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  • $1,150,000

    2040 Ridge Rd, Cumming, GA 30041

    3beds
    3,066sqft
    : 
    $7,213/mo
    Get pre-qualified
    Single Family Residence
    Built in 2022
    3,484 Square Feet Lot
    $1,110,000 Zestimate®
    $375/sqft
    $-- HOA

    What's special

    Partially finished daylight basementTwo-car garageBoat liftPrivate balconyParty deckTwo private docksFlexible bunkroom or office
    TWO PRIVATE DOCKS! DEEP WATER! ENDLESS LAKE DAYS! Imagine Friday afternoons when the workweek ends, the boat is waiting, and your biggest decision is whether to head out on the water or relax overlooking the lake. Welcome to your Lake Lanier retreat! Built in 2022 on the desirable south side of Lake Lanier, this modern waterfront home offers beautiful lake views from all three levels and a rare TWO-DOCK setup ready for all your lake toys! Featuring a boat lift, party deck, and space for boats, jet skis, kayaks, and paddleboards, this deep-water property is designed for making memories on the lake. A short, gentle walk leads to the shoreline. Inside, enjoy an open-concept kitchen, dining, and living area with modern finishes, granite countertops, and custom cabinetry. The primary suite features lake views, a private balcony, dual vanities, an oversized shower, and a spacious custom closet. Upstairs offers two additional bedrooms, a flexible bunkroom or office, and a second living area ideal for a media room, game room, or additional workspace. An interior elevator connects all three levels. The partially finished daylight basement offers endless possibilities for a future entertainment space with a bar, big-screen TV, and comfortable seating for fall football before an afternoon lake cruise! Additional features include a two-car garage, laundry/mudroom, storage, framed bathroom, and patio wired for a hot tub. Just 2 miles from GA-400 and minutes from shopping, dining, and marinas, with waterfront restaurants a short boat ride away. Morning coffee overlooking the water, afternoons on the boat, sunset cruises, and weekends that never seem long enough. More than a lake house, it's a place for fun, family, friends, and unforgettable memories. TWO DOCKS. DEEP WATER. YOUR LAKE LIFE STARTS HERE!
    8 days
    531
    65

    Zillow last checked:

    Listing updated:

    Listed by:

    Angela Fernandez 4046637034,

    Warrior Realty Group

    Source: GAMLS,MLS#: 10883949MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Family Room, Laundry
      Kitchen
      • Features: Breakfast Bar
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
      • Laundry: In Basement, Mud Room
      Features
      • Double Vanity, Walk-In Closet(s)
      • Flooring: Carpet, Laminate
      • Basement: Bath/Stubbed,Daylight,Exterior Entry,Full,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Family Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,066
      • Total interior livable area: 3,066 sqft
      • Finished area above ground: 3,066
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 6
      • Parking features: Attached, Garage, Garage Door Opener
      • Has attached garage: Yes
      Accessibility
      • Accessibility features: Accessible Elevator Installed
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Deck, Patio
      • Exterior features: Dock, Other
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake
      • Body of water: Lanier
      • Frontage type: Lakefront,Waterfront
      • Frontage length: Waterfront Footage: 173
      Lot
      • Size: 3,484 Square Feet
      • Features: Level
      Details
      • Additional structures: Covered Dock
      • Parcel number: 198 079

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Concrete
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Resale
      • New construction: No
      • Year built: 2022

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Available
      Green energy
      • Energy efficient items: Appliances, Doors, Insulation, Roof, Thermostat, Water Heater, Windows

      Community & HOA

      Community
      • Features: Lake, Marina
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: MYRON BAGWELL
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Cumming

      Financial & listing details

      • Price per square foot: $375/sqft
      • Tax assessed value: $778,010
      • Annual tax amount: $7,408
      • Date on market: 11/3/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: 1031 Exchange,Cash,Conventional,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $1,110,000

        $1.05M - $1.17M

        $3,732/mo

        Price history

        DateEventPrice
        11/3/2026Listed for sale$1,150,000-7.9%$375/sqft
        Source: GAMLS #10883949 Report a problem
        11/1/2026Listing removed$1,249,000$407/sqft
        Source: GAMLS #10781222 Report a problem
        7/29/2026Price change$1,249,000-3.8%$407/sqft
        Source: FMLS GA #7784526 Report a problem
        6/8/2026Listed for sale$1,299,000+271.1%$424/sqft
        Source: GAMLS #10781222 Report a problem
        11/7/2019Listing removed$350,000$114/sqft
        Source: Keller Williams Realty Community Partners #6548395 Report a problem
        8/2/2019Price change$350,000-26.3%$114/sqft
        Source: Keller Williams Realty Community Partners #6548395 Report a problem
        5/6/2019Listed for sale$475,000$155/sqft
        Source: Keller Williams Community Ptnr #8577916 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,408 +0.6%$311,204 +1.5%
        2024$7,365 +25.9%$306,596 +24.7%
        2023$5,851 +32.9%$245,808 +48.6%
        2022$4,404 +9.6%$165,468 +13.7%
        2021$4,019 0%$145,552 0%
        2020$4,021 -0.2%$145,624 -0.1%
        2019$4,029 +16.1%$145,700 +16.6%
        2017$3,469 +481.6%$124,996 +5.6%
        2016$597 $118,396 +3.9%
        2015$597 +1.1%$113,996 0%
        2014$590 +9.6%$114,004
        2013$539 -0.1%$114,004 -0.3%
        2012$539 -1.7%$114,336 -8.6%
        2011$548 $125,100 -8.2%
        2010-- $136,324
        2009-- $136,324
        2008-- $136,324 -0.1%
        2007-- $136,448 +2.7%
        2006$357 +4.8%$132,840 +19.8%
        2005$340 +5.1%$110,840 +24.8%
        2004$324 -17.6%$88,840
        2003$393 -75.7%--
        2002$1,616 +0.6%--
        2001$1,606 +4.6%--
        2000$1,535 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 30041

        Getting around

        11 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mashburn
        • Middle: Lakeside
        • High: Forsyth Central

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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