Skip main navigation
For sale
    • $1,150,000

    14123 Torch River Rd, Rapid City, MI 49676

    3beds
    1,720sqft
    : 
    $7,431/mo
    Get pre-qualified
    Single Family Residence
    Built in 1949
    9,147 Square Feet Lot
    $1,079,700 Zestimate®
    $669/sqft
    $-- HOA

    What's special

    Open-concept floor planShowcasing peaceful river views
    Experience the best of Northern Michigan waterfront living on beautiful Torch River, with easy boating access to world-famous Torch Lake and the entire Chain of Lakes. This beautifully maintained 3-bedroom, 2-bath home offers an open-concept floor plan with a spacious kitchen featuring stainless steel appliances—perfect for entertaining family and friends. Large windows fill the home with natural light while showcasing peaceful river views. Step outside to expansive decking designed for relaxing or hosting gatherings, along with a charming screened gazebo complete with electricity for enjoying summer evenings bug-free. Boaters will appreciate two private docks, one equipped with electricity, making waterfront living even more convenient. The property also includes an attached 2-car garage and three storage sheds, one of which is heated—ideal for a workshop, hobbies, or additional storage. Full house General generator. The crawl space has been professionally sealed, adding to the home’s overall care and maintenance. Whether you're looking for a year-round residence or the perfect up-north getaway, this exceptional Torch River property offers the ideal combination of comfort, recreation, and access to Michigan's spectacular Chain of Lakes. Thoughtfully priced to reflect todays market and offered in its current condition, this property represents exceptional value and is ready for its next owner to enjoy everything the Torch River and Chain of Lakes lifestyle has to offer.
    35 days
    |
    1,923
    |
    51
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cathleen Burry-Mahaffey Cell:231-218-5012,

    REO - Elk Rapids-101308 231-264-6604

    Source: NGLRMLS,MLS#: 1947774MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Dining Room, Workshop
      Primary bedroom
      • Level: Main
      • Area: 231.29
      • Dimensions: 22.9 x 10.1
      Bedroom 2
      • Level: Main
      • Area: 99.91
      • Dimensions: 9.7 x 10.3
      Bedroom 3
      • Level: Main
      • Area: 126.72
      • Dimensions: 12.8 x 9.9
      Primary bathroom
      • Features: Private
      Dining room
      • Level: Main
      • Area: 111.92
      • Dimensions: 13.8 x 8.11
      Kitchen
      • Level: Main
      • Area: 109
      • Dimensions: 10 x 10.9
      Living room
      • Level: Main
      • Area: 254.72
      • Dimensions: 19.9 x 12.8
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Refrigerator, Oven/Range, Dishwasher, Microwave, Washer, Dryer
      • Laundry: Main Level
      Features
      • Entrance Foyer, Pantry, Granite Counters, Cable TV, High Speed Internet, WiFi
      • Flooring: Wood
      • Basement: Crawl Space
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 1,720
      • Total interior livable area: 1,720 sqft
      • Finished area above ground: 1,720
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Concrete, Private
      • Garage spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio
      • Exterior features: Dock
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: River, Soft Bottom, Gradual Slope to Water
      • Body of water: Torch River
      • Frontage type: Waterfront
      • Frontage length: 100
      Lot
      • Size: 9,147 Square Feet
      • Dimensions: 100 x 95
      • Features: Wooded-Hardwoods, Wooded, Level, Subdivided
      Details
      • Additional structures: Shed(s), Other, Workshop
      • Parcel number: 051264500700
      • Zoning description: Residential
      • Other equipment: Dish TV

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Timber Frame, Wood Siding
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1949

      Utilities & green energy

      • Sewer: Private Sewer, Mound Septic
      • Water: Private

      Community & HOA

      Community
      • Features: None
      • Subdivision: FAIRMONT TORCH RIVER
      HOA
      • Services included: None
      Location
      • Region: Rapid City

      Financial & listing details

      • Price per square foot: $669/sqft
      • Tax assessed value: $199,594
      • Annual tax amount: $4,234
      • Price range: $1.2M - $1.2M
      • Date on market: 7/9/2026
      • Cumulative days on market: 36 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash
      • Ownership type: Private Owner
      • Road surface type: Asphalt

        Estimated market value

        $1,079,700

        $1.03M - $1.13M

        $1,917/mo

        Price history

        DateEventPrice
        7/9/2026Listed for sale$1,150,000$669/sqft
        Source: NGLRMLS #1947774 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,234 +6.1%$376,900 +6.2%
        2024$3,989 +6.8%$355,000 +27.2%
        2023$3,734 $279,100 +17.4%
        2022-- $237,700 +2.9%
        2021-- $231,000 +0.6%
        2020-- $229,600 +11.2%
        2017$3,519 $206,400 +16.5%
        2016-- $177,100 -4.6%
        2015-- $185,700 +20.8%
        2014-- $153,700 +4.5%
        2013-- $147,100 -1.3%
        2011-- $149,100 -17.6%
        2010-- $181,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 49676

        Getting around

        4 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Elk Rapids Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Rapid City Topics

                Search
                Updates
                Favorites
                Plan
                Inbox