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For sale
  • $279,000

    196 Trout Pond Lane #2, Banner Elk, NC 28604

    1beds
    669sqft
    : 
    $1,833/mo
    Get pre-qualified
    Condominium
    Built in 1972
    -- sqft lot
    $270,800 Zestimate®
    $417/sqft
    $175/mo HOA

    What's special

    Furnishings already in placeNew roofFresh exterior paint jobFully furnished condoEncapsulated crawl space
    Welcome to easy mountain living in Mill Ridge! This fully furnished condo is truly move-in ready—just bring your suitcase and start enjoying the High Country. The condo itself has recently received a fresh exterior paint job and also features a new roof, new deck boards and new railings, along with an encapsulated crawl space, so there is no long list of projects waiting for the next owner. One of the standout features is the spacious covered outdoor living room—an inviting extension of the home that essentially gives you a second living area. With plenty of room for comfortable seating, a TV and entertaining, it’s the perfect place for morning coffee, an afternoon with friends, or simply relaxing in the cool mountain air. The location within Mill Ridge is hard to beat. The swimming pool and tennis courts are a stone’s throw away, making them incredibly convenient to enjoy. At just $175 per month, the association fee is an exceptional value and includes water, sewer, access to on-site dumpsters, and use of the pool and tennis courts. You’re also just a short drive from area ski resorts, hiking and outdoor recreation, including the beautiful Profile Trail at Grandfather Mountain. Boone, Banner Elk, restaurants, shopping and everything the High Country has to offer are all within easy reach. This property would be a great fit for a first-time homeowner, parents wanting a comfortable furnished home for a college student, someone looking for a weekend or seasonal getaway, or anyone wanting an easy lock-and-leave mountain home. With two distinct living areas, furnishings already in place, great community amenities and a location that puts mountain recreation close by, this Mill Ridge condo offers an unusually easy way to start enjoying the High Country from day one.
    6 days
    245
    12

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Susan Ayers (888)875-4218,

    Clickit Realty

    Source: High Country AOR,MLS#: 264032MLS LogoOriginating MLS: High Country Association of Realtors Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Heating
      • Ductless, Electric, Forced Air
      Cooling
      • 2 Units, Wall/Window Unit(s)
      Appliances
      • Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
      • Laundry: Main Level
      Features
      • Furnished
      • Windows: Single Hung
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Other, See Remarks
      • Furnished: Yes
      Interior area
      • Total structure area: 669
      • Total interior livable area: 669 sqft
      • Finished area above ground: 669
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Asphalt, Driveway, No Garage
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: Community
      Details
      • Parcel number: 1878963555002
      • Zoning description: R1

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Contemporary
      • Property subtype: Condominium
      Materials
      • Other, See Remarks, Wood Frame
      • Roof: Architectural,Shingle
      Condition
      • Year built: 1972

      Utilities & green energy

      • Sewer: Community/Coop Sewer
      • Water: Community/Coop
      • Utilities for property: High Speed Internet Available

      Community & HOA

      Community
      • Features: Clubhouse, Fishing, Pool, River, Tennis Court(s), Short Term Rental Allowed
      • Subdivision: Mill Ridge
      HOA
      • Has HOA: Yes
      • HOA fee: $175 monthly
      Location
      • Region: Banner Elk

      Financial & listing details

      • Price per square foot: $417/sqft
      • Tax assessed value: $129,600
      • Annual tax amount: $580
      • Date on market: 8/28/2026
      • Listing terms: Conventional
      • Road surface type: Paved

        Estimated market value

        $270,800

        $257,000 - $284,000

        $1,394/mo

        Price history

        DateEventPrice
        8/28/2026Listed for sale$279,000+96.5%$417/sqft
        Source: High Country AOR #264032 Report a problem
        7/18/2025Sold$142,000-5.3%$212/sqft
        Source: High Country AOR #255210 Report a problem
        6/12/2025Contingent$150,000$224/sqft
        Source: High Country AOR #255210 Report a problem
        6/5/2025Listed for sale$150,000-21.1%$224/sqft
        Source: High Country AOR #255210 Report a problem
        5/22/2025Listing removed$190,000$284/sqft
        Source: High Country AOR #255210 Report a problem
        5/13/2025Contingent$190,000$284/sqft
        Source: High Country AOR #255210 Report a problem
        4/30/2025Listed for sale$190,000-4.5%$284/sqft
        Source: High Country AOR #255210 Report a problem
        11/6/2024Listing removed$1,185$2/sqft
        Source: Zillow Rentals Report a problem
        11/2/2024Listed for rent$1,185$2/sqft
        Source: Zillow Rentals Report a problem
        10/30/2024Listing removed$199,000$297/sqft
        Source: High Country AOR #249516 Report a problem
        9/11/2024Listed for sale$199,000$297/sqft
        Source: High Country AOR #249516 Report a problem
        9/1/2024Contingent$199,000$297/sqft
        Source: High Country AOR #249516 Report a problem
        7/24/2024Price change$199,000-2.9%$297/sqft
        Source: High Country AOR #249516 Report a problem
        6/24/2024Price change$205,000-6.8%$306/sqft
        Source: High Country AOR #249516 Report a problem
        5/8/2024Listed for sale$220,000+124.5%$329/sqft
        Source: High Country AOR #249516 Report a problem
        8/6/2019Sold$98,000+145%$146/sqft
        Source: High Country AOR #215277 Report a problem
        12/20/2017Sold$40,000-11.1%$60/sqft
        Source: Public Record Report a problem
        11/7/2017Pending sale$45,000$67/sqft
        Source: Elite Properties, Inc. #29823 Report a problem
        10/18/2017Listed for sale$45,000$67/sqft
        Source: Elite Properties, Inc. #29823 Report a problem
        10/9/2017Pending sale$45,000$67/sqft
        Source: Elite Properties, Inc. #29823 Report a problem
        5/3/2017Price change$45,000-21.1%$67/sqft
        Source: Elite Properties, Inc #39205244 Report a problem
        12/16/2016Price change$57,000-9.4%$85/sqft
        Source: Elite Properties, Inc #39205244 Report a problem
        10/24/2016Listed for sale$62,900$94/sqft
        Source: Elite Properties, Inc #39205244 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $129,600
        2024$580 $129,600
        2023$580 +4.1%$129,600
        2022$557 +19.3%$129,600 +51.8%
        2021$467 $85,400
        2020$467 $85,400
        2019$467 $85,400
        2018$467 +10.1%$85,400
        2017$424 +8.8%$85,400 +5%
        2013$390 $81,300
        2012-- $81,300
        2011-- $81,300
        2010-- $81,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28604

        Getting around

        11 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Valle Crucis
        • High: Watauga

        Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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