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For sale
  • $495,000

    217 W Main St, Mount Sterling, KY 40353

    3beds
    3,255sqft
    : 
    $3,231/mo
    Get pre-qualified
    Single Family Residence
    Built in ----
    0.4 Acres Lot
    $468,400 Zestimate®
    $152/sqft
    $-- HOA

    What's special

    Two additional new bathroomsSix fireplacesNew quartz countertopsFour bay lean-toLaundry chuteNew appliancesBeautiful mantels
    You will know you have reached a special home from the time you enter the front porch and open the screen door. Dramatic remodel—renovated home with all the attention to details where pride in quality choices shows everywhere. Home has 3255 finished square feet with generously sized rooms, including living room, dining room, new kitchen with new cabinetry, new quartz countertops & new appliances, primary bedroom with separate dressing room & separate walk in closet, new primary bathroom, two additional bedrooms, two additional new bathrooms, new utility room, office, studio, & mudroom. One of the rooms on the first floor could easily be used for a fourth bedroom. Additionally, there is a floored attic with permanent steps & unfinished basement. In addition to original refinished wood floors, there are new ceramic tile floors in baths and luxury vinyl in office & utility. Plumbing has been replaced, all new wiring with new electrical panel installed, There are two new central HVAC units—dual-fuel heating system/hybrid heat combines an electric heat pump with a gas furnace and new ductwork. The home has all new large energy efficient windows on the first and second floors and an original transom above the front entrance. You will love all the daylight with the many large windows where everything just seems to sparkle. For extra energy efficiency, there is new insulation in the attic and between some walls. Other features you are sure to enjoy include six fireplaces and one having new ventless gas logs, laundry chute, corbels, beautiful mantels, French doors, some beveled glass, wainscoting, original oversized baseboards. The attic room with wood walls, wood ceiling, wood floor, and arched window is just waiting for your creative use. (Hvac could easily be installed in this attic room.) The covered front porch, freshly painted, is a place to enjoy all your family and friends. The home is located in beautiful, historic downtown Mt Sterling where you can walk to church, shops, arts, restaurants, dog park. The home has a .40 acre lot with shed/doll house and four bay lean-to. Come and enjoy this amazing home. (A document is attached for realtors to show additional renovation details, like replacing the front wall at the street and more.) Home square footage to be verified, schools to be verified. The home was built approximately 1907. The home was formerly a part of the Mt Sterling Female College. (Interior video and exterior drone in process.)
    9 days
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    1,791
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    19
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    Zillow last checked:

    Listing updated:

    Listed by:

    Pamela P Simmons 859-585-5238,

    United Real Estate Bluegrass

    Source: Imagine MLS,MLS#: 26022498MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Second
      Bedroom 1
      • Level: Second
      Bedroom 2
      • Level: Second
      Primary bathroom
      • Level: Second
      Bathroom 1
      • Level: First
      Bathroom 3
      • Level: Second
      Dining room
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Office
      • Level: First
      Other
      • Description: Dressing Rm
      • Level: Second
      Other
      • Description: Studio Room, nursery, or office
      • Level: Second
      Other
      • Description: Mud room
      • Level: First
      Utility room
      • Level: First
      Heating
      • Forced Air, Heat Pump, Natural Gas, Dual Fuel
      Cooling
      • Central Air, Heat Pump, Multi Units
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Range
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Ceramic Tile, Wood
      • Doors: Storm Door(s)
      • Windows: Insulated Windows, Screens
      • Basement: Interior Entry,Partial,Unfinished,Walk-Out Access,Walk-Up Access
      • Number of fireplaces: 6
      • Fireplace features: Dining Room, Gas Log, Great Room, Kitchen, Master Bedroom, Ventless
      Interior area
      • Total structure area: 3,255
      • Total interior livable area: 3,255 sqft
      • Finished area above ground: 3,255
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway, Other
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Exterior features: Awning(s)
      • Fencing: Chain Link,Partial,Wood
      • Has view: Yes
      • View description: Neighborhood, Other
      Lot
      • Size: 0.4 Acres
      • Features: Landscaped, Few Trees
      Details
      • Additional structures: Shed(s), Other
      • Parcel number: 23M6004020.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Other, Stone
      • Roof: Shingle

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Park, Tennis Court(s), Pool, Pickleball
      • Subdivision: Downtown
      HOA
      • Has HOA: No
      Location
      • Region: Mount Sterling

      Financial & listing details

      • Price per square foot: $152/sqft
      • Tax assessed value: $128,000
      • Annual tax amount: $780
      • Date on market: 8/19/2026

        Estimated market value

        $468,400

        $445,000 - $492,000

        $2,143/mo

        Price history

        DateEventPrice
        8/19/2026Listed for sale$495,000+246.2%$152/sqft
        Source: Imagine MLS #26022498 Report a problem
        11/5/2025Sold$143,000$44/sqft
        Source: Imagine MLS #25500872 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$780 -3.9%$128,000
        2024$811 +1.3%$128,000
        2023$800 -6.8%$128,000
        2022$858 -0.7%$128,000
        2021$865 -1.5%$128,000
        2020$878 -0.4%$128,000
        2019$882 $128,000
        2018-- $128,000
        2017-- $128,000
        2016-- $128,000
        2015-- $128,000
        2014-- $128,000
        2012-- $128,000 -1.5%
        2010-- $130,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 40353

        Getting around

        63 / 100
        Somewhat Walkable
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northview
        • Middle: Montgomery Co
        • High: Montgomery Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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