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For sale
  • Price cut: $100K (9/25)
    $799,000

    1109 CHARLES STREET, CLEARWATER, FL 33755

    3beds
    1,833sqft
    : 
    $5,561/mo
    Get pre-qualified
    Single Family Residence
    Built in 1936
    0.27 Acres Lot
    $-- Zestimate®
    $436/sqft
    $-- HOA

    What's special

    High-end finishesFlexible living spacesOutdoor entertainingThoughtful designOversized double lotPrivate resort-style livingSurrounded by tropical landscaping
    Virtually Staged. This is a rare opportunity to own a truly one-of-a-kind legacy property designed for coastal living in one of Pinellas County's most sought-after locations. Situated on a tropical double lot just blocks from St. Joseph’s Sound and minutes from Downtown Dunedin, this exceptional property offers a combination of land, flexibility, charm, and income potential that is increasingly difficult to find. Perhaps the most valuable feature of this property is its rare grandfathered multifamily designation within a residential zoning district, allowing it to function as either a single-family residence or an income-producing duplex with an additional ADU. Owners have the unique ability to live comfortably in one residence while generating income from the others, creating exceptional income opportunities. Thoughtfully renovated from the studs out by a renowned local builder, the property preserves the timeless character and “Old Florida” charm of the original structures while seamlessly incorporating modern luxury, craftsmanship, and convenience throughout. High-end finishes, thoughtful design, and flexible living spaces create a property that feels both elevated and inviting. The oversized double lot offers endless possibilities for expansion, outdoor entertaining, RV or boat parking, and private resort-style living. Surrounded by tropical landscaping, the outdoor setting is anchored by a brand-new pool with elegant paver decking, creating a private coastal retreat perfect for relaxing, entertaining, and enjoying Florida living year-round. Despite being located just minutes from the waterfront, the property sits outside the flood zone, eliminating the need for flood insurance. The Pinellas Trail is located at the end of the block and provides direct biking/walking access to downtown Dunedin’s acclaimed restaurants, breweries, bars, live music venues, boutique shopping, marinas, award-winning Gulf beaches, and Major League Baseball spring training facilities. The staged renderings showcase the incredible versatility of the property and highlight the many ways the spaces can be customized to fit your vision—whether as a private retreat, multigenerational compound, luxury seasonal residence, or high-performing investment property. Properties offering this level of location, flexibility, land value, and coastal character rarely come to market! This property is listed below appraised value and priced to sell!
    227 days
    2,017
    208

    Zillow last checked:

    Listing updated:

    Listed by:

    Elena Kapetaneas 727-515-9693,

    CHARLES RUTENBERG REALTY INC 727-538-9200

    Source: Stellar MLS,MLS#: TB8489075MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 336 Square Feet
      • Dimensions: 21x16
      Bedroom 2
      • Features: No Closet
      • Level: First
      • Area: 90 Square Feet
      • Dimensions: 9x10
      Bedroom 3
      • Features: No Closet
      • Level: First
      • Area: 81 Square Feet
      • Dimensions: 9x9
      Kitchen
      • Level: Second
      • Area: 126 Square Feet
      • Dimensions: 14x9
      Living room
      • Level: Second
      • Area: 399 Square Feet
      • Dimensions: 21x19
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ductless
      Appliances
      • Included: Range, Range Hood, Tankless Water Heater
      • Laundry: Inside, Laundry Closet
      Features
      • High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 1,833
      • Total interior livable area: 1,833 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Parking Pad
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 23x21
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Porch
      • Exterior features: Lighting, Private Mailbox, Rain Gutters
      • Has private pool: Yes
      • Pool features: Child Safety Fence, Gunite, In Ground
      • Has view: Yes
      • View description: Pool
      Lot
      • Size: 0.27 Acres
      • Dimensions: 90 x 133
      • Features: Oversized Lot
      Details
      • Parcel number: 032915680940040040
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal,Contemporary,Craftsman
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Wood Frame
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1936

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: PEALE PARK
      HOA
      • Has HOA: No
      Location
      • Region: Clearwater

      Financial & listing details

      • Price per square foot: $436/sqft
      • Tax assessed value: $576,782
      • Annual tax amount: $6,914
      • Date on market: 3/22/2026
      • Cumulative days on market: 224 days
      • Listing terms: Cash,Conventional,FHA,Owner May Carry,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/25/2026Price change$799,000-11.1%$436/sqft
        Source: Stellar MLS #TB8489075 Report a problem
        7/24/2026Price change$899,000-2.8%$490/sqft
        Source: Stellar MLS #TB8489075 Report a problem
        7/17/2026Price change$925,000-2.6%$505/sqft
        Source: Stellar MLS #TB8489075 Report a problem
        6/5/2026Price change$950,000-4.9%$518/sqft
        Source: Stellar MLS #TB8489075 Report a problem
        3/22/2026Listed for sale$999,000+122%$545/sqft
        Source: Stellar MLS #TB8489075 Report a problem
        8/4/2021Sold$450,000$245/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,914 +11.4%$392,548 +6.1%
        2024$6,206 -27.6%$369,869 -16.8%
        2023$8,569 -1.4%$444,560 -0.8%
        2022$8,694 +422%$448,334 +259.6%
        2021$1,666 +0.8%$124,678 +1.4%
        2020$1,652 +2.6%$122,957 +2.3%
        2019$1,611 $120,193 +1.9%
        2018$1,611 +2%$117,952 +2.1%
        2017$1,579 +6.6%$115,526 +2.1%
        2016$1,481 -1.5%$113,150 +0.7%
        2015$1,504 +0.8%$112,363 +0.8%
        2014$1,492 +1.1%$111,471 +1.5%
        2013$1,477 +2.4%$109,824 +1.7%
        2012$1,442 $107,988 +3%
        2011-- $104,843 +1.5%
        2010-- $103,294 +2.7%
        2009-- $100,578 +0.1%
        2008$1,219 $100,478 +3%
        2007-- $97,551 -57.7%
        2005-- $230,800 +18.8%
        2004$1,475 +2%$194,300 +20.5%
        2003$1,445 +10.2%$161,300 +22.1%
        2002$1,312 $132,100 +8.4%
        2001$1,312 +4.9%$121,900 +16.7%
        2000$1,251 $104,500
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Edgewater Drive

        Getting around

        38 / 100
        Car-Dependent
        32 / 100
        Some Transit
        71 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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