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Under contract
  • $439,900

    199 Settlers Ln, Montross, VA 22520

    3beds
    2,280sqft
    : 
    $2,620/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    3 Acres Lot
    $-- Zestimate®
    $193/sqft
    $-- HOA

    What's special

    Private retreatWrap-around drivewayLush private groundsInviting covered front porchKitchen features recessed lightingDurable vinyl flooringAbundant natural light
    Situated on three acres of absolute bliss, this beautiful Colonial at 199 Settlers Ln, Montross, VA 22520 offers the perfect escape into private, peaceful country living. An inviting covered front porch sits in the shade of mature oak trees, welcoming you into a home that beautifully blends stone accents both inside and out. The lush, private grounds are a nature lover's dream, featuring plum, peach, apple, three fig trees, and fruiting blueberry bushes, along with a wrap-around driveway, a substantial 12x24 detached shed, and another storage container at the rear of the property for all your storage needs! Spanning 1,824 above-grade square feet, the interior of this three bedroom, three and a half bathroom home is thoughtfully designed for comfort and accessibility, including an electric chair lift to basement and second level. The main floor boasts a dedicated dining room, a dedicated laundry room, and a cozy living area centered around a warm propane fireplace. In the heart of the home, the kitchen features recessed lighting, hardwood cabinets drawers and doors, a pantry, stainless steel appliances, and durable vinyl flooring. High-quality Anderson windows are installed throughout the home, drawing in abundant natural light, and ample attic storage is easily accessible overhead. The lower level offers incredible potential with a 912-square-foot roughed-in basement built on a solid poured concrete foundation. Already featuring partially finished flooring, an installed wood stove, a functioning full bath, and its own electric chair lift, this space is framed and ready to be finished into a custom bar, bonus room, and living area. Additional workspace is provided by the massive 812-square-foot finished attached garage, measuring 27x27 and fully equipped with electricity and HVAC. Backed by heavy-duty infrastructure including a 400-amp electrical service, a new pressure tank, and an alarm system, this home ensures complete peace of mind. When it is time to unwind, the huge multi-level deck out back serves as an entertainer's delight, making it the perfect private retreat. While you will feel a world away in your own backyard oasis, you can truly drive a little and save a lot at this fantastic location. Situated just off Route 3, the property provides an exceptionally easy commute to Dahlgren, Colonial Beach, Montross, and more, giving you the absolute best of both worlds. Come see 199 Settlers Ln, and all it has to offer!
    45 days
    |
    224
    |
    6
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Scott Cleveland 540-834-3200,

    RE/MAX Supercenter 540-775-5661,

    Co-Listing Agent: Danny Joe Mundy Iii 804-761-7542,

    RE/MAX Supercenter

    Source: Bright MLS,MLS#: VAWE2011566MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Basement
      • Description: Percent Finished: 25.0
      • Area: 912
      Heating
      • Heat Pump, Electric
      Cooling
      • Heat Pump, Electric
      Appliances
      • Included: Dishwasher, Dryer, Exhaust Fan, Freezer, Microwave, Oven/Range - Electric, Refrigerator, Water Heater, Electric Water Heater
      • Laundry: Has Laundry, Dryer In Unit, Washer In Unit, Main Level
      Features
      • Dining Area, Breakfast Area, Attic, Bathroom - Walk-In Shower, Ceiling Fan(s)
      • Windows: Double Hung, Window Treatments
      • Basement: Rear Entrance,Partial,Exterior Entry,Unfinished,Partially Finished,Interior Entry
      • Number of fireplaces: 1
      • Fireplace features: Screen
      Interior area
      • Total structure area: 2,736
      • Total interior livable area: 2,280 sqft
      • Finished area above ground: 1,824
      • Finished area below ground: 456

      Property

      Parking
      • Parking features: Circular Driveway, Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Stair Lift
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck, Patio
      • Exterior features: Extensive Hardscape, Storage, Stone Retaining Walls, Other
      • Pool features: None
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 3 Acres
      • Features: Backs to Trees, Wooded, Private, Rear Yard, Rural, Secluded, SideYard(s)
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 20D 2 6
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl Siding
      • Foundation: Concrete Perimeter
      Condition
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Sewer: Septic = # of BR
      • Water: Well

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
      • Subdivision: Settlers Retreat
      HOA
      • Has HOA: No
      Location
      • Region: Montross

      Financial & listing details

      • Price per square foot: $193/sqft
      • Tax assessed value: $267,800
      • Annual tax amount: $1,821
      • Date on market: 6/27/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan,Other
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/15/2026Contingent$439,900$193/sqft
        Source: Northern Neck AOR #120606 Report a problem
        6/27/2026Listed for sale$439,900+76%$193/sqft
        Source: Bright MLS #VAWE2011566 Report a problem
        3/29/2021Sold$250,000$110/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,821 $267,800
        2024$1,821 +9.7%$267,800
        2023$1,660 $267,800
        2022$1,660 +2.5%$267,800 +25.7%
        2021$1,620 $213,100
        2020$1,620 +16.9%$213,100
        2019$1,385 +3.2%$213,100
        2018$1,343 $213,100
        2017-- $213,100
        2016-- $213,100 -6%
        2015-- $226,700
        2014-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 22520

        Getting around

        0 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Washington & Lee
        • District: Westmoreland County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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