For sale

$349,900

109 Breakwater Ct, Joppa, MD 21085

2beds

1,360sqft

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Single Family Residence

Built in 1984

5,134 Square Feet Lot

$341,700 Zestimate^®

$257/sqft

$-- HOA

What's special

Two nice-sized bedroomsBright and open layout

This 2-bedroom, 1.5-bath semi-detached home is located in the desirable Rumsey Island waterfront community. Enjoy beautiful water views right from your property. Step outside to a huge composite deck, perfect for entertaining, or relaxing while taking in the scenic views. Below, a spacious paver patio provides additional outdoor living space, overlooking a nice, level backyard with plenty of room to play or garden. Inside, the bright and open layout features a skylight that floods the home with natural light and a cozy fireplace for those relaxing evenings. The main level offers comfortable living areas along with two nice-sized bedrooms and 1.5 baths. A flexible space offers the possibility for a third bedroom or convenient home office. Additional highlights include the attached garage/storage and excellent curb appeal with mature landscaping. This home perfectly blends comfortable interior living with outstanding outdoor features in a prime waterfront community location.

3 days

155

7

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1
Main level bathrooms: 1

Basement

Area: 0

Heating

Heat Pump, Electric

Cooling

Central Air, Ceiling Fan(s), Electric

Appliances

Included: Microwave, Dryer, Disposal, Refrigerator, Cooktop, Washer, Electric Water Heater

Features

Ceiling Fan(s), Open Floorplan, Walk-In Closet(s), Dining Area, Cathedral Ceiling(s)
Flooring: Carpet, Hardwood
Windows: Skylight(s)
Has basement: No
Number of fireplaces: 1
Fireplace features: Wood Burning

Interior area

Total structure area: 1,360
Total interior livable area: 1,360 sqft
Finished area above ground: 1,360
Finished area below ground: 0

Property

Parking

Total spaces: 6
Parking features: Concrete, Driveway, Off Street
Uncovered spaces: 4

Accessibility

Accessibility features: None

Features

Levels: Split Foyer,Two
Stories: 2
Patio & porch: Deck, Patio
Pool features: None
Fencing: Full
Has view: Yes
View description: Water
Has water view: Yes
Water view: Water
Waterfront features: Canal
Body of water: Gunpowder

Lot

Size: 5,134 Square Feet
Dimensions: 34.00 x
Features: No Thru Street

Details

Additional structures: Above Grade, Below Grade
Parcel number: 1301141457
Zoning: R3
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence
Attached to another structure: Yes

Materials

Brick Front, Vinyl Siding
Foundation: Block
Roof: Asphalt,Shingle

Condition

Good
New construction: No
Year built: 1984

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Available

Community & HOA

Community

Subdivision: Rumsey Island

HOA

Has HOA: No

Location

Region: Joppa

Financial & listing details

Price per square foot: $257/sqft
Tax assessed value: $198,800
Annual tax amount: $2,059
Date on market: 7/3/2026
Listing agreement: Exclusive Right To Sell
Listing terms: FHA,Cash,Conventional,VA Loan
Ownership: Fee Simple

Estimated market value

$341,700

$325,000 - $359,000

$1,946/mo

Price history

Date	Event	Price
7/3/2026	Listed for sale	$349,900+212.4%$257/sqft
Source: Bright MLS #MDHR2057108 Report a problem
8/14/2019	Listing removed	$1,450$1/sqft
Source: American Premier Realty #MDHR235252 Report a problem
7/2/2019	Price change	$1,450-4.9%$1/sqft
Source: American Premier Realty #MDHR235252 Report a problem
6/18/2019	Listed for rent	$1,525+5.2%$1/sqft
Source: Owner Report a problem
4/27/2015	Listing removed	$1,450$1/sqft
Source: Owner Report a problem
3/28/2015	Listed for rent	$1,450$1/sqft
Source: Owner Report a problem
4/30/1997	Sold	$112,000+4.8%$82/sqft
Source: Public Record Report a problem
1/5/1996	Sold	$106,900+18.8%$79/sqft
Source: Public Record Report a problem
6/6/1994	Sold	$90,000$66/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,059 +5.5%	$188,900 +5.5%
2024	$1,951 +2.2%	$179,000 +2.2%
2023	$1,909 +2.2%	$175,167 -2.1%
2022	$1,867 -2.1%	$179,000 +6.9%
2021	$1,908 -1.3%	$167,500
2020	$1,933	$167,500
2019	$1,933 -5.6%	$167,500 -5.6%
2018	$2,047	$177,400
2017	$2,047	$177,400 +8.3%
2016	--	$163,733 +4.4%
2015	--	$156,900
2014	$1,903	$156,900
2013	--	$156,900 -5.7%
2012	--	$166,400
2011	--	$166,400
2010	--	$166,400 -21.8%
2009	--	$212,710 +15.9%
2008	--	$183,590 +18.9%
2007	--	$154,470 +23.2%
2006	--	$125,350 +7%
2005	--	$117,110 +7.6%
2004	--	$108,870 +8.2%
2003	--	$100,630 +1.8%
2002	--	$98,826 +1.9%
2001	--	$97,023

Find assessor info on the county website

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