Experience elevated living in the heart of downtown Bay City. This exceptional condominium offers an unmatched blend of sophistication, comfort, and four-season recreation with private boat dock access and a premier location for America’s 250th Birthday celebration. Designed for both relaxation and entertaining, this residence features two spacious bedrooms, two full baths, secure indoor parking, and access to upscale community amenities, including a fitness center, a gathering space, kitchen, and a library. Enjoy easy access to downtown dining, entertainment, festivals, and waterfront attractions while embracing the convenience and security of refined condominium living.
For sale
$424,900
1111 N Water St Ste 111, Bay City, MI 48708
2beds
2,212sqft
Condominium
Built in 2007
-- sqft lot
$412,800 Zestimate®
$192/sqft
$650/mo HOA
What's special
Private boat dock accessSecure indoor parkingTwo spacious bedrooms
- 49 days |
- 481 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Melissa Beckrow 989-737-4501,
Ayre/Rhinehart Bay REALTORS 989-892-4800,
Kristi Lambert 989-980-8298,
Ayre/Rhinehart Bay REALTORS
Source: MiRealSource,MLS#: 50207950
Originating MLS: Bay County REALTOR Association
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bedroom 1
- Features: Carpet
- Level: First
- Area: 221
- Dimensions: 13 x 17
Bedroom 2
- Features: Wood
- Level: First
- Area: 168
- Dimensions: 12 x 14
Bathroom 1
- Features: Ceramic
- Level: First
Bathroom 2
- Features: Ceramic
- Level: First
Dining room
- Features: Carpet
- Level: First
- Area: 221
- Dimensions: 13 x 17
Kitchen
- Features: Wood
- Level: First
- Area: 306
- Dimensions: 18 x 17
Living room
- Features: Carpet
- Level: First
- Area: 323
- Dimensions: 19 x 17
Office
- Level: First
- Area: 154
- Dimensions: 11 x 14
Heating
- Heat Pump, Electric
Cooling
- Central Air
Features
- Flooring: Carpet, Wood, Ceramic Tile
- Windows: Skylight(s)
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,212
- Total interior livable area: 2,212 sqft
- Finished area above ground: 2,212
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Heated Garage
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Frontage type: Road
Lot
- Features: Sidewalks, City Lot
Details
- Parcel number: 16002117901100
- Special conditions: Private
Construction
Type & style
- Home type: Condo
- Architectural style: Traditional
- Property subtype: Condominium
Materials
- Brick, Stucco
- Foundation: Slab
Condition
- Year built: 2007
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Features: Boat Dock
- Subdivision: None
HOA
- Has HOA: Yes
- Amenities included: Fitness Center
- HOA fee: $650 monthly
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $192/sqft
- Tax assessed value: $365,200
- Annual tax amount: $7,649
- Date on market: 5/18/2026
- Cumulative days on market: 50 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Estimated market value
$412,800
$392,000 - $433,000
$2,178/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/18/2026 | Listed for sale | $424,900+60.3%$192/sqft |
Source: | ||
| 11/19/2019 | Sold | $265,000-8.3%$120/sqft |
Source: | ||
| 7/23/2019 | Listing removed | $289,000$131/sqft |
Source: Ayre/Rhinehart Bay REALTORS #30828965 Report a problem | ||
| 7/1/2018 | Listed for sale | $289,000$131/sqft |
Source: Ayre/Rhinehart Bay REALTORS #30828965 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,427 +5.8% | $182,600 +7.5% |
| 2024 | $7,020 | $169,900 +8.6% |
| 2023 | -- | $156,500 +9.5% |
| 2022 | -- | $142,950 +4.5% |
| 2021 | -- | $136,800 +3.8% |
| 2020 | $7,942 | $131,850 +0.7% |
| 2019 | -- | $130,950 -4% |
| 2018 | $7,942 +2.8% | $136,450 -3% |
| 2017 | $7,724 | $140,700 +0.8% |
| 2016 | $7,724 | $139,650 -3% |
| 2015 | $7,724 +3133.9% | $144,000 +860% |
| 2014 | $239 | $15,000 |
| 2013 | -- | $15,000 |
| 2012 | -- | $15,000 |
| 2011 | -- | $15,000 -50% |
| 2010 | -- | $30,000 |
| 2009 | -- | $30,000 |
| 2008 | -- | $30,000 |
| 2007 | -- | $30,000 +525% |
| 2006 | -- | $4,800 |
| 2005 | -- | $4,800 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48708
Nearby schools
GreatSchools rating
- 6/10Washington Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 4/10Handy Middle SchoolGrades: 6-8Distance: 1 mi
- 6/10Bay City Central High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Bay County
- Bay City
- 48708
- 1111 N Water St Ste 111









