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For sale
    • $1,695,000

    12511 SW Torch Lake Dr, Rapid City, MI 49676

    4beds
    1,600sqft
    : 
    $10,839/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    4,791 Square Feet Lot
    $1,574,500 Zestimate®
    $1,059/sqft
    $-- HOA

    What's special

    Four-bedroom two-bath homeRetractable sun awningTasteful updates throughoutClean comfortable spaceBrand-new flooring
    Welcome to your turnkey Torch Lake retreat, where luxury, location, and lifestyle come together effortlessly. Wade into those famous turquoise waters and claim one of the most coveted vantage points on the lake, just steps from the energy and excitement of the Torch Lake Sandbar. Sitting only seconds from the Torch River, this property puts the entire Chain of Lakes at your fingertips. Inside, the four-bedroom, two-bath home has been thoughtfully refreshed with brand-new flooring and tasteful updates throughout. It's a clean, comfortable space with plenty of room for the whole family to gather. Outside, a professionally landscaped, multi-tiered stone patio invites you to entertain and unwind in equal measure, complete with a retractable sun awning for those long, golden afternoons. Set in a short-term-rental-friendly township with a proven track record of highly successful rentals, this is a rare opportunity to own a true income-producing getaway. Nearby Alden, Bellaire, Charlevoix, Elk Rapids, and Traverse City offer world-class dining, shopping, golf, and that unmistakable small-town charm. Properties like this on Torch Lake don't come around often, and they don't last.
    48 days
    |
    2,025
    |
    93
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Haley Clack Cell:989-882-3738,

    Peninsula Properties Realty 231-632-5448

    Source: NGLRMLS,MLS#: 1947296MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      • Area: 144
      • Dimensions: 12 x 12
      Bedroom 2
      • Level: Main
      • Area: 144
      • Dimensions: 12 x 12
      Bedroom 3
      • Level: Upper
      • Area: 168
      • Dimensions: 14 x 12
      Bedroom 4
      • Level: Upper
      • Area: 168
      • Dimensions: 14 x 12
      Primary bathroom
      • Features: Shared
      Kitchen
      • Level: Main
      • Area: 168
      • Dimensions: 14 x 12
      Living room
      • Level: Main
      • Area: 168
      • Dimensions: 14 x 12
      Heating
      • Forced Air, Natural Gas
      Appliances
      • Included: Refrigerator, Oven/Range, Dishwasher, Microwave, Washer, Dryer, Exhaust Fan, Gas Water Heater
      • Laundry: Main Level
      Features
      • Pantry, Drywall, Ceiling Fan(s), Cable TV, High Speed Internet
      • Windows: Skylight(s), Blinds
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 1,600
      • Total interior livable area: 1,600 sqft
      • Finished area above ground: 1,600
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: None, Concrete, Private
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio
      • Exterior features: Sprinkler System, Rain Gutters
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: Inland Lake, All Sports, Lake
      • Body of water: Torch Lake
      • Frontage type: Waterfront
      • Frontage length: 50
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 53 x 88
      • Features: Cleared, Level, Sloped, Landscaped, Metes and Bounds
      Details
      • Additional structures: Shed(s)
      • Parcel number: 051270000500
      • Zoning description: Residential,Rental History

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: A-Frame
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Foundation: Poured Concrete
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Private

      Community & HOA

      Community
      • Features: None
      • Security: Smoke Detector(s)
      • Subdivision: None
      HOA
      • Services included: None
      Location
      • Region: Rapid City

      Financial & listing details

      • Price per square foot: $1,059/sqft
      • Tax assessed value: $271,295
      • Annual tax amount: $10,689
      • Price range: $1.7M - $1.7M
      • Date on market: 6/28/2026
      • Cumulative days on market: 49 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash,1031 Exchange
      • Ownership type: Private Owner
      • Road surface type: Asphalt

        Estimated market value

        $1,574,500

        $1.50M - $1.65M

        $1,880/mo

        Price history

        DateEventPrice
        6/28/2026Listed for sale$1,695,000+111.9%$1,059/sqft
        Source: NGLRMLS #1947296 Report a problem
        7/22/2021Sold$800,000$500/sqft
        Source: MiRealSource #50039748 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,244 +5.9%$353,200 +3%
        2024$9,672 +6%$342,900 +36.6%
        2023$9,126 $251,000 +8%
        2022-- $232,400 +4.4%
        2021-- $222,600 +2.8%
        2020-- $216,600 +20.1%
        2017$4,939 $180,300 +1.4%
        2016-- $177,800 +16.1%
        2015-- $153,200 +11.6%
        2014-- $137,300 +12.7%
        2013-- $121,800 -13%
        2011-- $140,000 -5.7%
        2010-- $148,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 49676

        Getting around

        17 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Elk Rapids Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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