For sale

$525,000

20 Hutchinson Road, Carmel, NY 10512

3beds

1,706sqft

Single Family Residence, Residential

Built in 1958

0.27 Acres Lot

$-- Zestimate^®

$308/sqft

$-- HOA

What's special

Large open recreation areaPrivate rear deckSpacious three-bedroom two-bath homeWet barTree-lined yardHardwood floorsOversized two-car garage

Welcome to 20 Hutchinson in Lake Carmel! This spacious three-bedroom, two-bath home offers a comfortable layout with plenty of room to make it your own. The main level features hardwood floors, a generously sized dinning area, and a kitchen with abundant cabinet and counter space, three bedrooms and a full bath. Downstairs, a large open recreation area with a wet bar and second full bath provides flexible space for entertaining, a home office, gym or playroom. Enjoy the outdoors from the private rear deck overlooking the tree-lined yard. An oversized two-car garage and expansive driveway offer excellent parking and storage. Set in an established neighborhood near Lake Carmel, this solid home is ready for its next chapter.

8 hours
398
14

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Forced Air, Other

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Gas Oven, Refrigerator, Washer

Features

Other
Flooring: Hardwood
Basement: Full,Partially Finished
Attic: Storage
Has fireplace: No

Interior area

Total structure area: 1,706
Total interior livable area: 1,706 sqft

Property

Parking

Total spaces: 2
Parking features: Driveway, Garage
Garage spaces: 2
Has uncovered spaces: Yes

Features

Patio & porch: Deck

Lot

Size: 0.27 Acres

Details

Parcel number: 37220002205000020500000000
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence, Residential

Materials

Frame

Condition

Year built: 1958

Utilities & green energy

Sewer: Septic Tank
Water: Well
Utilities for property: Electricity Connected, Propane, Water Connected

Community & HOA

HOA

Has HOA: No

Location

Region: Carmel

Financial & listing details

Price per square foot: $308/sqft
Tax assessed value: $429,000
Annual tax amount: $13,215
Date on market: 9/14/2026
Listing agreement: Exclusive Right To Sell
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
9/14/2026	Listed for sale	$525,000$308/sqft
Source: OneKey® MLS as distributed by MLS GRID #1050388 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2018	$2,474	$244,300 +9%
2017	$2,474	$224,100
2016	--	$224,100
2015	--	$224,100 -3%
2014	--	$231,000

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: Lake Carmel

Getting around

3 / 100

Car-Dependent

3 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

8/10
Kent Elementary School
Grades: K-4Distance: 1.5 mi
3/10
George Fischer Middle School
Grades: 5-8Distance: 2.7 mi
7/10
Carmel High School
Grades: 9-12Distance: 3.7 mi

Schools provided by the listing agent

Elementary: Kent Elementary
Middle: George Fischer Middle School
High: Carmel High School

Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.