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For sale
    • Price cut: $196K (7/15)
    $1,799,000

    11827 Saddle Rd, Monterey, CA 93940

    3beds
    3,061sqft
    : 
    $11,335/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 1988
    1.83 Acres Lot
    $1,734,400 Zestimate®
    $588/sqft
    $240/mo HOA

    What's special

    Nestled within the exclusive gated community of Bay Ridge, this beautiful custom home offers the perfect blend of privacy, comfort, and natural beauty. Set on nearly two acres with majestic oak trees, the property enjoys a serene setting with sweeping views and a peaceful connection to its surroundings. Designed for both everyday living and entertaining, the residence features three spacious bedrooms, two and one-half baths, a dedicated office, and a private gym, providing flexibility for today's lifestyle. Expansive windows fill the home with natural light, creating a bright and inviting atmosphere while capturing the picturesque vistas. Car enthusiasts will appreciate the oversized three-car garage, offering ample space for vehicles, storage, or hobbies. Combining thoughtful design, generous living spaces, and the security of a gated community, this exceptional Bay Ridge property presents a rare opportunity to enjoy privacy, sunshine, and refined country living just moments from town.
    55 days
    |
    812
    |
    32
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tim Allen 00891159 831-214-1990,

    Coldwell Banker Realty 831-626-2221

    Source: MLSListings Inc,MLS#: ML82050492MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Laundry, Office, Utility Room
      Dining room
      • Features: BreakfastNook, DiningAreainLivingRoom
      Family room
      • Features: NoFamilyRoom
      Heating
      • Central Forced Air
      Cooling
      • None
      Appliances
      • Laundry: Inside, In Utility Room
      Features
      • Number of fireplaces: 2
      • Fireplace features: Gas Log, Gas Starter, Living Room, Primary Bedroom, Wood Burning
      Interior area
      • Total structure area: 3,061
      • Total interior livable area: 3,061 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached
      • Attached garage spaces: 3
      Features
      • Stories: 2
      • Has view: Yes
      • View description: Bay, City Lights, Forest/Woods, Garden/Greenbelt, Hills, Mountain(s), Valley
      • Has water view: Yes
      • Water view: Bay
      Lot
      • Size: 1.83 Acres
      Details
      • Parcel number: 416133004000
      • Zoning: R1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Foundation: Concrete Perimeter and Slab
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Gas: PropaneOnSite, PublicUtilities
      • Sewer: Septic Tank
      • Utilities for property: Propane, Public Utilities

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $240 monthly
      Location
      • Region: Monterey

      Financial & listing details

      • Price per square foot: $588/sqft
      • Tax assessed value: $1,947,438
      • Annual tax amount: $21,985
      • Date on market: 6/10/2026
      • Listing agreement: ExclusiveRightToSell

        Foreclosure details

        Estimated market value

        $1,734,400

        $1.65M - $1.82M

        $5,745/mo

        Price history

        DateEventPrice
        7/15/2026Price change$1,799,000-9.8%$588/sqft
        Source: MLSListings Inc #ML82050492 Report a problem
        6/24/2026Listed for sale$1,995,000$652/sqft
        Source: MLSListings Inc #ML82050492 Report a problem
        6/16/2026Contingent$1,995,000$652/sqft
        Source: MLSListings Inc #ML82050492 Report a problem
        6/10/2026Listed for sale$1,995,000+40%$652/sqft
        Source: MLSListings Inc #ML82050492 Report a problem
        12/15/2005Sold$1,425,000+161.5%$466/sqft
        Source: Public Record Report a problem
        2/13/1997Sold$545,000-2.7%$178/sqft
        Source: Public Record Report a problem
        6/27/1995Sold$560,000$183/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$21,985 +4.2%$1,947,438 +2%
        2024$21,099 +3.7%$1,909,254 +2%
        2023$20,341 +10.5%$1,871,818 +13.5%
        2022$18,407 +10.9%$1,649,000 +8.1%
        2021$16,604 +11.2%$1,525,000 +9.9%
        2020$14,930 -1.4%$1,388,000 +0.1%
        2019$15,148 +3.9%$1,386,000 +3.7%
        2018$14,577 +0.9%$1,336,000 +4.5%
        2017$14,445 +12.1%$1,279,000 +10.8%
        2016$12,885 -6.4%$1,154,000 -15%
        2015$13,773 $1,357,000 +9.1%
        2014$13,773 $1,244,000 +43.8%
        2012-- $865,000 -6.9%
        2011-- $929,200 -17.9%
        2010-- $1,132,276
        2009-- $1,132,276 -23.6%
        2008-- $1,482,570 +2%
        2007-- $1,453,500 +2%
        2006-- $1,425,000 +120.1%
        2005-- $647,528 +2%
        2004-- $634,833 +1.9%
        2003-- $623,199 +2%
        2002-- $610,981 +2%
        2001$6,133 $599,002 +2%
        2000-- $587,256
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 93940

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: WashingtonUnionElementary

        Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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