Skip main navigation
For sale
  • Price cut: $12K (11/8)
    $325,000

    212 Clay St, Mount Sterling, KY 40353

    4beds
    2,760sqft
    : 
    $2,208/mo
    Get pre-qualified
    Single Family Residence
    Built in ----
    0.28 Acres Lot
    $318,500 Zestimate®
    $118/sqft
    $-- HOA

    What's special

    Beautifully landscaped lotBeautifully updated kitchenSpacious layoutConvenient kitchen barAll appliancesInviting covered front porchRefinished original hardwood floors
    TIMELESS BEAUTY, CHARACTER & CHARM — A HOME THAT TELLS A STORY! Haven't considered an older home? One look at this BEAUTY might just change your mind! Step inside and fall in love with the warmth, character, and timeless elegance of this Gorgeous 2-Story Home! From the moment you enter, you'll feel the inviting charm and craftsmanship that make this home truly one of a kind. With its spacious layout and welcoming atmosphere, this property could also make a Wonderful Bed & Breakfast! This remarkable home showcases quality construction and beautiful details throughout, including Refinished Original Hardwood Floors, Replacement Double-Hung Windows for efficiency and easy cleaning, and 3 Fireplaces (one woodburning and two natural gas) that add warmth and charm! The Spacious Dining Room is perfect for entertaining family and friends. The Beautifully Updated Kitchen is sure to impress with Gorgeous Granite Countertops, a Convenient Kitchen Bar, All Appliances, and a HUGE Pantry offering an abundance of storage! You'll find 4 Spacious Bedrooms, including one conveniently located on the Main Level, plus a Large Bonus Room that could easily serve as a 5th Bedroom, Hobby Room, Home Office, or whatever suits your needs! There are also 3 Full Bathrooms, one on the main level and two upstairs. The Unfinished Basement provides plenty of additional storage space. And the CHARM doesn't stop inside! Enjoy relaxing on the Inviting Covered Front Porch, taking in the Beautifully Landscaped Lot, or spending peaceful afternoons on the Lovely Side Patio surrounded by Decorative Fencing. They simply don't build them like this anymore!
    75 days
    219
    21

    Zillow last checked:

    Listing updated:

    Listed by:

    Brenda G Murphy 859-404-4117,

    Murphy Realty Group

    Source: Imagine MLS,MLS#: 26023401MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Second
      Bedroom 2
      • Level: Lower
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Bathroom 1
      • Level: Lower
      Bathroom 2
      • Level: Second
      Bathroom 3
      • Level: Second
      Dining room
      • Level: First
      Foyer
      • Level: First
      Kitchen
      • Description: Basement
      • Level: Lower
      Living room
      • Level: First
      Other
      • Description: Basement
      • Level: Lower
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Electric
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Cooktop, Oven
      Features
      • Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Hardwood, Vinyl
      • Doors: Storm Door(s)
      • Windows: Insulated Windows, Window Treatments, Blinds
      • Basement: Partial,Unfinished
      • Number of fireplaces: 3
      • Fireplace features: Dining Room, Living Room, Master Bedroom
      Interior area
      • Total structure area: 2,760
      • Total interior livable area: 2,760 sqft
      • Finished area above ground: 2,760
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway, Off Street
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Fencing: Other
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 0.28 Acres
      Details
      • Parcel number: 23M5005001.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Vinyl Siding, Solid Masonry
      • Foundation: Block, Stone
      • Roof: Rubber,Shingle

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Security System Leased
      • Subdivision: Downtown
      HOA
      • Has HOA: No
      Location
      • Region: Mount Sterling

      Financial & listing details

      • Price per square foot: $118/sqft
      • Tax assessed value: $130,000
      • Annual tax amount: $799
      • Date on market: 8/27/2026

        Estimated market value

        $318,500

        $303,000 - $334,000

        $2,171/mo

        Price history

        DateEventPrice
        11/8/2026Price change$325,000-3.6%$118/sqft
        Source: Imagine MLS #26023401 Report a problem
        8/27/2026Listed for sale$337,000$122/sqft
        Source: Imagine MLS #26023401 Report a problem
        7/1/2026Contingent$337,000$122/sqft
        Source: Imagine MLS #25019294 Report a problem
        9/5/2025Price change$337,000-2%$122/sqft
        Source: Imagine MLS #25019294 Report a problem
        8/29/2025Listed for sale$344,000-1.4%$125/sqft
        Source: Imagine MLS #25019294 Report a problem
        8/29/2025Listing removed$349,000$126/sqft
        Source: Imagine MLS #25003552 Report a problem
        2/27/2025Listed for sale$349,000-4.3%$126/sqft
        Source: Imagine MLS #25003552 Report a problem
        11/27/2024Listing removed$364,500$132/sqft
        Source: Imagine MLS #24019931 Report a problem
        9/19/2024Listed for sale$364,500$132/sqft
        Source: Imagine MLS #24019931 Report a problem
        8/30/2024Listing removed$364,500$132/sqft
        Source: Imagine MLS #24011422 Report a problem
        8/8/2024Price change$364,500-1.2%$132/sqft
        Source: Imagine MLS #24011422 Report a problem
        6/5/2024Listed for sale$369,000+314.6%$134/sqft
        Source: Imagine MLS #24011422 Report a problem
        10/1/1996Sold$89,000$32/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$799 -3.8%$130,000
        2024$831 +1.3%$130,000
        2023$820 -6.6%$130,000
        2022$878 -0.7%$130,000
        2021$884 -1.5%$130,000
        2020$898 -0.4%$130,000
        2019$902 $130,000
        2018-- $130,000
        2017-- $130,000
        2016-- $130,000
        2015-- $130,000
        2014-- $130,000
        2012-- $130,000
        2010-- $130,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 40353

        Getting around

        58 / 100
        Somewhat Walkable
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northview
        • Middle: McNabb
        • High: Montgomery Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts