Wake up each morning to stunning waterfront views This beautifully designed and newly renovated condo combines luxury, comfort, and effortless living in one unforgettable setting. Large windows fill the condo with natural light and panoramic views that can be enjoyed from nearly every room. The private balcony with custom retractable sunshade creates the perfect space for relaxing, entertaining, or simply taking in the scenery. Inside, the open layout feels both elegant and inviting. The spacious living and dining areas flow seamlessly together, creating an ideal setup for everyday living or hosting guests. The kitchen is thoughtfully designed with high end appliances, quartz countertops, abundant cabinetry, and a large island that naturally becomes the center of the home. The primary suite offers a peaceful retreat with generous space, balcony access, a large walk-in closet, and a spa-like bathroom. Additional bedrooms provide flexibility for guests, a home office, or den space. A beautifully finished second bathroom and additional storage throughout the condo add convenience. Residents enjoy secure parking, private storage, and access to beautifully maintained shared spaces such as a gathering space for hosting events,a library, a private gym, a sewing and crafting room, and even a woodshop making everyday living feel elevated. Whether you are entertaining friends and family or enjoying a quiet evening watching the sunset over the Saginaw River, this condo offers a lifestyle that feels both refined and welcoming.
For sale
$643,900
1111 N Water St, Bay City, MI 48708
3beds
2,170sqft
Condo/Townhouse
Built in 2007
-- sqft lot
$623,900 Zestimate®
$297/sqft
$-- HOA
What's special
- 41 days |
- 613 |
- 4 |
Zillow last checked:
Listed by:
Real Estate Specialists,
Berkshire Hathaway HomeServices Michigan Real Estate 989-892-8888
Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate,MLS#: 50207827
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Central Air
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,170
- Total interior livable area: 2,170 sqft
Property
Parking
- Parking features: GarageAttached
- Has attached garage: Yes
Details
- Parcel number: 16002117903800
Construction
Type & style
- Home type: Townhouse
- Property subtype: Condo/Townhouse
Condition
- Year built: 2007
- Major remodel year: 2007
Utilities & green energy
- Utilities for property: Water Connected, Sewer Connected, Garbage
Community & HOA
Community
- Subdivision: None
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $297/sqft
- Tax assessed value: $77,900
- Annual tax amount: $349
- Date on market: 5/16/2026
- Lease term: Contact For Details
Estimated market value
$623,900
$593,000 - $655,000
$2,046/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/16/2026 | Listed for sale | $643,900-23.3%$297/sqft |
Source: Berkshire Hathaway HomeServices Michigan and Northern Indiana Real Estate #50207827 Report a problem | ||
| 3/31/2026 | Sold | $840,000-6.6%$387/sqft |
Source: | ||
| 3/23/2026 | Pending sale | $899,000$414/sqft |
Source: | ||
| 1/23/2026 | Contingent | $899,000$414/sqft |
Source: | ||
| 1/17/2026 | Price change | $899,000-24.8%$414/sqft |
Source: | ||
| 12/10/2025 | Listed for sale | $1,195,000$551/sqft |
Source: | ||
| 10/17/2025 | Pending sale | $1,195,000$551/sqft |
Source: | ||
| 7/30/2025 | Listed for sale | $1,195,000+79.7%$551/sqft |
Source: | ||
| 2/16/2025 | Listing removed | $665,000$306/sqft |
Source: | ||
| 9/19/2024 | Listed for sale | $665,000+10.8%$306/sqft |
Source: | ||
| 8/18/2024 | Listing removed | -- |
Source: | ||
| 8/18/2023 | Listed for sale | $599,999+71.4%$276/sqft |
Source: | ||
| 4/16/2021 | Sold | $350,000-12.5%$161/sqft |
Source: RE/MAX of Michigan Solds #50035746_48708_106 Report a problem | ||
| 10/8/2020 | Sold | $400,000-44.8%$184/sqft |
Source: RE/MAX of Michigan Solds #30800519_48708_105 Report a problem | ||
| 8/28/2020 | Listed for sale | $725,000-46.2%$334/sqft |
Source: Owner Report a problem | ||
| 7/19/2018 | Listing removed | $1,348,000$621/sqft |
Source: Best Real Estate-Janca & Associates #31353381 Report a problem | ||
| 7/11/2018 | Listed for sale | $1,348,000+245.6%$621/sqft |
Source: Best Real Estate-Janca & Associates #31353381 Report a problem | ||
| 10/25/2007 | Sold | $390,000$180/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $349 +5.6% | $38,950 +7.9% |
| 2024 | $331 | $36,100 -11.8% |
| 2023 | -- | $40,950 +23.7% |
| 2022 | -- | $33,100 +159.6% |
| 2021 | -- | $12,750 -1.5% |
| 2020 | $292 | $12,950 -74% |
| 2019 | -- | $49,800 -25.1% |
| 2018 | $292 -96.6% | $66,500 -48.6% |
| 2017 | $8,603 | $129,350 +1.4% |
| 2016 | $8,603 | $127,600 -28.5% |
| 2015 | $8,603 | $178,500 |
| 2014 | -- | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 48708
Nearby schools
GreatSchools rating
- 6/10Washington Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 4/10Handy Middle SchoolGrades: 6-8Distance: 1 mi
- 6/10Bay City Central High SchoolGrades: 9-12Distance: 1.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Bay County
- Bay City
- 48708
- 1111 N Water St





