Charming ranch home in the highly desirable Fairplain area! Ideally located near shopping, downtown St. Joseph, and Lake Michigan beaches. This inviting home features a bright and spacious main-floor layout with a comfortable living and dining area, plus a vaulted family room addition offering direct access to the fenced backyard. Enjoy summer evenings on the patio and the convenience of an outdoor storage shed. The kitchen offers warm oak cabinetry, ample counter space, and included appliances. The basement recreation room provides additional living and entertaining space, making this home both functional and welcoming!
Active
Price cut: $4K (6/2)
$255,000
2046 Gerald St, Benton Harbor, MI 49022
4beds
1,472sqft
Single Family Residence
Built in 1953
10,018 Square Feet Lot
$249,500 Zestimate®
$173/sqft
$-- HOA
What's special
Basement recreation roomOutdoor storage shedAmple counter spaceVaulted family room additionIncluded appliances
- 50 days |
- 221 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Brianca Haynes 269-769-3441,
Epique Realty 248-218-2604
Source: MichRIC,MLS#: 26023802
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 156
- Dimensions: 13.00 x 12.00
Bedroom 2
- Level: Main
- Area: 120
- Dimensions: 10.00 x 12.00
Bedroom 3
- Level: Main
- Area: 100
- Dimensions: 10.00 x 10.00
Bedroom 4
- Level: Basement
- Area: 144
- Dimensions: 12.00 x 12.00
Dining room
- Description: Formal
- Level: Main
- Area: 72
- Dimensions: 9.00 x 8.00
Family room
- Level: Main
- Area: 252
- Dimensions: 21.00 x 12.00
Kitchen
- Level: Main
- Area: 156
- Dimensions: 13.00 x 12.00
Living room
- Level: Main
- Area: 270
- Dimensions: 18.00 x 15.00
Recreation
- Level: Basement
- Area: 420
- Dimensions: 28.00 x 15.00
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
- Laundry: In Basement, Laundry Room
Features
- Ceiling Fan(s)
- Flooring: Laminate
- Windows: Replacement, Window Treatments
- Basement: Full,Slab
- Has fireplace: No
Interior area
- Total structure area: 1,472
- Total interior livable area: 1,472 sqft
- Finished area below ground: 604
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage Door Opener
- Garage spaces: 1
Features
- Stories: 1
Lot
- Size: 10,018 Square Feet
- Dimensions: 75 x 134
- Features: Shrubs/Hedges
Details
- Parcel number: 111823500034004
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Stone
- Roof: Composition
Condition
- New construction: No
- Year built: 1953
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & HOA
Location
- Region: Benton Harbor
Financial & listing details
- Price per square foot: $173/sqft
- Tax assessed value: $80,216
- Annual tax amount: $3,698
- Date on market: 5/21/2026
- Listing terms: Cash,FHA,Conventional
- Road surface type: Paved
Estimated market value
Zestimate®
$249,500
Estimated sales range
$237,000 - $262,000
Rent Zestimate®
$1,599/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/2/2026 | Price change | $255,000-1.5%$173/sqft |
Source: | ||
| 5/21/2026 | Listed for sale | $259,000+19.6%$176/sqft |
Source: | ||
| 9/8/2022 | Sold | $216,500+4.6%$147/sqft |
Source: | ||
| 8/16/2022 | Contingent | $207,000$141/sqft |
Source: | ||
| 8/15/2022 | Listed for sale | $207,000$141/sqft |
Source: | ||
| 7/25/2022 | Contingent | $207,000$141/sqft |
Source: | ||
| 7/21/2022 | Listed for sale | $207,000+81.6%$141/sqft |
Source: | ||
| 12/16/2009 | Sold | $114,000+176.4%$77/sqft |
Source: Public Record Report a problem | ||
| 9/9/2009 | Sold | $41,250-64.2%$28/sqft |
Source: Public Record Report a problem | ||
| 11/14/2008 | Sold | $115,080$78/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,698 +4.6% | $103,600 +20.6% |
| 2024 | $3,536 | $85,900 +15.9% |
| 2023 | -- | $74,100 +6.3% |
| 2022 | $1,615 | $69,700 -6.7% |
| 2021 | -- | $74,700 +1.4% |
| 2020 | $1,443 +1.9% | $73,700 +8.2% |
| 2019 | $1,416 +5.4% | $68,100 +14.5% |
| 2018 | $1,344 +2.9% | $59,500 +5.7% |
| 2017 | $1,305 +0.3% | $56,300 -0.4% |
| 2016 | $1,302 +53.6% | $56,500 +11% |
| 2015 | $848 | $50,900 +2.6% |
| 2014 | -- | $49,600 -3.1% |
| 2013 | -- | $51,200 +6.4% |
| 2012 | -- | $48,100 -9.2% |
| 2011 | -- | $53,000 +3.3% |
| 2010 | -- | $51,300 +2.8% |
| 2009 | -- | $49,900 +0.8% |
| 2008 | -- | $49,500 +1.2% |
| 2007 | -- | $48,900 -0.6% |
| 2006 | -- | $49,200 +1% |
| 2005 | -- | $48,700 +1.5% |
| 2004 | -- | $48,000 +7.6% |
| 2003 | -- | $44,600 +2.1% |
| 2002 | -- | $43,700 +7.1% |
| 2001 | -- | $40,800 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Fair Plain
Nearby schools
GreatSchools rating
- 4/10Fair Plain East ElementaryGrades: 4-5Distance: 0.9 mi
- 2/10Fair Plain Middle SchoolGrades: 6-8Distance: 0.4 mi
- 2/10Benton Harbor High SchoolGrades: 9-12Distance: 1.5 mi
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- Michigan
- Berrien County
- Benton Harbor
- 49022
- Fair Plain
- 2046 Gerald St