For sale

$324,000

2239 Surf Rd, Panacea, FL 32346

3beds

1,969sqft

$2,164/mo

Get pre-qualified

Single Family Residence

Built in 1971

0.35 Acres Lot

$317,000 Zestimate^®

$165/sqft

$-- HOA

What's special

Abundant natural lightOpen floor planTile flooring throughoutTwo-car carportGenerously sized rooms

Enjoy the relaxed coastal lifestyle of Florida's Forgotten Coast! Located in the Ochlockonee Bay community of Panacea, this spacious 3-bedroom, 2-bath home offers approximately 1,969 square feet of living space on a generous 0.35-acre lot. The open floor plan, abundant natural light, and generously sized rooms create a welcoming atmosphere, while the sunroom provides a wonderful spot to unwind and enjoy the coastal surroundings. Tile flooring throughout offers practical appeal for life near the water, and the screened porch is perfect for enjoying the fresh air. Additional features include a fireplace, a two-car carport, and convenient access for boats and recreational vehicles. Just moments from the bay and Otter Creek, with nearby opportunities for boating, fishing, biking, and beach outings at Mashes Sands, this property offers an inviting home base for enjoying the natural beauty and laid-back charm of the Panacea area. Come discover the possibilities of coastal living!

11 days
572
25

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2

Rooms

Room types: Pantry, Screened Porch, Sunroom, Utility Room

Primary bedroom

Dimensions: 12x20

Bedroom 2

Dimensions: 16x12

Bedroom 3

Dimensions: 10x9

Dining room

Dimensions: 16x13

Family room

Dimensions: 0

Kitchen

Dimensions: 11x10

Living room

Dimensions: 18x13

Other

Dimensions: 10x22

Cooling

Central Air, Ceiling Fan(s), Electric

Appliances

Included: Dryer, Dishwasher, Disposal, Ice Maker, Refrigerator, Washer

Features

Stall Shower, Pantry, Sun Room
Flooring: Tile
Has fireplace: Yes

Interior area

Total structure area: 1,969
Total interior livable area: 1,969 sqft

Property

Parking

Total spaces: 2
Parking features: Carport, Two Spaces
Carport spaces: 2

Features

Stories: 1
Patio & porch: Patio, Porch, Screened
Exterior features: Fully Fenced
Fencing: Fenced
View description: None

Lot

Size: 0.35 Acres

Details

Parcel number: 12129026S02W09403683000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch,One Story
Property subtype: Single Family Residence

Materials

Fiber Cement

Condition

Year built: 1971

Utilities & green energy

Sewer: Public Sewer

Community & HOA

Community

Features: Street Lights
Subdivision: BAYSHORE-MCMILLIAN

Location

Region: Panacea

Financial & listing details

Price per square foot: $165/sqft
Tax assessed value: $222,553
Annual tax amount: $3,402
Date on market: 10/16/2026
Cumulative days on market: 11 days
Listing terms: Cash,1031 Exchange,FHA,USDA Loan,VA Loan
Road surface type: Paved

Estimated market value

$317,000

$301,000 - $333,000

$2,057/mo

Price history

Date	Event	Price
10/16/2026	Listed for sale	$324,000+5.7%$165/sqft
Source: TBR #406089 Report a problem
9/5/2025	Sold	$306,500+2.2%$156/sqft
Source: TBR #389053 Report a problem
9/3/2025	Listing removed	$2,150$1/sqft
Source: Zillow Rentals Report a problem
7/29/2025	Contingent	$299,900$152/sqft
Source: TBR #389053 Report a problem
7/24/2025	Listed for sale	$299,900-6.3%$152/sqft
Source: TBR #389053 Report a problem
7/23/2025	Listing removed	$319,900$162/sqft
Source: TBR #387078 Report a problem
6/20/2025	Listed for rent	$2,150$1/sqft
Source: Zillow Rentals Report a problem
6/9/2025	Listed for sale	$319,900$162/sqft
Source: TBR #387078 Report a problem
6/2/2025	Listing removed	$319,900$162/sqft
Source: TBR #381992 Report a problem
4/3/2025	Price change	$319,900-5.9%$162/sqft
Source: TBR #381992 Report a problem
3/17/2025	Price change	$339,900-2.9%$173/sqft
Source: TBR #381992 Report a problem
2/19/2025	Listed for sale	$349,900-15.7%$178/sqft
Source: TBR #381992 Report a problem
11/16/2024	Listing removed	$414,900$211/sqft
Source: TBR #378877 Report a problem
11/9/2024	Listed for sale	$414,900$211/sqft
Source: TBR #378877 Report a problem
9/30/2024	Listing removed	$414,900$211/sqft
Source: TBR #377326 Report a problem
9/20/2024	Listed for sale	$414,900$211/sqft
Source: TBR #377326 Report a problem
9/20/2024	Listing removed	$414,900$211/sqft
Source: TBR #365049 Report a problem
8/6/2024	Price change	$414,900-1.2%$211/sqft
Source: TBR #365049 Report a problem
8/3/2024	Listed for sale	$419,900$213/sqft
Source: TBR #365049 Report a problem
8/1/2024	Listing removed	--
Source: TBR #371435 Report a problem
4/26/2024	Listed for sale	$419,900$213/sqft
Source: TBR #371435 Report a problem
3/23/2024	Listing removed	--
Source: TBR #365049 Report a problem
3/8/2024	Price change	$419,900-1.2%$213/sqft
Source: TBR #365049 Report a problem
1/22/2024	Price change	$424,900-1.2%$216/sqft
Source: TBR #365049 Report a problem
12/2/2023	Price change	$429,900-1.1%$218/sqft
Source: TBR #365049 Report a problem
10/27/2023	Listed for sale	$434,900+16%$221/sqft
Source: TBR #365049 Report a problem
9/27/2005	Sold	$375,000$190/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,402 +10.8%	$216,820 +10%
2024	$3,070 +2.3%	$197,109 +6.1%
2023	$3,002 +5.7%	$185,798 +10%
2022	$2,841 +13.5%	$168,907 +10.5%
2021	$2,504 +6.2%	$152,818 +3.9%
2020	$2,359	$147,075 +6.6%
2019	$2,359 +18.6%	$137,990 +11.4%
2018	$1,990	$123,831 +7%
2017	$1,990	$115,696 +3.1%
2016	$1,990 -14.7%	$112,229 -10.4%
2015	$2,332	$125,280 -0.4%
2014	$2,332	$125,746 -1.2%
2013	--	$127,233 -5%
2012	--	$133,908 +0.6%
2011	--	$133,126 -11.5%
2010	--	$150,376 -16.8%
2009	--	$180,791 -28.5%
2008	--	$252,796 -0.5%
2007	--	$253,983 -18.7%
2006	--	$312,296 +694%
2005	--	$39,333 +3%
2004	--	$38,187 +44.3%
2003	--	$26,458 +2.4%
2002	--	$25,838 +1.6%
2001	--	$25,431 +2.7%
2000	--	$24,762