Nestled within the exclusive gated community of Bay Ridge, this beautiful custom home offers the perfect blend of privacy, comfort, and natural beauty. Set on nearly two acres with majestic oak trees, the property enjoys a serene setting with sweeping views and a peaceful connection to its surroundings. Designed for both everyday living and entertaining, the residence features three spacious bedrooms, two and one-half baths, a dedicated office, and a private gym, providing flexibility for today's lifestyle. Expansive windows fill the home with natural light, creating a bright and inviting atmosphere while capturing the picturesque vistas. Car enthusiasts will appreciate the oversized three-car garage, offering ample space for vehicles, storage, or hobbies. Combining thoughtful design, generous living spaces, and the security of a gated community, this exceptional Bay Ridge property presents a rare opportunity to enjoy privacy, sunshine, and refined country living just moments from town.
Under contract
$1,995,000
11827 Saddle Rd, Monterey, CA 93940
3beds
3,061sqft
Single Family Residence, Residential
Built in 1988
1.83 Acres Lot
$2,016,500 Zestimate®
$652/sqft
$240/mo HOA
What's special
- 10 days |
- 616 |
- 20 |
Zillow last checked:
Listing updated:
Listed by:
Tim Allen 00891159 831-214-1990,
Coldwell Banker Realty 831-626-2221
Source: MLSListings Inc,MLS#: ML82050492
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bonus Room, Laundry, Office, Utility Room
Dining room
- Features: BreakfastNook, DiningAreainLivingRoom
Family room
- Features: NoFamilyRoom
Heating
- Central Forced Air
Cooling
- None
Appliances
- Laundry: Inside, In Utility Room
Features
- Number of fireplaces: 2
- Fireplace features: Gas Log, Gas Starter, Living Room, Primary Bedroom, Wood Burning
Interior area
- Total structure area: 3,061
- Total interior livable area: 3,061 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached
- Attached garage spaces: 3
Features
- Stories: 2
- Has view: Yes
- View description: Bay, City Lights, Forest/Woods, Garden/Greenbelt, Hills, Mountain(s), Valley
- Has water view: Yes
- Water view: Bay
Lot
- Size: 1.83 Acres
Details
- Parcel number: 416133004000
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 1988
Utilities & green energy
- Gas: PropaneOnSite, PublicUtilities
- Sewer: Septic Tank
- Utilities for property: Propane, Public Utilities
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $240 monthly
Location
- Region: Monterey
Financial & listing details
- Price per square foot: $652/sqft
- Tax assessed value: $1,947,438
- Annual tax amount: $21,985
- Date on market: 6/10/2026
- Listing agreement: ExclusiveRightToSell
Foreclosure details
Estimated market value
$2,016,500
$1.92M - $2.12M
$5,572/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Contingent | $1,995,000$652/sqft |
Source:  MLSListings Inc #ML82050492 Report a problem | ||
| 6/10/2026 | Listed for sale | $1,995,000+40%$652/sqft |
Source: MLSListings Inc #ML82050492 Report a problem | ||
| 12/15/2005 | Sold | $1,425,000+161.5%$466/sqft |
Source: Public Record Report a problem | ||
| 2/13/1997 | Sold | $545,000-2.7%$178/sqft |
Source: Public Record Report a problem | ||
| 6/27/1995 | Sold | $560,000$183/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $21,985 +4.2% | $1,947,438 +2% |
| 2024 | $21,099 +3.7% | $1,909,254 +2% |
| 2023 | $20,341 +10.5% | $1,871,818 +13.5% |
| 2022 | $18,407 +10.9% | $1,649,000 +8.1% |
| 2021 | $16,604 +11.2% | $1,525,000 +9.9% |
| 2020 | $14,930 -1.4% | $1,388,000 +0.1% |
| 2019 | $15,148 +3.9% | $1,386,000 +3.7% |
| 2018 | $14,577 +0.9% | $1,336,000 +4.5% |
| 2017 | $14,445 +12.1% | $1,279,000 +10.8% |
| 2016 | $12,885 -6.4% | $1,154,000 -15% |
| 2015 | $13,773 | $1,357,000 +9.1% |
| 2014 | $13,773 | $1,244,000 +43.8% |
| 2012 | -- | $865,000 -6.9% |
| 2011 | -- | $929,200 -17.9% |
| 2010 | -- | $1,132,276 |
| 2009 | -- | $1,132,276 -23.6% |
| 2008 | -- | $1,482,570 +2% |
| 2007 | -- | $1,453,500 +2% |
| 2006 | -- | $1,425,000 +120.1% |
| 2005 | -- | $647,528 +2% |
| 2004 | -- | $634,833 +1.9% |
| 2003 | -- | $623,199 +2% |
| 2002 | -- | $610,981 +2% |
| 2001 | $6,133 | $599,002 +2% |
| 2000 | -- | $587,256 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 93940
Nearby schools
GreatSchools rating
- 8/10Washington Elementary SchoolGrades: 4-5Distance: 2.2 mi
- 8/10San Benancio Middle SchoolGrades: 6-8Distance: 3.1 mi
- 7/10Salinas High SchoolGrades: 9-12Distance: 10 mi
Schools provided by the listing agent
- District: WashingtonUnionElementary
Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- California
- Monterey County
- Salinas
- 93940
- 11827 Saddle Rd
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