For sale

$389,900

117 Elm St, Mount Sterling, KY 40353

4beds

2,300sqft

$2,704/mo

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Single Family Residence

Built in 1897

0.38 Acres Lot

$370,700 Zestimate^®

$170/sqft

$-- HOA

What's special

Vinyl privacy fencingStorage shedAttached carportAmple closet spaceLaundry roomWelcoming foyerBasketball court

Built in 1897 and beautifully maintained over the years, this one-of-a-kind Victorian-style home in beautiful downtown Mt. Sterling blends timeless character with standout outdoor amenities. Offering 4 bedrooms and 2 full baths, the home features a welcoming foyer, living room with a cozy gas log fireplace, dining room, kitchen and laundry room. Crown molding, hardwood flooring, built-in cabinetry and ample closet space add charm and functionality throughout. Outside, your own backyard retreat awaits with an inground pool, basketball court and a heated and cooled pool house perfect for a studio or additional gathering space. Enjoy the rear deck overlooking the spacious yard enclosed by vinyl privacy fencing, complete with a storage shed. The covered front porch invites you to sit and stay awhile, while an attached carport adds everyday convenience. Homes with this much character and so much to offer don't come along every day—schedule your private tour today!

5 days
621
45

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Bedroom 2

Level: First

Bedroom 3

Level: First

Bedroom 4

Level: Second

Bathroom 1

Level: First

Bathroom 2

Level: First

Dining room

Level: First

Foyer

Level: First

Kitchen

Level: First

Living room

Level: First

Utility room

Level: First

Heating

Forced Air, Natural Gas

Cooling

Electric

Appliances

Included: Dishwasher, Refrigerator, Range
Laundry: Electric Dryer Hookup, Main Level, Washer Hookup

Features

Entrance Foyer, Ceiling Fan(s)
Flooring: Carpet, Hardwood, Tile
Doors: Storm Door(s)
Windows: Blinds
Basement: Exterior Entry,Partial,Unfinished
Number of fireplaces: 1
Fireplace features: Gas Log, Living Room

Interior area

Total structure area: 2,300
Total interior livable area: 2,300 sqft
Finished area above ground: 2,300
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Attached Carport, Driveway, Off Street
Carport spaces: 1
Has uncovered spaces: Yes

Features

Levels: One and One Half
Exterior features: Basketball Court
Has private pool: Yes
Pool features: In Ground
Fencing: Other,Privacy
Has view: Yes
View description: Neighborhood

Lot

Size: 0.38 Acres
Features: Landscaped, Many Trees

Details

Additional structures: Pool House
Parcel number: 23M5005026.00

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Block, Stone
Roof: Composition,Shingle

Condition

Year built: 1897

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Downtown

HOA

Has HOA: No

Location

Region: Mount Sterling

Financial & listing details

Price per square foot: $170/sqft
Tax assessed value: $112,000
Annual tax amount: $1,107
Date on market: 10/30/2026

Estimated market value

$370,700

$352,000 - $389,000

$1,897/mo

Price history

Date	Event	Price
10/30/2026	Listed for sale	$389,900+227.6%$170/sqft
Source: Imagine MLS #26030048 Report a problem
4/1/2004	Sold	$119,000$52/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,107 -0.5%	$112,000
2024	$1,112 +1.3%	$112,000
2023	$1,098 -0.1%	$112,000
2022	$1,099 -0.7%	$112,000
2021	$1,107 -0.2%	$112,000
2020	$1,109 -0.4%	$112,000
2019	$1,113	$112,000
2018	--	$112,000
2017	--	$112,000
2016	--	$112,000
2015	--	$112,000 -3.4%
2014	--	$116,000
2012	--	$116,000 -2.5%
2010	--	$119,000