1303 N Garfield Ave, Sioux Falls, SD 57104

Brand-New Construction | Easy Access to Interstate and Downtown | Affordable Path to Ownership | Two Blocks to All City Elementary Welcome home to this thoughtfully designed new construction offering 1,200 sq. ft. of efficient, modern living. Built with durable 2x6 stick construction for enhanced energy efficiency, this home features smart design, neutral finishes, and room to grow—inside and out. The open-concept main level includes three bedrooms and two bathrooms, anchored by a private primary suite with an en-suite bath. Main-floor laundry adds everyday convenience, complete with a brand-new washer and dryer. The eat-in kitchen is equipped with stainless steel appliances and a dishwasher, making both daily living and entertaining easy. An attached double garage provides added functionality, while the unfinished basement offers excellent potential to build equity. The lower level is ready for your finishing touches and has room for a future family room, two additional bedrooms, and another bathroom. Enjoy a convenient location near the Denny Sanford Premier Center, with quick access to I-29 and downtown. Buyer Qualification Requirements Purchasers must meet the following program guidelines: Income limits: • 103,400 Net worth limits: • Age 61 or younger: less than $125,000 total net worth or $105,000 in liquid assets • Age 62 or older: less than $250,000 total net worth or $140,000 in liquid assets Buyer must occupy the home as their primary residence. Financing Details This price includes an $11,400 forgivable loan from SDHDA: • Purchase price: $270,000 • First mortgage: $258,600 • Soft second mortgage: $11,400 (Forgiven at $2,280 per year over five years) You must qualify for bank financing to purchase the home. To check eligibility for the Governor's House program, contact rhea@secog.org