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  • Price cut: $25.1K (7/22)
    $549,900

    20 Pine Lake Dr, Cumming, GA 30040

    4beds
    3,040sqft
    : 
    $3,414/mo
    Get pre-qualified
    Single Family Residence
    Built in 1970
    1.53 Acres Lot
    $541,500 Zestimate®
    $181/sqft
    $-- HOA

    What's special

    Inviting living spaceFull finished terrace levelWarm and welcoming atmosphere
    Welcome home to 20 Pine Lake Drive in Cumming, where comfort, space, and charm come together in this beautiful ranch-style home situated on 1.53 acres with no HOA! Tons of potential!! Home has a full finished terrace level! Inviting living space, features 4 bedrooms and 3 bathrooms, providing plenty of room for family, guests, and everyday living. At the heart of the home, the kitchen is equipped with stainless steel appliances and a spacious peninsula, making it the perfect place to prepare meals, gather with loved ones, or enjoy casual conversations over coffee. The generous living areas offer a warm and welcoming atmosphere with plenty of space to relax, entertain, and create lasting memories. Move-in ready, with all NEW neutral paint on the main level. This home combines timeless character with the comfort and convenience today's buyers are looking for. Minutes to the heart of Cumming, great schools, Cumming City Center, shopping, restaurants and Northside Hospital Forsyth. You will love it here!!
    39 days
    |
    1,114
    |
    69
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cindy S Swann 678-230-6492,

    HomeSmart

    Source: GAMLS,MLS#: 10790306MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Family Room, Great Room
      Dining room
      • Features: Separate Room
      Kitchen
      • Features: Breakfast Area, Solid Surface Counters
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
      • Laundry: In Basement
      Features
      • Double Vanity, Master On Main Level, Walk-In Closet(s)
      • Flooring: Carpet, Hardwood, Laminate
      • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Full
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Gas Starter
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,040
      • Total interior livable area: 3,040 sqft
      • Finished area above ground: 1,520
      • Finished area below ground: 1,520

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage, Garage Door Opener, Kitchen Level, Side/Rear Entrance
      • Has attached garage: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Porch
      • Has view: Yes
      • View description: Seasonal View
      • Body of water: None
      Lot
      • Size: 1.53 Acres
      • Features: Private
      • Residential vegetation: Partially Wooded
      Details
      • Parcel number: 101 031
      • Special conditions: Investor Owned

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Brick 4 Side,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1970

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Natural Gas Available
      Green energy
      • Energy efficient items: Appliances

      Community & HOA

      Community
      • Features: None
      • Subdivision: GREENWOOD ACRES
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Cumming

      Financial & listing details

      • Price per square foot: $181/sqft
      • Tax assessed value: $512,670
      • Annual tax amount: $5,029
      • Date on market: 6/21/2026
      • Cumulative days on market: 40 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $541,500

        $514,000 - $569,000

        $2,368/mo

        Price history

        DateEventPrice
        7/22/2026Price change$549,900-4.4%$181/sqft
        Source: GAMLS #10790306 Report a problem
        7/7/2026Price change$575,000-4.2%$189/sqft
        Source: GAMLS #10790306 Report a problem
        6/22/2026Listed for sale$600,000+26.3%$197/sqft
        Source: FMLS GA #7792194 Report a problem
        9/30/2024Sold$475,000-5%$156/sqft
        Source: GAMLS #10353661 Report a problem
        8/31/2024Pending sale$500,000$164/sqft
        Source: GAMLS #10353661 Report a problem
        8/7/2024Listed for sale$500,000-1.8%$164/sqft
        Source: GAMLS #10353661 Report a problem
        8/7/2024Listing removed$509,000$167/sqft
        Source: FMLS GA #7390539 Report a problem
        7/23/2024Listed for sale$509,000$167/sqft
        Source: GAMLS #10303766 Report a problem
        7/8/2024Listing removed$509,000$167/sqft
        Source: GAMLS #10303766 Report a problem
        6/21/2024Price change$509,000-3%$167/sqft
        Source: GAMLS #10303766 Report a problem
        5/30/2024Listed for sale$525,000$173/sqft
        Source: GAMLS #10303766 Report a problem
        5/29/2024Contingent$525,000$173/sqft
        Source: GAMLS #10303766 Report a problem
        5/23/2024Listed for sale$525,000+20.7%$173/sqft
        Source: GAMLS #10303766 Report a problem
        4/6/2022Sold$435,000+2.4%$143/sqft
        Source: Public Record Report a problem
        3/19/2022Pending sale$425,000$140/sqft
        Source: FMLS GA #7003124 Report a problem
        3/16/2022Contingent$425,000$140/sqft
        Source: FMLS GA #7003124 Report a problem
        3/16/2022Pending sale$425,000$140/sqft
        Source: GAMLS #10021745 Report a problem
        3/14/2022Listed for sale$425,000$140/sqft
        Source: GAMLS #10021745 Report a problem
        3/2/2022Pending sale$425,000$140/sqft
        Source: FMLS GA #7003124 Report a problem
        2/22/2022Contingent$425,000$140/sqft
        Source: FMLS GA #7003124 Report a problem
        2/22/2022Pending sale$425,000$140/sqft
        Source: GAMLS #10021745 Report a problem
        2/21/2022Price change$425,000-5.6%$140/sqft
        Source: GAMLS #10021745 Report a problem
        2/17/2022Listed for sale$450,000+28.6%$148/sqft
        Source: FMLS GA #7003124 Report a problem
        5/26/2020Listing removed$349,900$115/sqft
        Source: Solid Source Realty, Inc. #6650300 Report a problem
        3/11/2020Price change$349,900-2.8%$115/sqft
        Source: Solid Source Realty Inc. #8699996 Report a problem
        1/11/2020Price change$359,900-5.3%$118/sqft
        Source: Solid Source Realty Inc. #8699996 Report a problem
        11/27/2019Listed for sale$379,900$125/sqft
        Source: Solid Source Realty Inc. #8699996 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,029 +38.4%$205,068 +25.3%
        2024$3,634 +25.4%$163,616 +14.5%
        2023$2,899 -12.1%$142,916 +15.3%
        2022$3,300 +18.2%$123,976 +22.7%
        2021$2,791 +4%$101,060 +4%
        2020$2,684 +3.4%$97,196 +3.6%
        2019$2,595 +31.5%$93,836 +32%
        2017$1,974 +0%$71,112
        2016$1,974 $71,112
        2015$1,974 +10.3%$71,112 +5.2%
        2014$1,789 -0.2%$67,572
        2013$1,792 -1.3%$67,572 -1.1%
        2012$1,816 -1.3%$68,324 -1.1%
        2011$1,839 $69,072 -12.5%
        2010-- $78,984
        2009-- $78,984 -0.2%
        2008-- $79,144 +6.3%
        2007-- $74,480
        2006$1,474 +12.5%$74,480 +14.1%
        2005$1,310 $65,280
        2004$1,310 +4.6%$65,280
        2003$1,253 +5.9%--
        2002$1,183 +2%--
        2001$1,160 -2.1%--
        2000$1,185 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Greenwood Acres

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Kelly Mill
        • Middle: Hendricks
        • High: Forsyth Central

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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