Welcome to a turnkey (fully furnished) mountain retreat vacation home with a proven track record — this beautifully renovated A-frame sits inside the gates of the Rumbling Bald on Lake Lure, backing directly to the 12th green of the Bald Mountain Golf Course with sweeping golf and mountain views. It has been meticulously maintained.
Spanning three finished levels, the home offers 3 bedrooms plus a versatile extra room, and 3 full bathrooms. The main level features an open eat-in kitchen, a spacious living room anchored by a stone fireplace, and a comfortable primary bedroom as well as a second bedroom and full bath. Upstairs, a large loft-style extra room offers flexible space for extra sleeping, a media room, or a private retreat, overlooking the great room below. The finished basement level expands the living space further with a generous recreation room, a second stone fireplace, an additional bedroom, full bath, and utility room — ideal for game nights or overflow guests.
Outside, enjoy a wrap-around deck and covered patio overlooking the golf course, a fire pit for evening gatherings, and parking for up to five vehicles. As a resident inside the Rumbling Bald gates, you'll have access to the community's indoor and outdoor pools, hot tub, and resort amenities, all just a short walk from Lake Lure's beach and minutes from Chimney Rock State Park.
This property has operated as an established, highly successful vacation rental since 2020, holding a 10/10 exceptional guest rating across 164+ verified reviews — placing it in the top 1% of rentals of the area (per VRBO). Whether you're seeking a proven income-producing investment or your own private mountain escape, this home delivers both lifestyle and performance in one of Lake Lure's most sought-after gated communities.
Call Listing Agent for VRBO Listing and availability. See 3 D Tour.
Active
$679,900
196 Fern Loop, Lake Lure, NC 28746
3beds
2,430sqft
Single Family Residence
Built in 1974
0.84 Acres Lot
$646,700 Zestimate®
$280/sqft
$414/mo HOA
What's special
Second stone fireplaceGenerous recreation roomBeautifully renovated a-frameWrap-around deckOpen eat-in kitchenUtility roomSpanning three finished levels
- 17 days
- 1,575
- 158
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Laurel Manderbach Laurie@BachRealEstate.net,
Bach Real Estate LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4425558
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Lower
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Lower
Bonus room
- Level: Upper
Bonus room
- Level: Upper
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave
- Laundry: In Basement
Features
- Basement: Finished,Walk-Out Access
- Fireplace features: Family Room, Wood Burning
Interior area
- Total structure area: 1,380
- Total interior livable area: 2,430 sqft
- Finished area above ground: 1,380
- Finished area below ground: 1,050
Video & virtual tour
Property
Parking
- Parking features: Circular Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
Lot
- Size: 0.84 Acres
Details
- Parcel number: 222555
- Zoning: R-3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood
Condition
- New construction: No
- Year built: 1974
Utilities & green energy
- Sewer: Septic Installed
- Water: Community Well
Community & HOA
Community
- Subdivision: Rumbling Bald on Lake Lure
HOA
- Has HOA: Yes
- HOA fee: $4,967 annually
Location
- Region: Lake Lure
- Elevation: 1000 Feet
Financial & listing details
- Price per square foot: $280/sqft
- Tax assessed value: $409,900
- Date on market: 9/19/2026
- Cumulative days on market: 18 days
- Road surface type: Stone, Paved
Estimated market value
$646,700
$614,000 - $679,000
$3,354/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/19/2026 | Listed for sale | $679,900+155.1%$280/sqft |
Source: | ||
| 6/29/2018 | Sold | $266,524-8.1%$110/sqft |
Source: | ||
| 5/22/2018 | Pending sale | $289,900$119/sqft |
Source: Beverly-Hanks Hendersonville #3389413 Report a problem | ||
| 5/11/2018 | Listed for sale | $289,900+35.8%$119/sqft |
Source: Beverly-Hanks Hendersonville #3389413 Report a problem | ||
| 6/17/2011 | Sold | $213,500-14.6%$88/sqft |
Source: Public Record Report a problem | ||
| 4/23/2011 | Listed for sale | $250,000$103/sqft |
Source: Lake Lure Resort Realty #450662 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $409,900 |
| 2024 | $3,337 +0.2% | $409,900 |
| 2023 | $3,332 +31.2% | $409,900 +82.5% |
| 2022 | $2,539 -0.1% | $224,600 |
| 2021 | $2,541 +10.9% | $224,600 |
| 2020 | $2,292 | $224,600 |
| 2019 | -- | $224,600 +46.3% |
| 2018 | $1,355 | $153,500 |
| 2016 | $1,355 | $153,500 +10% |
| 2013 | $1,355 | $139,500 |
| 2012 | -- | $139,500 |
| 2011 | -- | $139,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 28746
Nearby schools
Schools provided by the listing agent
- Elementary: Lake Lure Classical Academy
- Middle: Lake Lure Classical Academy
- High: Lake Lure Classical Academy
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






