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  • $679,900

    196 Fern Loop, Lake Lure, NC 28746

    3beds
    2,430sqft
    : 
    $4,716/mo
    Get pre-qualified
    Single Family Residence
    Built in 1974
    0.84 Acres Lot
    $646,700 Zestimate®
    $280/sqft
    $414/mo HOA

    What's special

    Second stone fireplaceGenerous recreation roomBeautifully renovated a-frameWrap-around deckOpen eat-in kitchenUtility roomSpanning three finished levels
    Welcome to a turnkey (fully furnished) mountain retreat vacation home with a proven track record — this beautifully renovated A-frame sits inside the gates of the Rumbling Bald on Lake Lure, backing directly to the 12th green of the Bald Mountain Golf Course with sweeping golf and mountain views. It has been meticulously maintained. Spanning three finished levels, the home offers 3 bedrooms plus a versatile extra room, and 3 full bathrooms. The main level features an open eat-in kitchen, a spacious living room anchored by a stone fireplace, and a comfortable primary bedroom as well as a second bedroom and full bath. Upstairs, a large loft-style extra room offers flexible space for extra sleeping, a media room, or a private retreat, overlooking the great room below. The finished basement level expands the living space further with a generous recreation room, a second stone fireplace, an additional bedroom, full bath, and utility room — ideal for game nights or overflow guests. Outside, enjoy a wrap-around deck and covered patio overlooking the golf course, a fire pit for evening gatherings, and parking for up to five vehicles. As a resident inside the Rumbling Bald gates, you'll have access to the community's indoor and outdoor pools, hot tub, and resort amenities, all just a short walk from Lake Lure's beach and minutes from Chimney Rock State Park. This property has operated as an established, highly successful vacation rental since 2020, holding a 10/10 exceptional guest rating across 164+ verified reviews — placing it in the top 1% of rentals of the area (per VRBO). Whether you're seeking a proven income-producing investment or your own private mountain escape, this home delivers both lifestyle and performance in one of Lake Lure's most sought-after gated communities. Call Listing Agent for VRBO Listing and availability. See 3 D Tour.
    17 days
    1,575
    158

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Laurel Manderbach Laurie@BachRealEstate.net,

    Bach Real Estate LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4425558MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Lower
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Lower
      Bonus room
      • Level: Upper
      Bonus room
      • Level: Upper
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave
      • Laundry: In Basement
      Features
      • Basement: Finished,Walk-Out Access
      • Fireplace features: Family Room, Wood Burning
      Interior area
      • Total structure area: 1,380
      • Total interior livable area: 2,430 sqft
      • Finished area above ground: 1,380
      • Finished area below ground: 1,050

      Property

      Parking
      • Parking features: Circular Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      Lot
      • Size: 0.84 Acres
      Details
      • Parcel number: 222555
      • Zoning: R-3
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood
      Condition
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Community Well

      Community & HOA

      Community
      • Subdivision: Rumbling Bald on Lake Lure
      HOA
      • Has HOA: Yes
      • HOA fee: $4,967 annually
      Location
      • Region: Lake Lure
      • Elevation: 1000 Feet

      Financial & listing details

      • Price per square foot: $280/sqft
      • Tax assessed value: $409,900
      • Date on market: 9/19/2026
      • Cumulative days on market: 18 days
      • Road surface type: Stone, Paved

        Estimated market value

        $646,700

        $614,000 - $679,000

        $3,354/mo

        Price history

        DateEventPrice
        9/19/2026Listed for sale$679,900+155.1%$280/sqft
        Source: Canopy MLS as distributed by MLS GRID #4425558 Report a problem
        6/29/2018Sold$266,524-8.1%$110/sqft
        Source: Canopy MLS as distributed by MLS GRID #3389413 Report a problem
        5/22/2018Pending sale$289,900$119/sqft
        Source: Beverly-Hanks Hendersonville #3389413 Report a problem
        5/11/2018Listed for sale$289,900+35.8%$119/sqft
        Source: Beverly-Hanks Hendersonville #3389413 Report a problem
        6/17/2011Sold$213,500-14.6%$88/sqft
        Source: Public Record Report a problem
        4/23/2011Listed for sale$250,000$103/sqft
        Source: Lake Lure Resort Realty #450662 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $409,900
        2024$3,337 +0.2%$409,900
        2023$3,332 +31.2%$409,900 +82.5%
        2022$2,539 -0.1%$224,600
        2021$2,541 +10.9%$224,600
        2020$2,292 $224,600
        2019-- $224,600 +46.3%
        2018$1,355 $153,500
        2016$1,355 $153,500 +10%
        2013$1,355 $139,500
        2012-- $139,500
        2011-- $139,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28746

        Getting around

        12 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lake Lure Classical Academy
        • Middle: Lake Lure Classical Academy
        • High: Lake Lure Classical Academy

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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