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    • $287,500

    109 N Franklin St, Ludington, MI 49431

    4beds
    1,700sqft
    : 
    $1,990/mo
    Get pre-qualified
    Single Family Residence
    Built in 1900
    5,662 Square Feet Lot
    $278,800 Zestimate®
    $169/sqft
    $-- HOA

    What's special

    Versatile bonus roomClassic built-insFreshly painted basementEntirely updated flooringFreshly painted throughoutClean laundry areaHigh ceilings
    CITY OF LUDINGTON - This charming 4 bedroom, 1 bath home greets you with fantastic curb appeal and a bright atmosphere the moment you arrive. Featuring an exceptionally functional layout, the home offers two convenient entryways equipped with built-in coat storage. The main level boasts high ceilings, entirely updated flooring, and an open-concept living and dining area flooded with an abundance of natural light. Freshly painted throughout, the main floor also includes a comfortable bedroom, a full bathroom, and a spacious, fully renovated kitchen complete with new cabinets, quartz counter tops, a farmhouse sink and stainless steel appliances. Upstairs, you will find three generously-sized bedrooms with great closet space, accented by classic built-ins and connected by a versatile bonus room. The freshly painted basement provides a clean laundry area alongside plenty of dry storage space. The attached 1 car garage and updates make this adorable home a must see. Perfectly situated for enjoying the very best of the Ludington lifestyle, this move-in-ready property places you just minutes from downtown shops, dining, and local amenities, while remaining an easy distance from the sugar-sand shores of Stearns Beach on Lake Michigan and the scenic trails of Ludington State Park. Schedule your tour today to experience this light-filled gem for yourself! Buyer to verify all information.
    41 days
    |
    797
    |
    42
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    Zillow last checked:

    Listing updated:

    Listed by:

    Debby Stevenson 231-510-5727,

    Greenridge Realty S Rath 231-843-6868

    Source: MichRIC,MLS#: 26030091MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Main
      • Area: 130
      • Dimensions: 13.00 x 10.00
      Bedroom 2
      • Level: Upper
      • Area: 210
      • Dimensions: 14.00 x 15.00
      Bedroom 3
      • Level: Upper
      • Area: 120
      • Dimensions: 10.00 x 12.00
      Bedroom 4
      • Level: Upper
      • Area: 120
      • Dimensions: 10.00 x 12.00
      Primary bathroom
      • Level: Main
      • Area: 70
      • Dimensions: 7.00 x 10.00
      Bonus room
      • Level: Upper
      • Area: 130
      • Dimensions: 13.00 x 10.00
      Dining area
      • Level: Main
      • Area: 143
      • Dimensions: 11.00 x 13.00
      Kitchen
      • Level: Main
      • Area: 156
      • Dimensions: 12.00 x 13.00
      Living room
      • Level: Main
      • Area: 322
      • Dimensions: 14.00 x 23.00
      Other
      • Description: Basement w/ laundry
      • Level: Basement
      • Area: 483
      • Dimensions: 21.00 x 23.00
      Other
      • Description: Storage room
      • Level: Basement
      • Area: 77
      • Dimensions: 7.00 x 11.00
      Heating
      • Baseboard, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Humidifier, Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Common Area, In Basement
      Features
      • Flooring: Carpet, Vinyl
      • Windows: Replacement
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 1,700
      • Total interior livable area: 1,700 sqft
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Faces Side, Garage Door Opener, Attached
      • Garage spaces: 1
      Features
      • Stories: 2
      Lot
      • Size: 5,662 Square Feet
      • Dimensions: 46.5 x 120
      • Features: Level
      Details
      • Parcel number: 5305124101360
      • Zoning description: Neighborhood

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1900

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Phone Connected, Natural Gas Connected, Cable Connected

      Community & HOA

      Location
      • Region: Ludington

      Financial & listing details

      • Price per square foot: $169/sqft
      • Tax assessed value: $54,133
      • Annual tax amount: $3,175
      • Date on market: 7/1/2026
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $278,800

        $265,000 - $293,000

        $1,861/mo

        Price history

        DateEventPrice
        7/1/2026Listed for sale$287,500$169/sqft
        Source: MichRIC #26030091 Report a problem
        6/26/2026Contingent$287,500$169/sqft
        Source: MichRIC #26030091 Report a problem
        6/17/2026Listed for sale$287,500+356.3%$169/sqft
        Source: MichRIC #26030091 Report a problem
        5/1/2015Sold$63,000-10%$37/sqft
        Source: MichRIC #14049166 Report a problem
        1/30/2015Pending sale$70,000$41/sqft
        Source: LIGHTHOUSE REALTY-Ludington #14049166 Report a problem
        8/27/2014Listed for sale$70,000$41/sqft
        Source: LIGHTHOUSE REALTY-Ludington #14049166 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,276 $86,900 +9.7%
        2024-- $79,200 +16.6%
        2023-- $67,900 +20.2%
        2022-- $56,500 +8.9%
        2021-- $51,900 +0.2%
        2020-- $51,800 +16.1%
        2018-- $44,600 +0.9%
        2017-- $44,200 +4.5%
        2016-- $42,300 +10.2%
        2015-- $38,400 +7.6%
        2013-- $35,700 -0.3%
        2011-- $35,800 -5%
        2010-- $37,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49431

        Getting around

        74 / 100
        Very Walkable
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Ludington Elementary School
        • Middle: Oj Dejonge Middle School
        • High: Ludington High School

        Source: MichRIC. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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