Centrally located and completely reimagined, this charming classic cottage blends timeless character with modern updates. Just blocks from the public library and conveniently located in the heart of town, this home has been extensively renovated over the past year and is truly move-in ready. Inside, you'll find beautifully refinished original hardwood floors, fresh premium paint throughout, and stylish new tile flooring in the kitchen and bathroom. The bright, fully equipped kitchen features a genuine marble backsplash, brand-new range and dishwasher, and includes a refrigerator. Major exterior improvements include brand-new siding, a new roof, and select new windows, providing both curb appeal and peace of mind. Beautiful oak stairs lead to a versatile upper level that can easily serve as two additional bedrooms, a home office, hobby space, or extra storage—offering flexibility to fit your needs. Step outside to enjoy a fully fenced private backyard with new fencing and a front gate,
For sale
$239,900
109 E 20th St, Owensboro, KY 42303
4beds
1,508sqft
:
Get pre-qualified$1,629/mo
Single Family Residence
Built in 1946
6,403 Square Feet Lot
$229,500 Zestimate®
$159/sqft
$-- HOA
What's special
Includes a refrigeratorSelect new windowsNew roofBright fully equipped kitchenGenuine marble backsplashBrand-new range and dishwasherBrand-new siding
- 13 days |
- 433 |
- 19 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Darrell Lewis 888-601-3771,
DIY Flat Fee.com
Source: Imagine MLS,MLS#: 26019111
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
Kitchen
- Level: First
Heating
- Electric, Natural Gas
Cooling
- Other
Appliances
- Included: Dishwasher, Microwave, Other, Refrigerator, Oven, Range
Features
- Flooring: Ceramic Tile, Hardwood
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,508
- Total interior livable area: 1,508 sqft
- Finished area above ground: 1,508
- Finished area below ground: 0
Property
Parking
- Parking features: Detached Garage
- Has garage: Yes
Features
- Levels: Two
- Has view: Yes
- View description: Other
Lot
- Size: 6,403 Square Feet
Details
- Parcel number: 003010400400000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Other
- Roof: Shingle
Condition
- Year built: 1946
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Owensboro
Financial & listing details
- Price per square foot: $159/sqft
- Tax assessed value: $100,000
- Annual tax amount: $1,112
- Date on market: 7/19/2026
Estimated market value
$229,500
$218,000 - $241,000
$1,533/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/14/2026 | Listed for sale | $239,900+139.9%$159/sqft |
Source: WKRMLS #137798 Report a problem | ||
| 8/12/2016 | Sold | $100,000-6.5%$66/sqft |
Source:  Greater Owensboro Realtor Association #68865 Report a problem | ||
| 7/6/2016 | Pending sale | $107,000$71/sqft |
Source: RISNER & ASSOCIATES REALTY INC #68865 Report a problem | ||
| 6/8/2016 | Price change | $107,000-4.5%$71/sqft |
Source: RISNER & ASSOCIATES REALTY INC #68865 Report a problem | ||
| 5/26/2016 | Listed for sale | $112,000+57.7%$74/sqft |
Source: RISNER & ASSOCIATES REALTY INC #68865 Report a problem | ||
| 1/29/2008 | Sold | $71,000$47/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,112 | $100,000 |
| 2023 | -- | $100,000 |
| 2022 | -- | $100,000 |
| 2021 | -- | -- |
| 2020 | $1,130 +1.5% | -- |
| 2019 | $1,113 -1.7% | -- |
| 2018 | $1,132 -24.2% | $100,000 |
| 2017 | $1,493 | $100,000 +27.4% |
| 2016 | $1,493 +28.3% | $78,500 |
| 2015 | $1,163 | $78,500 |
| 2014 | -- | $78,500 +0.5% |
| 2010 | -- | $78,100 |
| 2009 | -- | $78,100 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Midtown East
Nearby schools
GreatSchools rating
- 9/10Newton Parrish Elementary SchoolGrades: K-5Distance: 1.1 mi
- 3/10Owensboro Middle School NorthGrades: 6-8Distance: 1 mi
- 6/10Owensboro High SchoolGrades: 9-12Distance: 0.2 mi
Schools provided by the listing agent
- Elementary: Newtown Parrish
- Middle: Owensboro Middle
- High: Owensboro
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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