Calling all investors and renovation enthusiasts! This 2-story home offers 3 bedrooms, 1 bathroom, and a welcoming front porch. Ready for updates and improvements, the property provides a great opportunity to bring your vision to life and create something special. With plenty of potential throughout, this could be an exciting addition to an investment portfolio or your next renovation project. Bring your ideas and see the possibilities this property has to offer. Schedule your showing today!
For sale
Price cut: $10K (10/9)
$154,900
1209 Garrard St, Covington, KY 41011
3beds
1,600sqft
Single Family Residence, Residential
Built in 1909
2,178 Square Feet Lot
$-- Zestimate®
$97/sqft
$-- HOA
What's special
Welcoming front porch
- 40 days
- 733
- 73
Zillow last checked:
Listing updated:
Listed by:
Adam Woodring 931-801-7210,
Mainstay Brokerage LLC
Source: NKMLS,MLS#: 646390
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Ceiling Fan(s)
- Level: First
- Area: 0
- Dimensions: 0 x 0
Bedroom 2
- Features: Ceiling Fan(s)
- Level: Second
- Area: 0
- Dimensions: 0 x 0
Bedroom 3
- Features: Ceiling Fan(s)
- Level: Second
- Area: 0
- Dimensions: 0 x 0
Bonus room
- Features: See Remarks
- Level: Third
- Area: 0
- Dimensions: 0 x 0
Kitchen
- Features: Eat-in Kitchen
- Level: First
- Area: 0
- Dimensions: 0 x 0
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 0
- Dimensions: 0 x 0
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Electric Range, Refrigerator
Features
- Windows: Other
- Basement: Full
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Property
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
Lot
- Size: 2,178 Square Feet
- Dimensions: 22 x 95
- Residential vegetation: Other
Details
- Parcel number: 0542425013.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Foundation: Stone
- Roof: Shingle
Condition
- New construction: No
- Year built: 1909
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Available, Water Available
Community & HOA
HOA
- Has HOA: No
Location
- Region: Covington
Financial & listing details
- Price per square foot: $97/sqft
- Tax assessed value: $125,000
- Annual tax amount: $1,656
- Date on market: 9/4/2026
- Cumulative days on market: 41 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/9/2026 | Price change | $154,900-6.1%$97/sqft |
Source: | ||
| 9/5/2026 | Listed for sale | $164,900+31.9%$103/sqft |
Source: | ||
| 2/17/2021 | Sold | $125,000-10.7%$78/sqft |
Source: Agent Provided Report a problem | ||
| 2/1/2021 | Pending sale | $139,900$87/sqft |
Source: Keller Williams Realty Services #544601 Report a problem | ||
| 1/29/2021 | Price change | $139,900-3.5%$87/sqft |
Source: Keller Williams Realty Services #544601 Report a problem | ||
| 1/19/2021 | Price change | $144,900-3.3%$91/sqft |
Source: Keller Williams Realty Services #544601 Report a problem | ||
| 1/5/2021 | Price change | $149,900-3.2%$94/sqft |
Source: Keller Williams Realty Services #544601 Report a problem | ||
| 12/29/2020 | Price change | $154,900-3.1%$97/sqft |
Source: Keller Williams Realty Services #544601 Report a problem | ||
| 12/18/2020 | Listed for sale | $159,900+190.7%$100/sqft |
Source: Keller Williams Realty Services #544601 Report a problem | ||
| 9/11/2020 | Sold | $55,000$34/sqft |
Source: eXp Realty #46898313 Report a problem | ||
| 8/1/2020 | Pending sale | $55,000$34/sqft |
Source: eXp Realty, LLC #540244 Report a problem | ||
| 8/1/2020 | Listed for sale | $55,000+31%$34/sqft |
Source: eXp Realty, LLC #540244 Report a problem | ||
| 11/9/2015 | Sold | $42,000+127%$26/sqft |
Source: Public Record Report a problem | ||
| 8/17/2014 | Listing removed | $725 |
Source: LMS Properties LLC Report a problem | ||
| 8/14/2014 | Listed for rent | $725 |
Source: LMS Properties LLC Report a problem | ||
| 3/5/2014 | Sold | $18,500-15.9%$12/sqft |
Source: Public Record Report a problem | ||
| 12/28/2013 | Price change | $22,000-11.6%$14/sqft |
Source: Coldwell Banker West Shell - Northern Kentucky #425769 Report a problem | ||
| 11/10/2013 | Listed for sale | $24,900-25.3%$16/sqft |
Source: Coldwell Banker West Shell - Northern Kentucky #425769 Report a problem | ||
| 9/3/2013 | Sold | $33,335-16.5%$21/sqft |
Source: Public Record Report a problem | ||
| 5/2/2013 | Price change | $39,900-11.1%$25/sqft |
Source: Keller Williams Realty Services #418367 Report a problem | ||
| 4/7/2013 | Listed for sale | $44,900-25%$28/sqft |
Source: Keller Williams Realty Services #418367 Report a problem | ||
| 9/28/2012 | Listed for sale | $59,900+20%$37/sqft |
Source: Keller Williams Realty Services #412760 Report a problem | ||
| 3/13/2012 | Listing removed | $49,900$31/sqft |
Source: Keller Williams Realty Services #401827 Report a problem | ||
| 1/17/2012 | Price change | $49,900-9.1%$31/sqft |
Source: Keller Williams Realty Services #401827 Report a problem | ||
| 12/1/2011 | Price change | $54,900-8.3%$34/sqft |
Source: Keller Williams Realty Services #401827 Report a problem | ||
| 10/12/2011 | Listed for sale | $59,900+305.2%$37/sqft |
Source: Keller Williams Realty Services #401827 Report a problem | ||
| 3/4/2010 | Sold | $14,781-59.7%$9/sqft |
Source: Public Record Report a problem | ||
| 10/21/2009 | Sold | $36,670-35.7%$23/sqft |
Source: Public Record Report a problem | ||
| 12/23/2003 | Sold | $57,000+2180%$36/sqft |
Source: Public Record Report a problem | ||
| 12/31/1999 | Sold | $2,500$2/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,656 +0.8% | $125,000 |
| 2024 | $1,644 -1.3% | $125,000 |
| 2023 | $1,665 +0.8% | $125,000 |
| 2022 | $1,651 +96.8% | $125,000 +127.3% |
| 2021 | $839 -1.3% | $55,000 +31% |
| 2020 | $850 | $42,000 |
| 2019 | $850 +17.9% | $42,000 |
| 2018 | $720 | $42,000 |
| 2017 | $720 -4.7% | $42,000 +26.1% |
| 2015 | $756 | $33,300 |
| 2014 | $756 +10.3% | $33,300 |
| 2013 | $685 | $33,300 +126.5% |
| 2012 | -- | $14,700 |
| 2011 | -- | $14,700 |
| 2010 | -- | $14,700 -75.5% |
| 2009 | -- | $60,000 |
| 2008 | -- | $60,000 |
| 2007 | -- | $60,000 |
| 2006 | -- | $60,000 +5.3% |
| 2005 | -- | $57,000 |
| 2004 | -- | $57,000 +78.1% |
| 2003 | -- | $32,000 |
| 2002 | -- | $32,000 +6.7% |
| 2001 | -- | $30,000 +150% |
| 2000 | -- | $12,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 41011
Nearby schools
Schools provided by the listing agent
- Elementary: John G. Carlisle Elementary
- Middle: Holmes Middle School
- High: Holmes Senior High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






