Experience mountain-lake living at its finest in this stunning 4-bedroom, 3.5-bath home boasting some of the most breathtaking views of Deep Creek Lake. Perfectly positioned to capture panoramic lake vistas, this exceptional property offers lake access and a dedicated dock slip, making it an ideal year-round retreat or vacation getaway. Inside, you'll find numerous recent upgrades and improvements designed for both comfort and style. The main level has been thoughtfully renovated to create a more open and inviting floor plan, highlighted by beautiful new flooring and enhanced living spaces that maximize the home's incredible views. The attached garage has been completely finished and transformed into a fantastic game room and additional living area, complete with a convenient half bath, perfect for entertaining family and friends. There is also potential for a 5th bedroom in this space. Major updates provide peace of mind, including a new roof installed in 2023 and a newly paved driveway completed in 2025. Whether you're relaxing on the deck overlooking the lake, spending the day on the water from your dock slip, or enjoying nearby recreational opportunities, this property truly has it all. Ideally located just minutes from Wisp Resort, area golf courses, shopping, dining, and countless outdoor activities, 119 Overlook Terrace offers the perfect combination of spectacular lake views, coveted water access, and unmatched convenience. Don't miss this rare opportunity to own a premier Deep Creek Lake property where unforgettable memories await!
For sale
$1,375,000
119 Overlook Ter, McHenry, MD 21541
4beds
3,416sqft
Single Family Residence
Built in 1995
1 Acres Lot
$1,275,800 Zestimate®
$403/sqft
$113/mo HOA
What's special
Dedicated dock slipBeautiful new flooringSpectacular lake viewsCoveted water accessLake access
- 28 days |
- 1,254 |
- 30 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Eric Crawford 410-937-3232,
Taylor-Made Deep Creek Real Estate, LLC 3013874700
Source: Bright MLS,MLS#: MDGA2012112
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Basement
- Area: 1988
Heating
- Baseboard, Electric
Cooling
- Ceiling Fan(s), Ductless, Electric
Appliances
- Included: Electric Water Heater
Features
- Basement: Connecting Stairway,Finished,Heated,Improved,Interior Entry,Walk-Out Access,Windows
- Number of fireplaces: 1
Interior area
- Total structure area: 3,696
- Total interior livable area: 3,416 sqft
- Finished area above ground: 1,708
- Finished area below ground: 1,708
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Lake, Mountain(s)
- Has water view: Yes
- Water view: Lake
- Waterfront features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Private Access, Swimming Allowed, Lake
Lot
- Size: 1 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218059444
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Monte Vista Heights
HOA
- Has HOA: Yes
- HOA fee: $1,350 annually
Location
- Region: Mchenry
Financial & listing details
- Price per square foot: $403/sqft
- Tax assessed value: $1,010,000
- Annual tax amount: $9,937
- Date on market: 6/13/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$1,275,800
$1.21M - $1.34M
$3,137/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/13/2026 | Listed for sale | $1,375,000+103.7%$403/sqft |
Source:  Bright MLS #MDGA2012112 Report a problem | ||
| 4/6/2020 | Sold | $675,000-3.4%$198/sqft |
Source: Public Record Report a problem | ||
| 1/16/2020 | Pending sale | $699,000$205/sqft |
Source: Railey Realty, Inc. #MDGA131552 Report a problem | ||
| 12/31/2019 | Price change | $699,000-2.8%$205/sqft |
Source: Railey Realty, Inc. #MDGA131552 Report a problem | ||
| 10/10/2019 | Listed for sale | $719,000-10%$210/sqft |
Source: Railey Realty, Inc. #MDGA131552 Report a problem | ||
| 10/24/2007 | Sold | $799,000+145.8%$234/sqft |
Source: Public Record Report a problem | ||
| 10/2/1997 | Sold | $325,000+8.3%$95/sqft |
Source: Public Record Report a problem | ||
| 3/31/1997 | Sold | $300,000$88/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,376 +19.1% | $877,833 +17.7% |
| 2024 | $8,709 +21.5% | $745,667 +21.5% |
| 2023 | $7,166 +4.7% | $613,500 +4.7% |
| 2022 | $6,844 +4.9% | $586,000 +4.9% |
| 2021 | $6,523 +5.2% | $558,500 +5.2% |
| 2020 | $6,202 +0.2% | $531,000 |
| 2019 | $6,188 +6.2% | $531,000 +0.4% |
| 2018 | $5,825 +0.2% | $528,667 +0.2% |
| 2017 | $5,813 | $527,500 |
| 2016 | -- | $527,500 |
| 2015 | -- | $527,500 -1.3% |
| 2014 | -- | $534,200 |
| 2013 | -- | $534,200 |
| 2012 | -- | $534,200 -22.4% |
| 2011 | -- | $688,100 +7.8% |
| 2010 | -- | $638,260 +8.5% |
| 2009 | -- | $588,340 +9.3% |
| 2008 | -- | $538,420 +13.3% |
| 2007 | -- | $475,250 +15.3% |
| 2006 | -- | $412,080 +18.1% |
| 2005 | -- | $348,910 +5.4% |
| 2004 | -- | $331,042 +5.7% |
| 2003 | -- | $313,176 +6% |
| 2002 | -- | $295,310 +3.3% |
| 2001 | -- | $285,830 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 21541
Nearby schools
GreatSchools rating
- 9/10Accident Elementary SchoolGrades: PK-5Distance: 7 mi
- 8/10Northern Middle SchoolGrades: 6-8Distance: 9.6 mi
- 7/10Northern Garrett High SchoolGrades: 9-12Distance: 9.7 mi
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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- Maryland
- Garrett County
- Mc Henry
- 21541
- 119 Overlook Ter
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