Charming cottage in downtown St. Marys featuring character, location, and worry-free upgrades. This fully furnished 3BR/2BA home sits on a 0.53-acre lot shaded by majestic oaks and offers tongue-and-groove interiors, hardwood floors, plantation shutters, a fireplace with built-ins, and a kitchen updated with new appliances and flooring. A cozy den opens to an upgraded screened porch overlooking camellias, azaleas, and a historic oak tree. Recent and significant upgrades provide true peace of mind: new roof; new exterior electrical panel; new ductwork; tankless gas water heater; gas line added with plumbing for stove and dryer; attic insulation; gutters & downspouts; dehumidifier under home with sump pump and all vents vented to the exterior. Property includes a 21x30 multi-use outbuilding, garage improvements featuring new lighting and a decorative mural), ample space for RV/boat parking. Enjoy walking to schools, restaurants, shopping, and the waterfront, a rare blend of southern charm and modern reliability.
Active
$459,000
109 E Church St, Saint Marys, GA 31558
3beds
1,320sqft
Single Family Residence
Built in 1960
0.53 Acres Lot
$457,300 Zestimate®
$348/sqft
$-- HOA
What's special
Fireplace with built-insCharming cottageTongue-and-groove interiorsHardwood floorsCozy denPlantation shutters
- 47 days
- 342
- 12
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Carrie Paulk-Gay 912-674-9388,
Coldwell Banker Access Realty
Source: GAMLS,MLS#: 10810507
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Den, Family Room
Kitchen
- Features: Breakfast Area, Breakfast Room, Solid Surface Counters
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Gas Water Heater, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater
- Laundry: Laundry Closet
Features
- Bookcases, Master On Main Level
- Flooring: Hardwood, Laminate, Tile
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,320
- Total interior livable area: 1,320 sqft
- Finished area above ground: 1,320
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage, Side/Rear Entrance
- Has garage: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch, Screened
- Fencing: Back Yard,Chain Link,Front Yard
Lot
- Size: 0.53 Acres
- Features: City Lot
Details
- Additional structures: Garage(s)
- Parcel number: S33 10 005
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow/Cottage,Traditional
- Property subtype: Single Family Residence
Materials
- Block, Wood Siding
- Foundation: Pillar/Post/Pier
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1960
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected
Community & HOA
Community
- Features: Street Lights, Walk To Schools, Near Shopping
- Subdivision: NONE
HOA
- Has HOA: No
- Services included: None
Location
- Region: Saint Marys
Financial & listing details
- Price per square foot: $348/sqft
- Tax assessed value: $302,403
- Annual tax amount: $3,257
- Date on market: 7/22/2026
- Cumulative days on market: 47 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: 1031 Exchange,Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
Estimated market value
$457,300
$434,000 - $480,000
$1,713/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/22/2026 | Listed for sale | $459,000+41.2%$348/sqft |
Source:  GAMLS #10810507 Report a problem | ||
| 8/30/2024 | Sold | $325,000-4.1%$246/sqft |
Source: GAMLS #10313614 Report a problem | ||
| 8/5/2024 | Pending sale | $339,000$257/sqft |
Source: GAMLS #10313614 Report a problem | ||
| 7/25/2024 | Price change | $339,000-7.1%$257/sqft |
Source: Scout MLS #1647035 Report a problem | ||
| 6/28/2024 | Price change | $365,000-3.9%$277/sqft |
Source: GAMLS #10313614 Report a problem | ||
| 6/6/2024 | Listed for sale | $379,900$288/sqft |
Source: GAMLS #10313614 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,915 +606.5% | $120,961 +28% |
| 2024 | $554 -8.5% | $94,465 -0.6% |
| 2023 | $606 +12.2% | $95,007 +15.8% |
| 2022 | $540 +35% | $82,068 +27.1% |
| 2021 | $400 +93.3% | $64,556 +2.5% |
| 2020 | $207 -51.1% | $62,996 |
| 2019 | $423 +1.3% | $62,996 +1.4% |
| 2018 | $418 +118.2% | $62,129 +28.1% |
| 2017 | $191 -1.8% | $48,513 +9% |
| 2016 | $195 | $44,510 |
| 2015 | $195 +4.1% | $44,510 |
| 2014 | $187 | $44,510 |
| 2013 | $187 | $44,510 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $66,736 +111.8% |
| 2008 | -- | $31,508 |
| 2007 | -- | $31,508 +45.3% |
| 2006 | -- | $21,687 |
| 2005 | -- | $21,687 |
| 2004 | -- | $21,687 |
| 2003 | -- | $21,687 +29.2% |
| 2002 | -- | $16,788 |
| 2001 | -- | $16,788 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 31558
Nearby schools
Schools provided by the listing agent
- Elementary: Saint Marys
- Middle: Saint Marys
- High: Camden
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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