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    • Price cut: $49.1K (7/3)
    $519,900

    109 Mooring Ln, Saint Marys, GA 31558

    3beds
    2,327sqft
    : 
    $3,612/mo
    Get pre-qualified
    Single Family Residence
    Built in 2014
    9,147 Square Feet Lot
    $511,500 Zestimate®
    $223/sqft
    $190/mo HOA

    What's special

    Custom built-in cabinetryVintage heart pine floorsLarge farmhouse sinkQuiet side streetGas rangeBeadboard trim
    At this new price, don't miss your opportunity to call this beautiful low-country cottage home! Tucked away on a quiet side street in the custom home, waterfront community of Cumberland Harbour, this Allison/Ramsey designed home checks all the boxes. A tasteful blend of historic charm and modern amenities will welcome you in. An open floor plan with high ceilings, a gas range and large main floor primary suite makes family living a breeze. Vintage heart pine floors, beadboard trim and solid wood doors sourced from a historic hotel on Jekyll Island give this home a charming warmth that is seldom found in a newer built home. The kitchen includes a butlers pantry and a large farmhouse sink. The main floor has two flex rooms that could be used as an office, a library, or a formal dining room and there's also a half bath for your guests. The family room has a gas fireplace and custom built-in cabinetry. Enjoy summer dining on the screened porch or relax with family and friends around the tabby fireplace on a cool evening. Upstairs you'll find two bedrooms and full bathroom. A large, detached 2-car garage is topped with a ensuite that would make the perfect guest suite, game room, studio or private office space. When you take a break, you may choose to kayak from the community dock, play Pickleball or tennis, swim in one of three pools, or walk the miles of trails. Cumberland Harbour is an award winning, premier gated coastal community. The landscape and the amenities will truly "wow" you. This is one that you need to see in person to really appreciate! Schedule a showing today.
    29 days
    |
    1,708
    |
    110
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Tammy Walker 303-532-9695,

    Atlantic Salt Realty

    Source: GAMLS,MLS#: 10798556MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bonus Room, Den, Great Room, Laundry, Office
      Dining room
      • Features: Dining Rm/Living Rm Combo
      Kitchen
      • Features: Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters
      Heating
      • Electric, Heat Pump
      Cooling
      • Ceiling Fan(s), Electric, Heat Pump
      Appliances
      • Included: Convection Oven, Dishwasher, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Water Softener
      • Laundry: Mud Room
      Features
      • Double Vanity, High Ceilings, Master On Main Level, Separate Shower, Soaking Tub, Tile Bath, Walk-In Closet(s)
      • Flooring: Carpet, Hardwood, Tile
      • Windows: Double Pane Windows, Window Treatments
      • Basement: None
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Gas Log, Outside
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,327
      • Total interior livable area: 2,327 sqft
      • Finished area above ground: 2,327
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Detached, Garage, Garage Door Opener
      • Has garage: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Porch, Screened
      • Exterior features: Sprinkler System
      • Has spa: Yes
      • Spa features: Bath
      Lot
      • Size: 9,147 Square Feet
      • Features: City Lot, Level
      Details
      • Additional structures: Garage(s), Guest House
      • Parcel number: 160C 719

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Other, Tabby
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 2014

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, High Speed Internet, Phone Available, Propane, Sewer Available, Underground Utilities, Water Available

      Community & HOA

      Community
      • Features: Boat/Camper/Van Prkg, Clubhouse, Fitness Center, Gated, Lake, Park, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s)
      • Subdivision: Cumberland Harbour
      HOA
      • Has HOA: Yes
      • Services included: Facilities Fee, Maintenance Grounds, Management Fee
      • HOA fee: $2,275 annually
      Location
      • Region: Saint Marys

      Financial & listing details

      • Price per square foot: $223/sqft
      • Tax assessed value: $546,991
      • Annual tax amount: $7,081
      • Date on market: 7/3/2026
      • Cumulative days on market: 30 days
      • Listing agreement: Exclusive Right To Sell
      • Electric utility on property: Yes

        Estimated market value

        $511,500

        $486,000 - $537,000

        $2,697/mo

        Price history

        DateEventPrice
        7/3/2026Price change$519,900-8.6%$223/sqft
        Source: GAMLS #10798556 Report a problem
        2/13/2026Price change$569,000-4.4%$245/sqft
        Source: GAMLS #10690841 Report a problem
        11/10/2025Price change$595,000-4.8%$256/sqft
        Source: GAMLS #10640924 Report a problem
        7/29/2025Price change$625,000-3.8%$269/sqft
        Source: GAMLS #10548884 Report a problem
        6/21/2025Listed for sale$650,000+4542.9%$279/sqft
        Source: Scout MLS #1654758 Report a problem
        6/24/2013Sold$14,000-87.8%$6/sqft
        Source: Public Record Report a problem
        6/10/2005Sold$115,110$49/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,641 -0.1%$218,796 +6.5%
        2024$3,646 -5.3%$205,387 +3.7%
        2023$3,851 +8%$197,984 +47.2%
        2022$3,565 -2.4%$134,507 +17.5%
        2021$3,652 $114,426 +4%
        2020-- $110,030
        2019$3,466 $110,030
        2018$3,466 $110,030
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 31558

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Saint Marys
        • Middle: Saint Marys
        • High: Camden

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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