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For sale
    • Price cut: $10K (7/8)
    $165,000

    1200 Martha St, Saginaw, MI 48601

    3beds
    2,936sqft
    : 
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    Single Family Residence
    Built in 1894
    10,454 Square Feet Lot
    $155,700 Zestimate®
    $56/sqft
    $-- HOA

    What's special

    Spacious back roomThree comfortable bedroomsLaundry roomFully operational kitchen
    Unique Live/Work Commercial Opportunity: This is a rare opportunity for an entrepreneur seeking the convenience of operating a business while living on-site. Zoned commercial, this versatile property offers outstanding potential for a wide range of business ventures. The main level features a fully operational kitchen ready for continued food service use, with all kitchen equipment, coolers, and related fixtures included in the sale — allowing you to step in and start operating while avoiding costly startup expenses. A spacious back room provides additional flexibility and could easily be converted into a dining area or expanded customer seating. Upstairs, you’ll find three comfortable bedrooms, a full bathroom, laundry room, and a large living area to relax and unwind — ideal for owner-occupied living quarters, staff housing, or even an additional rental opportunity. In addition, the property includes two large extra lots with ample parking and room for future expansion, outdoor seating, additional structures, drive-thru service, or further development. Whether you're launching a new venture or expanding an existing one, this flexible commercial property offers the rare combination of workspace, living space, and room to grow — all in one location. Call listing agent today for personal showing!
    157 days
    |
    149
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa L Reed 989-415-8254,

    JPAR - Great Lakes Bay Region 989-349-3039

    Source: MiRealSource,MLS#: 50199468MLS LogoOriginating MLS: Saginaw Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Living Room, Master Bedroom, Master Bathroom, First Flr Lavatory
      Bedroom 1
      • Level: Upper
      • Area: 100
      • Dimensions: 10 x 10
      Bedroom 2
      • Level: Upper
      • Area: 100
      • Dimensions: 10 x 10
      Bedroom 3
      • Level: Upper
      • Area: 80
      • Dimensions: 10 x 8
      Bathroom 1
      • Level: Second
      Kitchen
      • Level: Main
      • Area: 880
      • Dimensions: 40 x 22
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Range/Oven, Refrigerator
      Features
      • High Ceilings, Eat-in Kitchen
      • Basement: Partial
      • Has fireplace: No
      Interior area
      • Total structure area: 2,936
      • Total interior livable area: 2,936 sqft
      • Finished area above ground: 2,496
      • Finished area below ground: 440

      Property

      Parking
      • Total spaces: 3
      • Parking features: 3 or More Spaces, On Street, Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch
      • Exterior features: Sidewalks, Street Lights
      • Frontage type: Road
      • Frontage length: 190
      Lot
      • Size: 10,454 Square Feet
      • Dimensions: irreg- 190 x lots 50 deep
      • Features: Large Lot - 65+ Ft., Corner Lot, Irregular Lot, Sidewalks, City Lot
      Details
      • Parcel number: 09 0421 00000
      • Zoning description: Commercial,Mixed Use,Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding, Vinyl Trim
      Condition
      • Year built: 1894

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Public
      • Utilities for property: Cable/Internet Avail., Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Available, Water Connected

      Community & HOA

      Community
      • Subdivision: No
      HOA
      • Has HOA: No
      Location
      • Region: Saginaw

      Financial & listing details

      • Price per square foot: $56/sqft
      • Annual tax amount: $977
      • Date on market: 2/14/2026
      • Cumulative days on market: 158 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $155,700

        $148,000 - $163,000

        $1,088/mo

        Price history

        DateEventPrice
        7/8/2026Price change$165,000-5.7%$56/sqft
        Source: MiRealSource #50199468 Report a problem
        2/14/2026Listed for sale$175,000$60/sqft
        Source: MiRealSource #50199468 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Cathedral District

        Getting around

        40 / 100
        Car-Dependent
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Saginaw City School District

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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