This home offers more than a sought-after location, beautiful design, and serene setting. The seller is offering owner financing with acceptable terms. This luxury log home is surrounded by the NC mountains and a rushing creek. Privacy and nature with this fabulous location as you gather around the firepit right beside Cedar Creek. Enjoy walks and picnics in the commons area. Open plan large enough to accommodate big family get-togethers. Plenty of space for families to come together and stay for holidays and celebrations. Beautiful logs inside with 2 rock fireplaces, two ideal features for a Carolina home in the mountains. Very large primary bedroom, with ensuite and sitting area. The finished basement has a living area with a fireplace, a gaming area, dining area, and half bath. Also includes 322 sq ft of unfinished daylight area that could be completed for additional heated sq footage. Groceries, golf courses, and restaurants are within 15 to 20 minutes. Rental history is available.
Active
$799,000
120 Rocky Mountain Dr, Lake Lure, NC 28746
2beds
3,173sqft
Single Family Residence
Built in 2007
1.06 Acres Lot
$764,200 Zestimate®
$252/sqft
$-- HOA
What's special
- 260 days |
- 643 |
- 62 |
Zillow last checked:
Listing updated:
Listed by:
Angelia McDowell amcdowellrealtor@gmail.com,
EXP Realty LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4328799
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Features: Cathedral Ceiling(s), En Suite Bathroom, Garden Tub, Storage, Walk-In Closet(s)
- Level: Upper
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom half
- Level: Basement
Family room
- Features: See Remarks
- Level: Basement
Living room
- Features: Cathedral Ceiling(s), Ceiling Fan(s), Open Floorplan
- Level: Main
Heating
- Heat Pump, Propane
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Gas Range, Microwave, Refrigerator
- Laundry: Laundry Room, Main Level
Features
- Basement: Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access
- Fireplace features: Family Room, Gas Log, Living Room
Interior area
- Total structure area: 3,173
- Total interior livable area: 3,173 sqft
- Finished area above ground: 3,173
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
- Details: Two separate driveways, one on either side of the home.
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Porch, Wrap Around
- Exterior features: Fire Pit
- Has view: Yes
- View description: Long Range, Mountain(s)
- Waterfront features: Creek/Stream
Lot
- Size: 1.06 Acres
Details
- Parcel number: 1639780
- Zoning: NONE
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Log, Stone
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Features: Picnic Area
- Subdivision: Cedar Creek Mountain
HOA
- Has HOA: Yes
Location
- Region: Lake Lure
Financial & listing details
- Price per square foot: $252/sqft
- Tax assessed value: $587,600
- Date on market: 12/11/2025
- Cumulative days on market: 405 days
- Listing terms: Cash,Conventional,Owner Financing
- Road surface type: Gravel
Estimated market value
$764,200
$726,000 - $802,000
$3,362/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/28/2026 | Price change | $799,000-4.8%$252/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4328799 Report a problem | ||
| 2/9/2026 | Listed for sale | $839,000$264/sqft |
Source: Canopy MLS as distributed by MLS GRID #4328799 Report a problem | ||
| 1/16/2026 | Pending sale | $839,000$264/sqft |
Source: Canopy MLS as distributed by MLS GRID #4328799 Report a problem | ||
| 1/14/2026 | Contingent | $839,000$264/sqft |
Source: eXp Realty #4328799 Report a problem | ||
| 12/11/2025 | Listed for sale | $839,000-4.6%$264/sqft |
Source: Canopy MLS as distributed by MLS GRID #4328799 Report a problem | ||
| 12/9/2025 | Listing removed | $879,000$277/sqft |
Source: Canopy MLS as distributed by MLS GRID #4263673 Report a problem | ||
| 9/5/2025 | Price change | $879,000-1.8%$277/sqft |
Source: Canopy MLS as distributed by MLS GRID #4263673 Report a problem | ||
| 6/20/2025 | Listed for sale | $895,500+23.5%$282/sqft |
Source: Canopy MLS as distributed by MLS GRID #4263673 Report a problem | ||
| 8/22/2022 | Sold | $725,000-3.3%$228/sqft |
Source: Canopy MLS as distributed by MLS GRID #3808946 Report a problem | ||
| 7/22/2022 | Contingent | $749,500$236/sqft |
Source: Canopy MLS as distributed by MLS GRID #3808946 Report a problem | ||
| 7/1/2022 | Listed for sale | $749,500$236/sqft |
Source: Canopy MLS as distributed by MLS GRID #3808946 Report a problem | ||
| 4/20/2022 | Listing removed | -- |
Source: Canopy MLS as distributed by MLS GRID #3808946 Report a problem | ||
| 1/2/2022 | Listed for sale | $749,500+3.4%$236/sqft |
Source: Canopy MLS as distributed by MLS GRID #3808946 Report a problem | ||
| 12/13/2021 | Contingent | $725,000$228/sqft |
Source: Canopy MLS as distributed by MLS GRID #3808946 Report a problem | ||
| 12/3/2021 | Listed for sale | $725,000+28.3%$228/sqft |
Source: Canopy MLS as distributed by MLS GRID #3808946 Report a problem | ||
| 7/27/2021 | Sold | $565,000$178/sqft |
Source: Canopy MLS as distributed by MLS GRID #3752589 Report a problem | ||
| 6/25/2021 | Pending sale | $565,000$178/sqft |
Source: Beverly-Hanks & Associates, Inc. #3752589 Report a problem | ||
| 6/18/2021 | Listed for sale | $565,000+107.7%$178/sqft |
Source: Beverly-Hanks & Associates, Inc. #3752589 Report a problem | ||
| 3/31/2011 | Sold | $272,000+444%$86/sqft |
Source: Public Record Report a problem | ||
| 10/31/2005 | Sold | $50,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $587,600 |
| 2024 | $3,281 +0.4% | $587,600 |
| 2023 | $3,269 +26.3% | $587,600 +62.2% |
| 2022 | $2,589 +0.9% | $362,200 |
| 2021 | $2,566 | $362,200 |
| 2020 | $2,566 | $362,200 |
| 2019 | -- | $362,200 +21.1% |
| 2018 | $2,115 | $299,100 |
| 2016 | $2,115 | $299,100 |
| 2013 | $2,115 | $299,100 -4.3% |
| 2012 | -- | $312,600 -15.4% |
| 2011 | -- | $369,300 -5.4% |
| 2010 | -- | $390,300 +9.4% |
| 2009 | -- | $356,800 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28746
Nearby schools
GreatSchools rating
- 4/10Pinnacle Elementary SchoolGrades: PK-5Distance: 9.9 mi
- 4/10R-S Middle SchoolGrades: 6-8Distance: 14.1 mi
- 4/10R-S Central High SchoolGrades: 9-12Distance: 13.9 mi
- $15,2001.34 acres147 Rocky Mountain Dr S, Lake Lure, NC 28746Off Market
- $84,3001 bd1 ba480 sqft2561 Cedar Creek Rd, Lake Lure, NC 28746Off Market
- $133,6003 bd1 ba1.4k sqft2530 Cedar Creek Rd, Lake Lure, NC 28746Off Market
- $--1.32 acresLOT 3 Cedar Creek Rd, Lake Lure, NC 28746Off Market
- $32,0003.95 acres172 Southview Dr, Lake Lure, NC 28746Off Market
- $21,8001.38 acres183 Southview Dr, Lake Lure, NC 28746Off Market
- $289,7003 bd2 ba1.4k sqft2634 Cedar Creek Rd, Rutherfordton, NC 28746Off Market
- $1,9008.92 acresCedar Creek Rd, Lake lure, NC 28746Off Market
A local agent can set up tours, give advice and negotiate with sellers.
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