Welcome to this beautifully maintained lakeside home, a cozy, charming retreat where peaceful water views shape the rhythm of everyday living. Nestled directly across from the shimmering lake, this inviting residence offers a bright, sun-filled bonus room, perfect as a private office, creative studio, serene reading nook, or bedroom, framed by tranquil scenery that inspires and soothes.
Set within a vibrant and welcoming community, you’ll enjoy access to multiple picturesque beaches, scenic walking paths, nearby cafes, restaurants, and local shops that make daily living feel effortless and enjoyable. Renovated in 2019 and lovingly cared for, the home blends warmth and functionality with fresh paint, a newly paved driveway, and a fully fenced backyard and patio ideal for outdoor gatherings or quiet moments of retreat.
The flexible mother-daughter layout with its own private entrance provides wonderful versatility for extended family, guests, or multi-generational living. The upstairs was previously enjoyed as a 3-bedroom layout, and the finished basement offers excellent potential as a comfortable 1-bedroom for extended family or guests, adding even more adaptability to the home’s design.
Located in the highly sought-after Carmel School District and just over an hour from NYC, with quick access to I-84 and Metro-North, this home offers the perfect balance of vacation-style serenity and commuter convenience.
Come experience this charming lakeside gem, it will not last.
For sale
Price cut: $6K (9/16)
$489,000
222 N Terry Hill Road, Carmel, NY 10512
2beds
1,679sqft
Single Family Residence, Residential
Built in 1940
3,049 Square Feet Lot
$490,000 Zestimate®
$291/sqft
$-- HOA
What's special
Creative studioFinished basementPrivate officePeaceful water viewsFresh paintSerene reading nookBright sun-filled bonus room
- 46 days
- 682
- 46
Zillow last checked:
Listing updated:
Listed by:
William Raveis Real Estate 914-245-0460,
Heather Duffelmeyer 845-656-3859
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1039199
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Hot Air, Oil
Cooling
- None
Appliances
- Included: Gas Oven
- Laundry: Washer/Dryer Hookup, Laundry Room
Features
- First Floor Full Bath, Ceiling Fan(s), His and Hers Closets, In-Law Floorplan, Open Floorplan
- Flooring: Ceramic Tile, Hardwood, Laminate
- Basement: Full,See Remarks,Walk-Out Access
- Attic: None
- Has fireplace: No
- Fireplace features: Pellet Stove
Interior area
- Total structure area: 1,679
- Total interior livable area: 1,679 sqft
Property
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Fencing: Back Yard
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Beach Access, Lake Front
Lot
- Size: 3,049 Square Feet
Details
- Parcel number: 37220002207300010570000000
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Foundation: Stone
Condition
- Estimated
- Year built: 1940
- Major remodel year: 1940
Utilities & green energy
- Sewer: Septic Tank
- Water: Private
- Utilities for property: Trash Collection Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Carmel
Financial & listing details
- Price per square foot: $291/sqft
- Tax assessed value: $380,000
- Annual tax amount: $10,532
- Date on market: 8/17/2026
- Cumulative days on market: 47 days
- Listing agreement: Exclusive Right To Sell
Estimated market value
$490,000
$466,000 - $515,000
$3,510/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/16/2026 | Price change | $489,000-1.2%$291/sqft |
Source:  OneKey® MLS as distributed by MLS GRID #1039199 Report a problem | ||
| 8/17/2026 | Listed for sale | $495,000+50.5%$295/sqft |
Source: OneKey® MLS as distributed by MLS GRID #1039199 Report a problem | ||
| 7/7/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 6/3/2023 | Listed for rent | $4,000$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/11/2021 | Listing removed | -- |
Source: OneKey® MLS as distributed by MLS GRID #H6112867 Report a problem | ||
| 5/7/2021 | Price change | $329,000-5.7%$196/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6112867 Report a problem | ||
| 5/3/2021 | Listed for sale | $349,000+11.5%$208/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H6112867 Report a problem | ||
| 8/25/2005 | Sold | $313,000+84.1%$186/sqft |
Source: Public Record Report a problem | ||
| 4/15/2004 | Sold | $170,000-5.5%$101/sqft |
Source: Public Record Report a problem | ||
| 7/12/2001 | Sold | $179,900+199.8%$107/sqft |
Source: Public Record Report a problem | ||
| 3/25/1998 | Sold | $60,000$36/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $380,000 +58.3% |
| 2024 | -- | $240,000 |
| 2023 | -- | $240,000 |
| 2022 | -- | $240,000 +4.3% |
| 2021 | -- | $230,000 |
| 2020 | -- | $230,000 |
| 2019 | -- | $230,000 |
| 2018 | -- | $230,000 +9% |
| 2017 | $7,918 | $211,000 |
| 2016 | -- | $211,000 |
| 2015 | -- | $211,000 -3% |
| 2014 | -- | $217,500 -6% |
| 2013 | -- | $231,400 -5% |
| 2012 | -- | $243,600 -9% |
| 2011 | -- | $267,700 -7% |
| 2010 | -- | $287,800 -8% |
| 2009 | -- | $312,800 -8% |
| 2008 | -- | $340,000 |
| 2007 | -- | $340,000 +15% |
| 2006 | -- | $295,700 +22.6% |
| 2005 | -- | $241,200 +36.4% |
| 2004 | -- | $176,840 +28.5% |
| 2003 | -- | $137,613 +8.1% |
| 2002 | -- | $127,243 +17.6% |
| 2001 | -- | $108,200 +80.3% |
| 2000 | -- | $60,000 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: Lake Carmel
Nearby schools
Schools provided by the listing agent
- Elementary: Kent Primary
- Middle: George Fischer Middle School
- High: Carmel High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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