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    • $459,000

    109 E Church St, Saint Marys, GA 31558

    3beds
    1,320sqft
    : 
    $3,021/mo
    Get pre-qualified
    Single Family Residence
    Built in 1960
    0.53 Acres Lot
    $439,000 Zestimate®
    $348/sqft
    $-- HOA

    What's special

    Fireplace with built-insCharming cottageTongue-and-groove interiorsHardwood floorsCozy denPlantation shutters
    Charming cottage in downtown St. Marys featuring character, location, and worry-free upgrades. This fully furnished 3BR/2BA home sits on a 0.53-acre lot shaded by majestic oaks and offers tongue-and-groove interiors, hardwood floors, plantation shutters, a fireplace with built-ins, and a kitchen updated with new appliances and flooring. A cozy den opens to an upgraded screened porch overlooking camellias, azaleas, and a historic oak tree. Recent and significant upgrades provide true peace of mind: new roof; new exterior electrical panel; new ductwork; tankless gas water heater; gas line added with plumbing for stove and dryer; attic insulation; gutters & downspouts; dehumidifier under home with sump pump and all vents vented to the exterior. Property includes a 21x30 multi-use outbuilding, garage improvements featuring new lighting and a decorative mural), ample space for RV/boat parking. Enjoy walking to schools, restaurants, shopping, and the waterfront, a rare blend of southern charm and modern reliability.
    2 days
    |
    266
    |
    12
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Carrie Paulk-Gay 912-674-9388,

    Coldwell Banker Access Realty

    Source: GAMLS,MLS#: 10810507MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Den, Family Room
      Kitchen
      • Features: Breakfast Area, Breakfast Room, Solid Surface Counters
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Gas Water Heater, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater
      • Laundry: Laundry Closet
      Features
      • Bookcases, Master On Main Level
      • Flooring: Hardwood, Laminate, Tile
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,320
      • Total interior livable area: 1,320 sqft
      • Finished area above ground: 1,320
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage, Side/Rear Entrance
      • Has garage: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Porch, Screened
      • Fencing: Back Yard,Chain Link,Front Yard
      Lot
      • Size: 0.53 Acres
      • Features: City Lot
      Details
      • Additional structures: Garage(s)
      • Parcel number: S33 10 005

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow/Cottage,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Block, Wood Siding
      • Foundation: Pillar/Post/Pier
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected

      Community & HOA

      Community
      • Features: Street Lights, Walk To Schools, Near Shopping
      • Subdivision: NONE
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Saint Marys

      Financial & listing details

      • Price per square foot: $348/sqft
      • Tax assessed value: $302,403
      • Annual tax amount: $3,257
      • Date on market: 7/22/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: 1031 Exchange,Cash,Conventional,FHA,USDA Loan,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $439,000

        $417,000 - $461,000

        $2,164/mo

        Price history

        DateEventPrice
        7/22/2026Listed for sale$459,000+41.2%$348/sqft
        Source: GAMLS #10810507 Report a problem
        8/30/2024Sold$325,000-4.1%$246/sqft
        Source: GAMLS #10313614 Report a problem
        8/5/2024Pending sale$339,000$257/sqft
        Source: GAMLS #10313614 Report a problem
        7/25/2024Price change$339,000-7.1%$257/sqft
        Source: Scout MLS #1647035 Report a problem
        6/28/2024Price change$365,000-3.9%$277/sqft
        Source: GAMLS #10313614 Report a problem
        6/6/2024Listed for sale$379,900$288/sqft
        Source: GAMLS #10313614 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,915 +606.5%$120,961 +28%
        2024$554 -8.5%$94,465 -0.6%
        2023$606 +12.2%$95,007 +15.8%
        2022$540 +35%$82,068 +27.1%
        2021$400 +93.3%$64,556 +2.5%
        2020$207 -51.1%$62,996
        2019$423 +1.3%$62,996 +1.4%
        2018$418 +118.2%$62,129 +28.1%
        2017$191 -1.8%$48,513 +9%
        2016$195 $44,510
        2015$195 +4.1%$44,510
        2014$187 $44,510
        2013$187 $44,510
        2012-- --
        2011-- --
        2010-- --
        2009-- $66,736 +111.8%
        2008-- $31,508
        2007-- $31,508 +45.3%
        2006-- $21,687
        2005-- $21,687
        2004-- $21,687
        2003-- $21,687 +29.2%
        2002-- $16,788
        2001-- $16,788
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 31558

        Getting around

        46 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Saint Marys
        • Middle: Saint Marys
        • High: Camden

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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