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For sale
  • $1,495,000

    12344 SW Torch Lake Dr, Rapid City, MI 49676

    4beds
    2,482sqft
    : 
    $9,560/mo
    Get pre-qualified
    Single Family Residence
    Built in 1945
    0.72 Acres Lot
    $1,394,700 Zestimate®
    $602/sqft
    $-- HOA

    What's special

    High-end finishes throughoutThoughtfully updatedExtensive professional landscapingBeautifully updated homeOpen-concept floor planImpeccably maintainedSpacious patio
    Enjoy spectacular Torch Lake living with this beautifully updated home on the highly desirable south end of the lake. Designed for comfortable main-level living, the residence is situated across the road from the water, while your private 49 feet of sandy Torch Lake frontage awaits at the shoreline with a boathouse, lakeside patio, and beach for effortless days on the crystal-clear water. At the home, extensive professional landscaping surrounds a spacious patio, creating an ideal setting to relax while taking in stunning sunrise views. Inside, the open-concept floor plan is designed to maximize lake views from most vantage points and showcases high-end finishes throughout. Thoughtfully updated and impeccably maintained, this exceptional property offers the perfect balance of luxury living and a private Torch Lake waterfront retreat.
    5 days
    |
    4,975
    |
    391
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Steve Scheppe Cell:231-590-5823,

    Viewpoint Realty 231-943-6145

    Source: NGLRMLS,MLS#: 1948869MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • 3/4 bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      • Area: 158.75
      • Dimensions: 12.7 x 12.5
      Bedroom 2
      • Level: Main
      • Area: 161.56
      • Dimensions: 13.75 x 11.75
      Bedroom 3
      • Level: Main
      • Area: 123.5
      • Dimensions: 13 x 9.5
      Bedroom 4
      • Level: Lower
      • Area: 188.5
      • Dimensions: 14.5 x 13
      Primary bathroom
      • Features: Private
      Dining room
      • Level: Main
      • Area: 137.7
      • Dimensions: 13.5 x 10.2
      Family room
      • Level: Lower
      • Area: 271.45
      • Dimensions: 17.8 x 15.25
      Kitchen
      • Level: Main
      • Area: 124.3
      • Dimensions: 11.3 x 11
      Living room
      • Level: Main
      • Area: 325.5
      • Dimensions: 21 x 15.5
      Heating
      • Forced Air, Natural Gas, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Refrigerator, Oven/Range, Dishwasher, Microwave, Water Softener Owned, Washer, Dryer, Exhaust Fan, Instant Hot Water, Humidifier
      • Laundry: Main Level
      Features
      • Walk-In Closet(s), Pantry, Granite Bath Tops, Granite Counters, Kitchen Island, Drywall, Ceiling Fan(s), Cable TV, High Speed Internet
      • Flooring: Wood, Luxury Vinyl Plank, Carpet, Tile
      • Windows: Blinds, Drapes, Curtain Rods
      • Basement: Daylight,Egress Windows,Finished
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 2,482
      • Total interior livable area: 2,482 sqft
      • Finished area above ground: 1,870
      • Finished area below ground: 612

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached, Paved, None, Concrete, Private
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Porch
      • Exterior features: Sprinkler System, Sidewalk, Rain Gutters
      • Has spa: Yes
      • Spa features: Hot Tub
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: Inland Lake, All Sports, Sandy Bottom, Gradual Slope to Water, Lake, Sandy Shoreline
      • Body of water: Torch Lake
      • Frontage type: Priv Frontage (Across Rd)
      • Frontage length: 49
      Lot
      • Size: 0.72 Acres
      • Features: Cleared, Level, Rolling Slope, Landscaped, Metes and Bounds
      Details
      • Additional structures: Boat House
      • Parcel number: 051200600400
      • Zoning description: Residential,Outbuildings Allowed

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Frame, Wood Siding, Brick
      • Foundation: Poured Concrete
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1945

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Private

      Community & HOA

      Community
      • Features: None
      • Security: Smoke Detector(s)
      • Subdivision: Metes and bounds
      HOA
      • Services included: None
      Location
      • Region: Rapid City

      Financial & listing details

      • Price per square foot: $602/sqft
      • Tax assessed value: $301,646
      • Annual tax amount: $6,231
      • Price range: $1.5M - $1.5M
      • Date on market: 8/4/2026
      • Cumulative days on market: 6 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash,VA Loan,1031 Exchange
      • Ownership type: Private Owner
      • Road surface type: Asphalt

        Estimated market value

        $1,394,700

        $1.32M - $1.46M

        $2,303/mo

        Price history

        DateEventPrice
        8/4/2026Listed for sale$1,495,000-3.5%$602/sqft
        Source: NGLRMLS #1948869 Report a problem
        7/11/2025Listing removed$1,550,000$624/sqft
        Source: NGLRMLS #1930571 Report a problem
        2/1/2025Listed for sale$1,550,000$624/sqft
        Source: NGLRMLS #1930571 Report a problem
        2/1/2025Listing removed$1,550,000$624/sqft
        Source: NGLRMLS #1927396 Report a problem
        9/20/2024Listed for sale$1,550,000+138.8%$624/sqft
        Source: NGLRMLS #1927396 Report a problem
        1/6/2021Listing removed$649,000+5.5%$261/sqft
        Source: Bayside Real Estate #1874319 Report a problem
        1/4/2021Sold$615,000-5.2%$248/sqft
        Source: NGLRMLS #1874319 Report a problem
        5/11/2020Listed for sale$649,000$261/sqft
        Source: Bayside Real Estate #1874319 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,231 +6.9%$447,100 +5.1%
        2024$5,830 +7.8%$425,500 +49.3%
        2023$5,408 $285,000 +12.1%
        2022-- $254,300 +3.8%
        2021-- $245,100 +29.7%
        2020-- $189,000 +14%
        2017$2,764 $165,800 +2.7%
        2016-- $161,500 +4.1%
        2015-- $155,200 +14.5%
        2014-- $135,600 +12.9%
        2013-- $120,100 -12.5%
        2011-- $137,200 -3%
        2010-- $141,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49676

        Getting around

        15 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Elk Rapids Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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