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For sale
    • $1,499,000

    199 Piney Bay Ln, Spring City, TN 37381

    3beds
    3,887sqft
    : 
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    Single Family Residence
    Built in 2012
    0.44 Acres Lot
    $1,395,600 Zestimate®
    $386/sqft
    $-- HOA

    What's special

    Lake-fed irrigation systemTwo power boat liftsCenter islandDouble jet ski slipsBoat slipSpectacular sunrise viewsStainless steel appliances
    -STUNNING WATERFRONT PENINSULA HOME ON WATTS BAR LAKE. Experience year-round lakefront living on beautiful Watts Bar Lake with this immaculate 2-story waterfront home, perfectly situated at the end of a quiet cul-de-sac on a rare peninsula lot with water on three sides. Enjoy breathtaking, unobstructed lake views stretching over 2.5 miles, along with spectacular sunrise views. The level lot with a gentle slope leads from the patio directly to the water, creating effortless access to the lake and your private dock. Outdoor living is enhanced with a lake-fed irrigation system, outdoor shower, and extensive exterior lighting. Boating & waterfront features include 1,000 sq ft private boat dock, two power boat lifts, boat slip, double jet ski slips, and a large storage closet for water toys and equipment. Interior highlights this spacious home offers 3 bedrooms, a large bonus room, and 4 full bathrooms, with water views from nearly every room (Sleeps 20). 10-ft and cathedral ceilings, a dramatic catwalk overlooking the kitchen and entryway. Spacious living room with wood-burning fireplace (never used; easily convertible to gas). Screened-in porch w/a pass-thru window perfect for relaxing by the lake. The beautifully appointed kitchen includes Stainless steel appliances, new French-door refrigerator with extended warranty, soft-close maple cabinetry, Quartz countertops, & a center Island. The main Level offers a private primary suite with its own entrance to the outdoors, perfect for morning coffee overlooking the lake. The large laundry room has a pantry, cabinetry, counters, utility sink and access to the screened porch. The upper level offers two bedrooms, two full bathrooms, a large bonus room currently used as an office/workout space & can easily accommodate up to10 guests.Additional Features include Zoned HVAC system, 7-station intercom system, an oversized 2-car garage, shelving, sink, cabinetry, an integrated workbench, 7,500Watt portable generator, & a 2TB securi Additional Features include Zoned HVAC system, 7-station intercom system, an oversized 2-car garage, shelving, sink, cabinetry, an integrated workbench, 7,500Watt portable generator, & a 2TB security system. This exceptional property can be purchased turnkey, making it ideal as a full-time residence or vacation retreat. Enjoy boating, water skiing, fishing, and exploring the many nearby resorts, marinas, and waterfront restaurants that make life on Watts Bar Lake so special. Schedule your showing today before this incredible lake home is gone.
    68 days
    |
    782
    |
    57
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    Zillow last checked:

    Listing updated:

    Listed by:

    Susan M Crockett 423-802-7515,

    Blue Key Properties 423-365-2515

    Source: Greater Chattanooga Realtors,MLS#: 1533980

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 4
      Heating
      • Central, Electric, Zoned
      Cooling
      • Central Air, Ceiling Fan(s), Multi Units, Zoned
      Appliances
      • Included: Dryer, Disposal, Dishwasher, Exhaust Fan, Gas Range, Instant Hot Water, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan, Washer
      • Laundry: Laundry Room, Main Level, Washer Hookup
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Chandelier, Double Vanity, Entrance Foyer, Eat-in Kitchen, High Ceilings, His and Hers Closets, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, See Remarks, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Wired for Sound, Separate Shower, Tub/shower Combo
      • Flooring: Carpet, Ceramic Tile, Hardwood, Luxury Vinyl, Other, Wood
      • Windows: Blinds, Double Pane Windows, Insulated Windows, Low-Emissivity Windows, Screens, Window Treatments
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Wood Burning
      Interior area
      • Total structure area: 3,887
      • Total interior livable area: 3,887 sqft
      • Finished area above ground: 3,887

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Garage, Garage Door Opener, Garage Faces Side
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Awning(s), Covered, Rear Porch, Screened, Porch - Screened
      • Exterior features: Awning(s), Boat Slip, Dock, Lighting, Outdoor Shower, Private Yard, Rain Gutters, Smart Camera(s)/Recording, Smart Irrigation
      • Fencing: None
      • Has view: Yes
      • View description: Lake, River, Water
      • Has water view: Yes
      • Water view: Lake,River,Water
      • Waterfront features: Lake, Lake Front, Navigable Water, River Access
      Lot
      • Size: 0.44 Acres
      • Dimensions: 32.92 x 228.89 IRR
      • Features: Back Yard, Cleared, Gentle Sloping, Level, See Remarks, Views, Waterfront, Wooded
      Details
      • Additional structures: Boat House
      • Parcel number: 032o A 00800 000
      • Special conditions: Standard
      • Other equipment: Generator, Intercom, Irrigation Equipment

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Other
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding, HardiPlank Type, Stone
      • Foundation: Block, Permanent
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2012

      Utilities & green energy

      • Sewer: Private Sewer, Holding Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Available, Propane, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Fishing, Lake
      • Security: Smoke Detector(s), Security System
      • Subdivision: Piney Bay
      HOA
      • Has HOA: No
      Location
      • Region: Spring City

      Financial & listing details

      • Price per square foot: $386/sqft
      • Tax assessed value: $873,800
      • Annual tax amount: $2,946
      • Date on market: 5/4/2026
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Paved

        Estimated market value

        $1,395,600

        $1.33M - $1.47M

        $5,300/mo

        Price history

        DateEventPrice
        5/4/2026Listed for sale$1,499,000$386/sqft
        Source: RCAR #20262338 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,946 $218,450
        2024$2,946 -11%$218,450 +48.8%
        2023$3,309 $146,775
        2022$3,309 $146,775
        2021$3,309 $146,775
        2020$3,309 $146,775
        2019$3,309 +13.6%$146,775 +10.7%
        2018$2,913 0%$132,600
        2017$2,913 $132,600
        2016$2,913 $132,600
        2015$2,913 +4.8%$132,600
        2014$2,780 $132,600
        2013$2,780 +198.3%$132,600 +148.9%
        2011$932 +12.2%$53,275 +12.2%
        2010$831 $47,500
        2009-- $47,500
        2008-- $47,500 +5.6%
        2007$900 $45,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37381

        Getting around

        0 / 100
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        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Spring City
        • Middle: Spring City Elementary & Middle
        • High: Rhea County High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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