For sale

Price cut: $25K (8/17)

$399,900

1111 N Water St Ste 111, Bay City, MI 48708

2beds

2,212sqft

$3,859/mo

Get pre-qualified

Condominium

Built in 2007

-- sqft lot

$391,900 Zestimate^®

$181/sqft

$650/mo HOA

What's special

Private boat dock accessSecure indoor parkingTwo spacious bedrooms

Experience elevated living in the heart of downtown Bay City. This exceptional condominium offers an unmatched blend of sophistication, comfort, and four-season recreation with private boat dock access and a premier location for America’s 250th Birthday celebration. Designed for both relaxation and entertaining, this residence features two spacious bedrooms, two full baths, secure indoor parking, and access to upscale community amenities, including a fitness center, a gathering space, kitchen, and a library. Enjoy easy access to downtown dining, entertainment, festivals, and waterfront attractions while embracing the convenience and security of refined condominium living.

149 days
423
15

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Bedroom 1

Features: Carpet
Level: First
Area: 221
Dimensions: 13 x 17

Bedroom 2

Features: Wood
Level: First
Area: 168
Dimensions: 12 x 14

Bathroom 1

Features: Ceramic
Level: First

Bathroom 2

Features: Ceramic
Level: First

Dining room

Features: Carpet
Level: First
Area: 221
Dimensions: 13 x 17

Kitchen

Features: Wood
Level: First
Area: 306
Dimensions: 18 x 17

Living room

Features: Carpet
Level: First
Area: 323
Dimensions: 19 x 17

Office

Level: First
Area: 154
Dimensions: 11 x 14

Heating

Heat Pump, Electric

Cooling

Central Air

Features

Flooring: Carpet, Wood, Ceramic Tile
Windows: Skylight(s)
Has basement: No
Has fireplace: No

Interior area

Total structure area: 2,212
Total interior livable area: 2,212 sqft
Finished area above ground: 2,212
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Heated Garage
Garage spaces: 2

Features

Levels: One
Stories: 1
Frontage type: Road

Lot

Features: Sidewalks, City Lot

Details

Parcel number: 16002117901100
Special conditions: Private

Construction

Type & style

Home type: Condo
Architectural style: Traditional
Property subtype: Condominium

Materials

Brick, Stucco
Foundation: Slab

Condition

Year built: 2007

Utilities & green energy

Sewer: Public Sanitary
Water: Public

Community & HOA

Community

Features: Boat Dock
Subdivision: None

HOA

Has HOA: Yes
Amenities included: Fitness Center
HOA fee: $650 monthly

Location

Region: Bay City

Financial & listing details

Price per square foot: $181/sqft
Tax assessed value: $365,200
Annual tax amount: $7,649
Date on market: 5/18/2026
Cumulative days on market: 150 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional

Estimated market value

$391,900

$372,000 - $411,000

$1,861/mo

Price history

Date	Event	Price
8/17/2026	Price change	$399,900-5.9%$181/sqft
Source: MiRealSource #50207950 Report a problem
5/18/2026	Listed for sale	$424,900+60.3%$192/sqft
Source: MiRealSource #50207950 Report a problem
11/19/2019	Sold	$265,000-8.3%$120/sqft
Source: MiRealSource #31389407 Report a problem
7/23/2019	Listing removed	$289,000$131/sqft
Source: Ayre/Rhinehart Bay REALTORS #30828965 Report a problem
7/1/2018	Listed for sale	$289,000$131/sqft
Source: Ayre/Rhinehart Bay REALTORS #30828965 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$7,427 +5.8%	$182,600 +7.5%
2024	$7,020	$169,900 +8.6%
2023	--	$156,500 +9.5%
2022	--	$142,950 +4.5%
2021	--	$136,800 +3.8%
2020	$7,942	$131,850 +0.7%
2019	--	$130,950 -4%
2018	$7,942 +2.8%	$136,450 -3%
2017	$7,724	$140,700 +0.8%
2016	$7,724	$139,650 -3%
2015	$7,724 +3133.9%	$144,000 +860%
2014	$239	$15,000
2013	--	$15,000
2012	--	$15,000
2011	--	$15,000 -50%
2010	--	$30,000
2009	--	$30,000
2008	--	$30,000
2007	--	$30,000 +525%
2006	--	$4,800
2005	--	$4,800