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For sale
    • $1,495,000

    123 Tom Hay Drive, Topton, NC 28781

    4beds
    3,200sqft
    : 
    $8,134/mo
    Get pre-qualified
    Single Family Residence
    Built in 1999
    0.73 Acres Lot
    $1,406,400 Zestimate®
    $467/sqft
    $20/mo HOA

    What's special

    This is a beautiful home that sits on a point overlooking the beautiful waters of Nantahala Lake. This 4BR, 3 BA home has an open house plan with a large living, kitchen and dining on the upper level. The upper level also has a master and guest bedroom and bath. All rooms open up to porches with spectacular views of the waters below and mountains above. On ground level there are two more bedrooms, a full bath, living area, laundry room and game room. The lower level also opens up to a covered porch with lake views. There is a masonry fire pit overlooking the yard and lake then a path meanders down to another sitting area with a kayak stand that is just above the large dock.
    6 days
    |
    142
    |
    13
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Alaina Trull 828-557-8145,

    Valleytown Realty

    Source: Hive MLS,MLS#: 100588188MLS LogoOriginating MLS: Mountain Lakes Board of REALTORS®

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Dining Room, Living Room, Master Bedroom, Bedroom 2, Bathroom 1, Bathroom 2, Bonus Room, Bathroom 3, Bedroom 4, Laundry
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 4
      • Level: Ground
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: Ground
      Bathroom 3
      • Level: Ground
      Bonus room
      • Level: Ground
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: Ground
      Living room
      • Level: Ground
      Living room
      • Level: First
      Heating
      • Heat Pump, Electric
      Cooling
      • Ceiling Fan(s), Heat Pump
      Features
      • Master Downstairs, Walk-in Closet(s), High Ceilings, Whole-Home Generator, Kitchen Island, Ceiling Fan(s), Basement, Walk-In Closet(s)
      Interior area
      • Total structure area: 3,200
      • Total interior livable area: 3,200 sqft

      Property

      Parking
      • Parking features: Additional Parking, Attached Carport
      • Has carport: Yes
      Features
      • Levels: Two
      • Patio & porch: Deck, Porch, Front Porch
      • Fencing: None
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake Front
      • Frontage type: Lakefront
      Lot
      • Size: 0.73 Acres
      • Dimensions: 434, 434, 433
      • Features: Navigable Water
      Details
      • Parcel number: 6505248605
      • Zoning: None
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Foundation: Block, Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1999

      Utilities & green energy

      • Utilities for property: Water Connected

      Community & HOA

      Community
      • Subdivision: Little Choga's Place
      HOA
      • Has HOA: Yes
      • HOA fee: $240 annually
      • HOA name: Little Choga's Place
      Location
      • Region: Topton

      Financial & listing details

      • Price per square foot: $467/sqft
      • Tax assessed value: $689,260
      • Annual tax amount: $2,316
      • Date on market: 7/24/2026
      • Cumulative days on market: 6 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional

        Estimated market value

        $1,406,400

        $1.34M - $1.48M

        $3,235/mo

        Price history

        DateEventPrice
        7/24/2026Listed for sale$1,495,000$467/sqft
        Source: Hive MLS #100588188 Report a problem
        7/17/2026Pending sale$1,495,000$467/sqft
        Source: Hive MLS #100588188 Report a problem
        7/17/2026Contingent$1,495,000$467/sqft
        Source: Hive MLS #100588188 Report a problem
        7/11/2026Listed for sale$1,495,000+2200%$467/sqft
        Source: Hive MLS #100588188 Report a problem
        4/11/1997Sold$65,000$20/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,317 $689,260
        2024$2,317 +3.4%$689,260 +3%
        2023$2,240 +9.3%$668,960 +62.2%
        2022$2,049 $412,360
        2021$2,049 +5.4%$412,360
        2020$1,944 +0.7%$412,360
        2019$1,931 $412,360 -21.5%
        2018$1,931 -14.8%$525,430
        2017$2,267 $525,430 +0.3%
        2016$2,267 +0.3%$523,930
        2015$2,260 +1%$523,930 -34.2%
        2014$2,237 $796,200
        2013$2,237 $796,200
        2012-- $796,200
        2011-- $796,200
        2010-- $796,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28781

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Nantahala High School
        • Middle: Nantahala High School
        • High: Nantahala High School

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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