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For sale
  • $685,000

    117 N Water St #1A, Chestertown, MD 21620

    3beds
    3,000sqft
    : 
    $4,932/mo
    Get pre-qualified
    Condominium
    Built in 1885
    -- sqft lot
    $635,200 Zestimate®
    $228/sqft
    $350/mo HOA

    What's special

    Soaring ceilingsOff street parkingExposed bricksGleaming original hardwood floorsOriginal fireplace structural detailingFour-season sunroom
    117 N Water Street, originally built prior to the mid-1800s, is an incredible opportunity to own a small slice of Downtown Chestertown, or to dive into the investment aspect that this multi-unit building provides. Offering a total of FOUR units for sale as a package, or as individuals. Each unit has been remodeled and upgraded meticulously and thoughtfully with attention to the historical aspects of the building. The Sellers salvaged much of the original moldings, doors and trim to be reused and repurposed throughout the spaces to instill its original character wherever possible. The waterfront offers a floating dock, a BBQ patio & picnic area, kayak and paddle board storage, and the building amenities include off street parking and extra storage space. Choose a unit for yourself and rent the rest of them to cover your payments OR invest and rent them all for a profit! The possibilities with this iconic Chestertown address are endless. 1A – Listed for $685,000: three bedrooms and three bathrooms spanning two floors. A walkout lower level to the waterfront, a sweeping covered porch overlooking the Chester River, a four-season sunroom, and a spacious Primary Suite with a walk-in closet and en suite bath with double vanity and tile and glass shower. The modern kitchen offers ample storage, granite countertops, cork tile flooring, and stainless appliances. Two more bedrooms and two additional full baths round out the expansive offerings that are an incomparable setting for Downtown Chestertown waterfront! BrightMLS: MDKE2006162 1B – Listed $200,000: the most cozy setting! One bed one bath Garden Level apartment. Exposed bricks, original fireplace structural detailing, and water views and access directly outside the door. BrightMLS: MDKE2006164 2A – Listed for $375,000: a two bedroom, one bath suite with 12+ foot ceilings, rooms flooded with light from the tall windows, and stunning Chester River views from every living space. The claw foot tub adds vintage whimsy to a space with modern updates throughout. BrightMLS: MDKE2006166 2B - Listed for $350,000: a one bedroom, one bath with soaring ceilings, gleaming original hardwood floors, the largest bedroom in the building and the most square footage per unit above the main level. Water views from the living & dining room make this spot irresistible. BrightMLS: MDKE2006168 ALL - Purchase one for your weekend pied-à-terre on the Shore! Or… invest in the whole package for $1,600,000! BrightMLS: MDKE2006158 *Condo Association will not allow for vacation/short term rentals (6+ month minimum leases); however, the viability of each space for long term tenancy promises to be lucrative.
    150 days
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    337
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    17
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    Zillow last checked:

    Listing updated:

    Listed by:

    Liddy Campbell 410-708-5433,

    TTR Sotheby's International Realty 4106733344

    Source: Bright MLS,MLS#: MDKE2006162MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Bedroom 2, Bedroom 1, Bathroom 1, Bathroom 2
      Bedroom 1
      • Level: Main
      Bedroom 1
      • Level: Lower
      Bedroom 2
      • Level: Main
      Bathroom 1
      • Level: Main
      Bathroom 1
      • Level: Lower
      Bathroom 2
      • Level: Main
      Heating
      • Heat Pump, Forced Air, Programmable Thermostat, Electric
      Cooling
      • Ductless, Programmable Thermostat, Zoned, Multi Units, Electric
      Appliances
      • Included: Washer, Dryer, Tankless Water Heater, Water Heater
      • Laundry: Common Area, Lower Level
      Features
      • Dry Wall, Plaster Walls
      • Flooring: Wood, Tile/Brick, Ceramic Tile, Concrete
      • Basement: Exterior Entry,Rear Entrance,Other,Partially Finished,Interior Entry,Walk-Out Access
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 3,000
      • Total interior livable area: 3,000 sqft
      • Finished area above ground: 3,000
      Video & virtual tour

      Property

      Parking
      • Total spaces: 5
      • Parking features: General Common Elements, Private, Shared Driveway, Driveway, Off Street, Parking Lot
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Four
      • Stories: 4
      • Patio & porch: Patio
      • Pool features: None
      • Has view: Yes
      • View description: Water, River
      • Has water view: Yes
      • Water view: Water,River
      • Waterfront features: River
      • Body of water: Chester River
      • Frontage length: Water Frontage Ft: 130
      Details
      • Additional structures: Above Grade
      • Parcel number: 1504017927
      • Zoning: RESIDENTIAL CONDOMINIUM
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Georgian,Colonial
      • Property subtype: Condominium
      Materials
      • Combination, Brick, Wood Siding, Vinyl Siding
      • Foundation: Block, Brick/Mortar
      • Roof: Slate,Metal
      Condition
      • New construction: No
      • Year built: 1885
      • Major remodel year: 2024

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Propane - Community, Fiber Optic

      Community & HOA

      Community
      • Condo and coop fee: $350 monthly
      • Subdivision: None Available
      HOA
      • Has HOA: No
      • Amenities included: Common Grounds, Storage, Laundry, Picnic Area, Pier/Dock, Water/Lake Privileges, Reserved/Assigned Parking
      • Services included: Common Area Maintenance, Gas, Insurance, Water, Maintenance Grounds
      Location
      • Region: Chestertown
      • Municipality: CHESTERTOWN

      Financial & listing details

      • Price per square foot: $228/sqft
      • Tax assessed value: $600,000
      • Annual tax amount: $10,970
      • Date on market: 3/1/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Condominium

        Estimated market value

        $635,200

        $597,000 - $667,000

        $2,974/mo

        Price history

        DateEventPrice
        3/1/2026Listed for sale$685,000-5.5%$228/sqft
        Source: Bright MLS #MDKE2006162 Report a problem
        11/1/2025Listing removed$725,000$242/sqft
        Source: Bright MLS #MDKE2004206 Report a problem
        1/5/2025Listed for sale$725,000$242/sqft
        Source: Bright MLS #MDKE2004206 Report a problem
        12/21/2024Listing removed$725,000$242/sqft
        Source: Bright MLS #MDKE2004206 Report a problem
        10/29/2024Price change$725,000-3.3%$242/sqft
        Source: Bright MLS #MDKE2004206 Report a problem
        7/13/2024Listed for sale$750,000+63%$250/sqft
        Source: Bright MLS #MDKE2004206 Report a problem
        10/2/2018Sold$460,000-7.8%$153/sqft
        Source: Public Record Report a problem
        8/6/2018Pending sale$499,000$166/sqft
        Source: Coldwell Banker Chesapeake Real Estate Company #KE10234112 Report a problem
        4/6/2018Listed for sale$499,000-12.3%$166/sqft
        Source: Coldwell Banker Chesapeake Real Estate Company #1000364246 Report a problem
        5/15/2017Listing removed$569,000$190/sqft
        Source: Long & Foster Real Estate, Inc. #KE9826371 Report a problem
        12/15/2016Listed for sale$569,000-12.3%$190/sqft
        Source: Long & Foster Real Estate, Inc. #KE9826371 Report a problem
        9/19/2016Listing removed$649,000$216/sqft
        Source: Long & Foster Real Estate, Inc. #KE8765080 Report a problem
        3/2/2016Price change$649,000-27.8%$216/sqft
        Source: Long & Foster Real Estate, Inc. #KE8765080 Report a problem
        10/6/2015Price change$899,000-18.3%$300/sqft
        Source: Long & Foster Real Estate, Inc. #KE8765080 Report a problem
        3/2/2015Listed for sale$1,100,000$367/sqft
        Source: Doug Ashley Realtors, LLC #KE8564384 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$21,941 +40.4%$700,000 -29.8%
        2024$15,628 +21.2%$997,200 +21.2%
        2023$12,890 +0.6%$822,500
        2022$12,808 -0.6%$822,500
        2021$12,890 +19%$822,500 +19%
        2020$10,832 +0.2%$691,200
        2019$10,810 -16.6%$691,200 -17.1%
        2018$12,956 +3.3%$833,700
        2017$12,539 -8.1%$833,700
        2016$13,646 $833,700
        2015$13,646 $833,700
        2014$13,646 $833,700 -8.1%
        2013-- $907,300
        2012-- $907,300
        2011-- $907,300 -11.3%
        2010-- $1,022,640 +8.2%
        2009-- $944,880 +9%
        2008-- $867,120 +9.9%
        2007-- $789,360 +17.6%
        2006-- $671,046 +21.4%
        2005-- $552,733 +27.2%
        2004-- $434,420 +5.8%
        2003-- $410,542 +6.2%
        2002-- $386,666 +6.6%
        2001-- $362,790
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21620

        Getting around

        67 / 100
        Somewhat Walkable
        53 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Kent County
        • District: Kent County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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