1,504 +104.5% | $64,600 +77.5% |
| 2002 | $735 | $36,400 +14.5% |
| 2001 | $735 +8.5% | $31,800 +2.9% |
| 2000 | $678 | $30,900 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 34695
Nearby schools
Schools provided by the listing agent
- Elementary: Safety Harbor Elementary-PN
- Middle: Safety Harbor Middle-PN
- High: Countryside High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







