Experience elevated waterfront living in this exceptional 3-bedroom, 4-bath penthouse condo, where floor-to-ceiling windows showcase breathtaking views of the Saginaw River, Liberty Bridge, and the steady charm of passing freighters. Multiple access points lead to an expansive balcony that spans the residence, creating an effortless connection between indoor comfort and outdoor enjoyment. Inside, MGM-inspired design elements blend sophistication with warmth. Stunning hardwood floors flow throughout the open layout, complementing the sleek finishes and dramatic architectural detail. The chef’s kitchen impresses with double ovens, an oversized built-in refrigerator concealed behind a striking accent wall, a massive walk-in pantry, and a conveniently located wet bar ideal for entertaining. Each bedroom has its own private en-suite bath, ensuring comfort for family and guests. The primary suite stands out with its generous scale and an expansive walk-in closet offering exceptional storage and a beautifully appointed spa-like bath. The third bedroom provides flexible use as an office and is equipped with a Murphy bed, making it an easy dual-purpose space. A stylish powder room adds additional convenience for guests. This penthouse includes two dedicated parking spaces, private storage, and its own dedicated boat slip, offering exceptional access to the water and a rare amenity for condo living. Residents also enjoy beautifully maintained shared spaces including an elegant lobby, a large event space with an attached catering kitchen, a club room, and a serene library. Luxurious, functional, and perfectly positioned along the river, this penthouse delivers the ultimate in upscale condo living.
Sold for $840,000
$840,000
1111 N Water St Suite 405, Bay City, MI 48708
3beds
2,946sqft
Condominium
Built in 2007
-- sqft lot
$861,700 Zestimate®
$285/sqft
$2,863 Estimated rent
Home value
$861,700
$715,000 - $1.03M
$2,863/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Thomas Webb 989-492-0650,
Century 21 Signature Realty Midland,
Karah Ralph 989-252-7811,
Century 21 Signature Realty Midland
Bought with:
Thomas Webb, 6502371991
Century 21 Signature Realty Midland
Source: MiRealSource,MLS#: 50197479
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Level: First
Bedroom 1
- Features: Wood
- Level: Main
- Area: 266
- Dimensions: 19 x 14
Bedroom 2
- Features: Wood
- Level: Main
- Area: 169
- Dimensions: 13 x 13
Bedroom 3
- Features: Wood
- Level: Main
- Area: 176
- Dimensions: 16 x 11
Bathroom 1
- Features: Ceramic
- Level: Main
- Area: 204
- Dimensions: 12 x 17
Bathroom 2
- Features: Ceramic
- Level: Main
- Area: 60
- Dimensions: 6 x 10
Bathroom 3
- Features: Ceramic
- Level: Main
- Area: 42
- Dimensions: 7 x 6
Dining room
- Features: Wood
- Level: Main
- Area: 252
- Dimensions: 18 x 14
Kitchen
- Features: Wood
- Level: Main
- Area: 460
- Dimensions: 20 x 23
Living room
- Features: Wood
- Level: Main
- Area: 384
- Dimensions: 16 x 24
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Bar Fridge, Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
- Laundry: First Floor Laundry
Features
- High Ceilings, Cathedral/Vaulted Ceiling, Elevator/Lift, Walk-In Closet(s), Bar
- Flooring: Ceramic Tile, Hardwood, Wood
- Windows: Window Treatments
- Basement: Common
- Has fireplace: No
Interior area
- Total structure area: 2,946
- Total interior livable area: 2,946 sqft
- Finished area above ground: 2,946
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: 2 Spaces, Garage, Attached, Garage Door Opener
- Attached garage spaces: 2
Accessibility
- Accessibility features: Wheelchair Access, Accessible Bedroom, Accessible Common Area, Accessible Elevator Installed, Accessible Entrance, Wheelchair Accessible, Main Floor Laundry
Features
- Patio & porch: Patio
- Exterior features: Balcony, Sidewalks
- Has view: Yes
- View description: Water, River
- Has water view: Yes
- Water view: Water,River
- Waterfront features: Lake/River Access, River Front, Waterfront
- Body of water: Saginaw River
Lot
- Features: Sidewalks, City Lot
Details
- Additional structures: Gazebo
- Parcel number: 0916002117903600
- Zoning description: Site Condominium
- Special conditions: Private
Construction
Type & style
- Home type: Condo
- Architectural style: Other
- Property subtype: Condominium
Materials
- Brick, Shingle Siding
- Foundation: Basement
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & neighborhood
Community
- Community features: Boat Dock
Location
- Region: Bay City
- Subdivision: Boathouse Condominiums
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $650 monthly
- Amenities included: Elevator(s), Maintenance Grounds, Sidewalks, Private Entry, Shared Kitchen, Storage
- Services included: HOA, Maintenance Grounds
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 3/31/2026 | Sold | $840,000-6.6%$285/sqft |
Source:  MiRealSource #50197479 Report a problem | ||
| 3/23/2026 | Pending sale | $899,000$305/sqft |
Source: MiRealSource #50197479 Report a problem | ||
| 1/23/2026 | Contingent | $899,000$305/sqft |
Source:  MIDMLS #50197316 Report a problem | ||
| 1/17/2026 | Listed for sale | $899,000$305/sqft |
Source: MIDMLS #50197316 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $13,406 +5.8% | $368,200 +6.6% |
| 2024 | $12,672 | $345,550 +6.7% |
| 2023 | -- | $323,950 +7.2% |
| 2022 | -- | $302,150 +4% |
| 2021 | -- | $290,400 +2.8% |
| 2020 | $11,641 | $282,500 +1.1% |
| 2019 | -- | $279,300 +4.1% |
| 2018 | $11,641 +2.8% | $268,250 -2.4% |
| 2017 | $11,328 | $274,950 +0.6% |
| 2016 | $11,328 | $273,250 -2.4% |
| 2015 | $11,328 +119.9% | $280,050 +273.4% |
| 2014 | $5,151 | $75,000 |
| 2013 | -- | $75,000 |
| 2012 | -- | $75,000 |
| 2011 | -- | $75,000 -50% |
| 2010 | -- | $150,000 |
| 2009 | -- | $150,000 |
| 2008 | -- | $150,000 +6.3% |
| 2007 | -- | $141,150 +2176.6% |
| 2006 | -- | $6,200 |
| 2005 | -- | $6,200 |
Find assessor info on the county website
Neighborhood: 48708
Nearby schools
GreatSchools rating
- 6/10Washington Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 4/10Handy Middle SchoolGrades: 6-8Distance: 1 mi
- 6/10Bay City Central High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Michigan
- Bay County
- Bay City
- 48708
- 1111 N Water St Suite 405
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