Waterfront Opportunity on Rumsey Island! This 3-bedroom, 1.5-bath semi-detached home offering direct waterfront living and exceptional potential. Nestled in the desirable Rumsey Island community, the property is in need of update , yet priced right for the buyer to make it their own. Private pier with room to dock a 30+ foot boat.
For sale
$375,000
111 Breakwater Ct, Joppa, MD 21085
3beds
1,480sqft
Single Family Residence
Built in 1979
4,988 Square Feet Lot
$370,500 Zestimate®
$253/sqft
$-- HOA
What's special
Waterfront living
- 42 days
- 433
- 10
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Margaret Steen 410-679-8336,
Steen Properties 410-679-8336
Source: Bright MLS,MLS#: MDHR2059308
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Other, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,480
- Total interior livable area: 1,480 sqft
- Finished area above ground: 1,480
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Concrete, Driveway, Off Street, On Street
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Sidewalks, Street Lights
- Pool features: None
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Canal, Canoe/Kayak, Private Access, Boat - Powered, Fishing Allowed
- Body of water: Gunpowder
- Frontage length: Water Frontage Ft: 24
Lot
- Size: 4,988 Square Feet
- Features: Bulkheaded, Cul-De-Sac, Fishing Available, Landscaped
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1301121545
- Zoning: R3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Aluminum Siding
- Foundation: Block, Crawl Space
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1979
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Rumsey Island
HOA
- Has HOA: No
Location
- Region: Joppa
Financial & listing details
- Price per square foot: $253/sqft
- Tax assessed value: $265,800
- Annual tax amount: $2,751
- Date on market: 8/27/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,Private Financing Available,Cash
- Ownership: Fee Simple
Estimated market value
$370,500
$352,000 - $389,000
$2,544/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2026 | Listed for sale | $375,000+130.8%$253/sqft |
Source:  Bright MLS #MDHR2059308 Report a problem | ||
| 8/23/2000 | Sold | $162,500$110/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $2,897 +5.3% | $265,800 +5.3% |
| 2025 | $2,751 +5.6% | $252,400 +5.6% |
| 2024 | $2,605 +1.6% | $239,000 +1.6% |
| 2023 | $2,565 +1.6% | $235,300 -1.5% |
| 2022 | $2,524 -2.8% | $239,000 +4.9% |
| 2021 | $2,596 -1.3% | $227,900 |
| 2020 | $2,630 | $227,900 |
| 2019 | $2,630 -7.8% | $227,900 -7.8% |
| 2018 | $2,854 | $247,300 |
| 2017 | $2,854 | $247,300 +1.2% |
| 2016 | -- | $244,433 +0.6% |
| 2015 | -- | $243,000 |
| 2014 | $3,458 | $243,000 |
| 2013 | -- | $243,000 -19.6% |
| 2012 | -- | $302,400 |
| 2011 | -- | $302,400 |
| 2010 | -- | $302,400 -11.3% |
| 2009 | -- | $340,980 +8.7% |
| 2008 | -- | $313,760 +9.5% |
| 2007 | -- | $286,540 +10.5% |
| 2006 | -- | $259,320 +15.3% |
| 2005 | -- | $224,832 +18.1% |
| 2004 | -- | $190,346 +22.1% |
| 2003 | -- | $155,860 +3.7% |
| 2002 | -- | $150,330 +3.8% |
| 2001 | -- | $144,800 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21085
Nearby schools
Schools provided by the listing agent
- District: Harford County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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