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  • Price cut: $1K (8/25)
    $978,900

    6040 Windjammer Point, Cumming, GA 30041

    6beds
    4,467sqft
    : 
    $6,643/mo
    Get pre-qualified
    Single Family Residence
    Built in 2015
    0.89 Acres Lot
    $946,000 Zestimate®
    $219/sqft
    $172/mo HOA

    What's special

    Majestic fireplaceBuilt-in propane fireplaceProfessional architectural night-lighting systemMultiple gablesCustom built-insCrisp white woodworkSun-drenched sanctuary
    THE ULTIMATE LAKE LANIER LUXURY PACKAGE An Exclusive Under-$1M Strategic Release Offered at $978,900 Discover exceptional space, pristine privacy, and world-class resort living in this impressive 6-bedroom,5-bath traditional estate within Lake Lanier's premier gated marina enclave: St. Michael's Bay in Cumming. Positioned deliberately under the $1M threshold to maximize search parameters, this property offers a sprawling layout paired with an irreplaceable waterfront asset that local residents are actively competing to acquire: the winning bidder secures the exclusive first right of refusal to purchase Slip #10. This premium, covered community boat slip sits in year-round deep water, is accessible via a quick 3-minute ride down the private neighborhood golf cart trail, and carries a verified local cash demand of up to $150,000 due to absolute Corps of Engineers scarcity. Choose to secure a turnkey boating lifestyle on Day One. Do not miss your window to capture this complete package. SUN-DRENCHED TIMELESS ELEGANCE & CURB APPEAL set against a beautifully wooded backdrop, the home commands attention with a stately brick facade, multiple gables, a welcoming covered front porch, and professional architectural night-lighting system. The three-car garage features extra-high ceilings perfectly suited for a professional car lift installation. Inside, a dramatic two-story family room is flooded with natural light from an expansive wall of windows, showcasing spectacular crisp white woodwork, custom built-ins, and a majestic fireplace that anchors the space. The main floor flow leads into a gorgeous, bright white kitchen-creating an airy, sun-drenched sanctuary. JUST-COMPLETED TERRACE LEVEL - The newly finished walkout lower level completely redefines the home's versatility. Serving as the ultimate lake guest house, multi-generational suite, or luxury entertaining floor, this pristine, untouched space boasts a massive secondary living area, a private bedroom, a full bath, and a spectacular morning coffee bar kitchenette. MULTI-LEVEL PRIVATE OUTDOOR OASIS & TIERED ENTERTAINMENT - Step outside to an expansive upper entertainment deck designed for main-floor grilling and dining. Just two steps down, transition seamlessly into a magnificent stone paver patio. Fully fenced and professionally landscaped for maximum seclusion, this secure retreat features a built-in propane fireplace. Ascend further into the property's unique landscape design to discover an elevated upper tier terrace specifically sculpted for an open-air bonfire pit lounge offering a rustic, cozy gathering space to watch the stars under a dense wooded canopy. A FIVE-STAR GATED RESORT EXPERIENCE St. Michael's Bay provides a world-class country-club lifestyle: a secure gated entrance, private covered marina, dedicated kayak and paddle board launch ramp, lighted tennis and pickleball courts, a junior Olympic swimming pool, nature trails, and The Bay Club community clubhouse featuring a fitness center and billiard room. Seller is a licensed real estate agent in the State of Georgia acting as a principal.
    7 days
    415
    19

    Zillow last checked:

    Listing updated:

    Listed by:

    James Loftus Jr 7062037389,

    Seaglass Southern Charm

    Source: GAMLS,MLS#: 10849689MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 6
      • Bathrooms: 5
      • Full bathrooms: 5
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bonus Room, Den, Foyer, Great Room, Laundry, Media Room, Other
      Dining room
      • Features: Separate Room
      Kitchen
      • Features: Breakfast Area, Kitchen Island, Walk-in Pantry
      Heating
      • Central, Forced Air, Hot Water, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Gas
      Appliances
      • Included: Cooktop, Dishwasher, Dryer, Gas Water Heater, Ice Maker, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
      • Laundry: Upper Level
      Features
      • Bookcases, Double Vanity, High Ceilings, In-Law Floorplan, Soaking Tub, Tile Bath, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Hardwood, Tile, Vinyl
      • Windows: Window Treatments
      • Basement: Bath Finished,Exterior Entry,Finished,Full,Interior Entry
      • Attic: Pull Down Stairs
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Gas Log, Outside
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 4,467
      • Total interior livable area: 4,467 sqft
      • Finished area above ground: 3,360
      • Finished area below ground: 1,107

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage, Garage Door Opener, Side/Rear Entrance
      • Has garage: Yes
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Deck, Patio, Porch
      • Exterior features: Dock, Sprinkler System
      • Fencing: Back Yard,Wood
      • Has view: Yes
      • View description: Lake, Seasonal View
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Privileges
      • Body of water: Lanier
      Lot
      • Size: 0.89 Acres
      • Features: Private
      • Residential vegetation: Partially Wooded
      Details
      • Parcel number: 270 327
      • Special conditions: Agent Owned

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Brick 3 Side,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick, Concrete, Other, Wood Siding
      • Roof: Composition,Metal,Wood
      Condition
      • Resale
      • New construction: No
      • Year built: 2015

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Underground Utilities, Water Available

      Community & HOA

      Community
      • Features: Clubhouse, Fitness Center, Gated, Lake, Marina, Park, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s)
      • Security: Carbon Monoxide Detector(s), Gated Community, Key Card Entry, Smoke Detector(s)
      • Subdivision: St Michaels Bay
      HOA
      • Has HOA: Yes
      • Services included: Heating/Cooling, Insurance, Maintenance Structure, Maintenance Grounds, Management Fee, Pest Control, Private Roads, Reserve Fund, Security, Sewer, Swimming, Tennis, Trash, Water
      • HOA fee: $2,060 annually
      Location
      • Region: Cumming

      Financial & listing details

      • Price per square foot: $219/sqft
      • Tax assessed value: $737,570
      • Annual tax amount: $7,235
      • Date on market: 9/19/2026
      • Cumulative days on market: 7 days
      • Listing agreement: Exclusive Right To Sell
      • Electric utility on property: Yes

        Estimated market value

        $946,000

        $899,000 - $993,000

        $4,881/mo

        Price history

        DateEventPrice
        8/25/2026Price change$978,900-0.1%$219/sqft
        Source: GAMLS #10808352 Report a problem
        7/18/2026Price change$979,900-12.9%$219/sqft
        Source: GAMLS #10808352 Report a problem
        6/17/2026Price change$1,125,000+17.6%$252/sqft
        Source: Owner Report a problem
        5/22/2026Listed for sale$956,900+109.7%$214/sqft
        Source: Owner Report a problem
        4/21/2017Sold$456,310-6.9%$102/sqft
        Source: Public Record Report a problem
        8/22/2016Listed for sale$489,900$110/sqft
        Source: PEACHTREE PROPERTY GROUP #5737280 Report a problem
        7/1/2016Listing removed$489,900$110/sqft
        Source: PEACHTREE PROPERTY GROUP #5349166 Report a problem
        2/11/2016Price change$489,900+1%$110/sqft
        Source: PEACHTREE PROPERTY GROUP #5349166 Report a problem
        9/28/2014Listed for sale$484,900$109/sqft
        Source: Peachtree Property Group #5349166 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,235 +4.7%$295,028 +4.7%
        2024$6,911 +7.8%$281,820 +8.2%
        2023$6,409 +8.5%$260,396 +17.3%
        2022$5,906 +10.5%$221,908 +14.7%
        2021$5,342 +1.5%$193,464 +1.5%
        2020$5,262 -0.2%$190,548 0%
        2019$5,272 +7.1%$190,636 +7.5%
        2017$4,921 -2.2%$177,304 -2.2%
        2016$5,032 $181,304 +547.5%
        2015$5,032 +631%$28,000
        2014$688 +20.3%$28,000 +29.8%
        2013$572 -23.1%$21,579 -22.9%
        2012$744 -12.7%$28,000 -12.5%
        2011$852 $32,000
        2010-- --
        2009-- --
        2008-- --
        2007-- $32,000
        2006$697 $32,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: St Michaels Bay

        Getting around

        0 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Chattahoochee
        • Middle: Little Mill
        • High: East Forsyth

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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