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For sale
  • $898,000

    226 S Water St, Chestertown, MD 21620

    3beds
    2,172sqft
    : 
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    Townhouse
    Built in 2025
    3,782 Square Feet Lot
    $881,600 Zestimate®
    $413/sqft
    $-- HOA

    What's special

    Filled with natural lightPrivate drivewayMultiple balconiesLarge island for entertainingAmple cabinet spaceGourmet kitchenFront porch for relaxing
    Newly constructed three-bedroom townhome with fantastic water views from the living level and bedrooms! Spacious open living space featuring a gourmet kitchen; 5-burner induction range, ample cabinet space, and a large island for entertaining. The home is filled with natural light and boasts multiple balconies and a front porch for relaxing. You'll love the warm hardwood floors throughout the home. On the second level you'll find two bedrooms and two bathrooms. The third bedroom encompasses the entire third floor and has a great view of the Chester River. You'll enjoy the large back balcony with views of historic Chestertown. The third level could be used as the primary bedroom; there is a large full bathroom and closet. The townhomes have a private driveway, so you'll never worry about finding a parking space. Take advantage of the easy access to Wilmer Park and Chestertown Marina, located just across the street. This townhouse is located in the heart of all Chestertown has to offer! Just a short distance to shops, restaurants, renowned bakeries, and the year-round farmers market by Fountain Park. You will have a front-row seat to the Downrigging Festival! Not to mention the many festivals held in downtown Chestertown throughout the year.
    98 days
    |
    187
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    John Burke 443-206-3727,

    Gunther-McClary Real Estate 410-275-2118,

    Co-Listing Agent: Julia Hilfiker 443-480-6770,

    Gunther-McClary Real Estate

    Source: Bright MLS,MLS#: MDKE2006354MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Stainless Steel Appliance(s), Microwave, Built-In Range, Dishwasher, Disposal, Exhaust Fan, Oven/Range - Electric, Range Hood, Refrigerator, Six Burner Stove, Washer, Water Heater, Dryer, Electric Water Heater
      • Laundry: Has Laundry, Upper Level
      Features
      • Combination Dining/Living, Combination Kitchen/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Open Floorplan, Kitchen - Gourmet, Kitchen Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Dry Wall
      • Flooring: Hardwood, Luxury Vinyl, Carpet, Wood
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 2,172
      • Total interior livable area: 2,172 sqft
      • Finished area above ground: 2,172
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Paved, Parking Lot, On Street
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck, Porch
      • Exterior features: Lighting, Rain Gutters, Sidewalks, Street Lights, Balcony
      • Pool features: None
      • Has view: Yes
      • View description: River, Garden, Harbor, Water, City
      • Has water view: Yes
      • Water view: River,Harbor,Water
      • Waterfront features: River
      • Body of water: Chester River
      Lot
      • Size: 3,782 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1504338793
      • Zoning: R-5
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Coastal,Contemporary
      • Property subtype: Townhouse
      Materials
      • HardiPlank Type, Mixed, Brick, Stick Built
      • Foundation: Crawl Space, Block, Flood Vent
      • Roof: Metal
      Condition
      • Excellent
      • New construction: No
      • Year built: 2025

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Fire Sprinkler System
      • Subdivision: Chestertown Historic District
      HOA
      • Has HOA: No
      Location
      • Region: Chestertown
      • Municipality: Chestertown

      Financial & listing details

      • Price per square foot: $413/sqft
      • Tax assessed value: $801,700
      • Annual tax amount: $12,564
      • Date on market: 4/8/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $881,600

        $838,000 - $926,000

        $3,012/mo

        Price history

        DateEventPrice
        4/8/2026Listed for sale$898,000-10%$413/sqft
        Source: Bright MLS #MDKE2006354 Report a problem
        10/20/2025Listing removed$998,000$459/sqft
        Source: Bright MLS #MDKE2004940 Report a problem
        3/14/2025Listed for sale$998,000+0.3%$459/sqft
        Source: Bright MLS #MDKE2004940 Report a problem
        11/11/2024Listing removed$995,000$458/sqft
        Source: Bright MLS #MDKE2001618 Report a problem
        2/17/2023Listed for sale$995,000$458/sqft
        Source: Bright MLS #MDKE2001618 Report a problem
        2/9/2023Listing removed$995,000$458/sqft
        Source: Bright MLS #MDKE2001618 Report a problem
        7/6/2022Listed for sale$995,000$458/sqft
        Source: Bright MLS #MDKE2001618 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$467 +100%$14,900
        2024$234 $14,900
        2023$234 -85%$14,900 -85.1%
        2022$1,556 -0.6%$99,900
        2021$1,566 -47.4%$99,900 -47.4%
        2020$2,976 +0.2%$189,900
        2019$2,970 +0.6%$189,900
        2018$2,951 +3.3%$189,900
        2017$2,856 $189,900
        2016$2,856 $189,900
        2015$2,856 $189,900
        2014$2,856 $189,900
        2013-- $189,900
        2012-- $189,900
        2011-- $189,900 0%
        2010-- $189,970 +16.3%
        2009-- $163,302 +19.5%
        2008-- $136,636 +24.2%
        2007-- $109,970 -6.2%
        2006-- $117,300 +57.2%
        2005-- $74,630 +133.5%
        2004-- $31,960 +22.5%
        2003-- $26,092 +36.6%
        2002-- $19,096 +44.3%
        2001-- $13,230
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 21620

        Getting around

        67 / 100
        Somewhat Walkable
        59 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Kent County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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