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For sale
  • $725,000

    190 Charter Oak Drive, Watertown, CT 06795

    4beds
    2,528sqft
    : 
    $5,228/mo
    Get pre-qualified
    Single Family Residence
    Built in 1985
    1.38 Acres Lot
    $-- Zestimate®
    $287/sqft
    $-- HOA

    What's special

    Ge profile appliancesCustom brick workFabulous rear covered patioSteam shower
    Hard to find 1st floor 3 room in-law setup in this 9 room custom built brick split level home on a private and level 1.38 acre lot in a quiet Guernseytown subdivision minutes from town and hand-crafted in 1985 by a builder who intended it to outlast other homes. There is a total of 4 bedrooms and 4 full bathrooms in this unique European style multi level home with an attached 2 car oversize garage, a covered front porch with a balcony above off the 2nd floor and a fabulous rear covered patio all done with a level of architectural detail and craftsmanship that the current market simply does not produce. The main level is organized for real life; a living room with a fireplace, a large dining room with a slider to the patio, a full bathroom, and an eat-in kitchen generous in every dimension with loads of cabinets and counter space & GE Profile appliances. The upper level has 3 good size bedrooms and 2 full bathrooms, one with a steam shower. The ground level 3 room in-law is a proper, fully realized suite - built into the home from the beginning, designed to be lived in with dignity and independence with a full kitchen with appliances and garage access. There is a full basement under the main house for plenty of storage area with an unheated finished rec room. Other amenities include underground utilities, 2 split air conditioning units, an automatic Generac generator, a Vigilant cast-iron stove in the foyer, custom brick work making this an inviting and carefree residence.
    25 days
    |
    937
    |
    36
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Stephen Briotti (203)509-3194,

    Lamacchia Realty 203-879-2339

    Source: Smart MLS,MLS#: 24186419MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Features: Full Bath
      • Level: Upper
      • Area: 156 Square Feet
      • Dimensions: 12 x 13
      Bedroom
      • Features: Hardwood Floor
      • Level: Upper
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Bedroom
      • Features: Hardwood Floor
      • Level: Upper
      • Area: 132 Square Feet
      • Dimensions: 11 x 12
      Bedroom
      • Features: Wall/Wall Carpet
      • Level: Lower
      • Area: 130 Square Feet
      • Dimensions: 10 x 13
      Dining room
      • Features: Patio/Terrace, Sliders
      • Level: Main
      • Area: 136.5 Square Feet
      • Dimensions: 10.5 x 13
      Kitchen
      • Features: Tile Floor
      • Level: Main
      • Area: 195 Square Feet
      • Dimensions: 13 x 15
      Kitchen
      • Features: Ceiling Fan(s), Tile Floor
      • Level: Lower
      • Area: 150 Square Feet
      • Dimensions: 10 x 15
      Living room
      • Features: Ceiling Fan(s), Fireplace, Wall/Wall Carpet
      • Level: Main
      • Area: 286 Square Feet
      • Dimensions: 13 x 22
      Living room
      • Features: Wall/Wall Carpet
      • Level: Lower
      • Area: 144 Square Feet
      • Dimensions: 9 x 16
      Heating
      • Hot Water, Oil
      Cooling
      • Ductless
      Appliances
      • Included: Electric Range, Oven/Range, Refrigerator, Dishwasher, Water Heater
      • Laundry: Main Level
      Features
      • Sauna, In-Law Floorplan
      • Windows: Thermopane Windows
      • Basement: Full,Unfinished
      • Attic: Pull Down Stairs
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,528
      • Total interior livable area: 2,528 sqft
      • Finished area above ground: 2,528

      Property

      Parking
      • Total spaces: 6
      • Parking features: Attached, Driveway, Paved
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Multi/Split
      • Patio & porch: Porch, Patio
      • Exterior features: Balcony, Lighting
      Lot
      • Size: 1.38 Acres
      • Features: Subdivided, Level, Open Lot
      Details
      • Parcel number: 916926
      • Zoning: R70

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Split Level
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Block, Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1985
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Underground Utilities
      Green energy
      • Energy efficient items: Windows

      Community & HOA

      Community
      • Features: Golf
      • Subdivision: Taft School
      HOA
      • Has HOA: No
      Location
      • Region: Watertown

      Financial & listing details

      • Price per square foot: $287/sqft
      • Tax assessed value: $329,770
      • Annual tax amount: $9,906
      • Date on market: 7/2/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/2/2026Listed for sale$725,000$287/sqft
        Source: Smart MLS #24186419 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,906 +5.9%$329,770
        2024$9,356 +13.7%$329,770 +47.7%
        2023$8,231 +5.5%$223,300
        2022$7,802 +1.1%$223,300
        2021$7,717 +4.1%$223,300
        2020$7,411 $223,300
        2019$7,411 +0.9%$223,300 +2.1%
        2018$7,346 +5.4%$218,700
        2017$6,972 +3.2%$218,700
        2016$6,756 +2.6%$218,700
        2015$6,583 +3.4%$218,700
        2014$6,369 -1.1%$218,700 -14.8%
        2013$6,438 +2.5%$256,600 -1%
        2012$6,283 +3.9%$259,300
        2011$6,047 +1.8%$259,300
        2010$5,941 +2.4%$259,300
        2009$5,803 -0.5%$259,300 +8.2%
        2008$5,834 +7.2%$239,600
        2007$5,444 $239,600
        2006$5,444 +18.8%$239,600 +6.5%
        2004$4,581 +20.5%$224,900 +53.3%
        2003$3,802 +5.5%$146,750 +0%
        2001$3,604 -2%$146,748 -19.3%
        1995$3,677 $181,930
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 06795

        Getting around

        1 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Watertown

        Source: Smart MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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