Waterfront home with several outbuildings perched above the Tittabawassee River - boatable to Secord Lake! If you've been waiting for the perfect Up North getaway this is it! This 2 bedroom/1bath home has 4 additional outbuildings and a 28x40 Pole barn. Located on the "trail side" of Gladwin County-miles of State Land trails and DNR hunting acreage just a few miles down the road. When you aren't on Secord Lake fishing, kayaking or water skiing, you can jump on the side by side and ride out the day on the trails! THE BEST location for all-sport fun for the entire family. This was a full time home- Main house is on fuel oil forced air furnace. Small 24x12 cabin is heated with propane floor furnace, installed electricity, small counter/kitchen area but no running water (small cabin has red carpeting in the pictures) Shed #1 12x24 with cement floor, Shed #2 by waterfront 22x12 with cement floor, 20x20 garage with cement floor and electric (separate electrical service). CASH OR CONVENTIONAL ONLY! Home being sold AS IS. Kitchen appliances AND washer & dryer included and possibly some furnishings. This home is part of the FLTF assessment for Secord Dam; please visit Four Lakes Task Force website for more info on lake levels: www.four-lakes-taskforce-mi.com
For sale
Price increase: $500 (7/2)
$199,500
2528 Gardner St, Alger, MI 48610
2beds
1,419sqft
Single Family Residence
Built in 1950
0.8 Acres Lot
$179,600 Zestimate®
$141/sqft
$-- HOA
What's special
Waterfront homeWasher and dryer includedBoatable to secord lake
- 95 days |
- 386 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
REBECCA TOMAC 989-965-5391,
Cedar & Crow Realty 989-965-5391,
REBECCA TOMAC 989-965-5391,
Cedar & Crow Realty
Source: MiRealSource,MLS#: 50202981
Originating MLS: Clare Gladwin Board of REALTORS
Originating MLS: Clare Gladwin Board of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Entry, Family Room, Bedroom, Laundry, Living Room, Utility/Laundry Room
Bedroom 1
- Features: Vinyl
- Level: First
- Area: 132
- Dimensions: 11 x 12
Bedroom 2
- Features: Vinyl
- Level: Upper
- Area: 243
- Dimensions: 27 x 9
Bathroom 1
- Features: Laminate
- Level: First
- Area: 40
- Dimensions: 8 x 5
Family room
- Features: Linoleum
- Level: First
- Area: 240
- Dimensions: 24 x 10
Kitchen
- Features: Linoleum
- Level: First
- Area: 121
- Dimensions: 11 x 11
Living room
- Features: Carpet
- Level: First
- Area: 165
- Dimensions: 15 x 11
Heating
- Wall Furnace, Forced Air, Other, Space Heater, Oil, Propane
Cooling
- Ceiling Fan(s), Wall/Window Unit(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Electric Water Heater
- Laundry: First Floor Laundry, Laundry Room
Features
- High Ceilings, Eat-in Kitchen
- Flooring: Vinyl, Carpet, Linoleum, Laminate
- Windows: Window Treatments
- Basement: Block,Full,Exterior Entry,Walk-Out Access,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 2,098
- Total interior livable area: 1,419 sqft
- Finished area above ground: 1,419
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces, Garage, Detached, Workshop in Garage
- Garage spaces: 2
Features
- Levels: One and One Half
- Stories: 1.5
- Has view: Yes
- View description: Water, River
- Has water view: Yes
- Water view: Water,River
- Waterfront features: All Sports Lake, Lake/River Access, River Front, Waterfront, Interior Lake, Sandy Bottom
- Body of water: Tittabawassee River
- Frontage length: 209
Lot
- Size: 0.8 Acres
- Dimensions: 34848
- Features: Deep Lot - 150+ Ft., Large Lot - 65+ Ft., Wooded, Subdivision
Details
- Additional structures: Pole Barn, Shed(s), Garage(s), Guest House, Other
- Parcel number: 04009000001700
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Basement
Condition
- New construction: No
- Year built: 1950
Utilities & green energy
- Sewer: Septic Tank
- Water: Private Well
- Utilities for property: Cable/Internet Avail., DSL Available, Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Internet DSL Available, Satellite Services, Hard Line Internet
Community & HOA
Community
- Subdivision: Naimans Clear Point Resort
HOA
- Has HOA: No
Location
- Region: Alger
Financial & listing details
- Price per square foot: $141/sqft
- Tax assessed value: $1,212
- Annual tax amount: $1,751
- Date on market: 3/31/2026
- Cumulative days on market: 96 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Estimated market value
$179,600
$156,000 - $199,000
$965/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/2/2026 | Price change | $199,500+0.3%$141/sqft |
Source:  MiRealSource #50202981 Report a problem | ||
| 3/31/2026 | Listed for sale | $199,000$140/sqft |
Source: MiRealSource #50202981 Report a problem | ||
| 2/4/2026 | Listing removed | $199,000$140/sqft |
Source: MiRealSource #50183959 Report a problem | ||
| 8/4/2025 | Listed for sale | $199,000-13.1%$140/sqft |
Source: MiRealSource #50183959 Report a problem | ||
| 9/5/2024 | Listing removed | $229,000$161/sqft |
Source: MiRealSource #50147466 Report a problem | ||
| 7/3/2024 | Listed for sale | $229,000$161/sqft |
Source: MiRealSource #50147466 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,751 +66.5% | $84,700 +11% |
| 2024 | $1,052 | $76,300 +16.5% |
| 2023 | -- | $65,500 +8.8% |
| 2022 | -- | $60,200 +44.7% |
| 2021 | -- | $41,600 -3.3% |
| 2020 | -- | $43,000 +12.6% |
| 2018 | -- | $38,200 -2.3% |
| 2017 | -- | $39,100 +23% |
| 2016 | -- | $31,800 |
| 2015 | -- | -- |
| 2014 | -- | $41,000 -22.2% |
| 2013 | -- | $52,700 +13.1% |
| 2011 | -- | $46,600 |
| 2010 | -- | $46,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48610
Nearby schools
GreatSchools rating
- 5/10Surline Middle SchoolGrades: 5-8Distance: 12.5 mi
- 5/10Ogemaw Heights High SchoolGrades: 9-12Distance: 15.8 mi
- 6/10Surline Elementary SchoolGrades: PK-4Distance: 12.5 mi
Schools provided by the listing agent
- District: West Branch - Rose City Area Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Gladwin County
- Alger
- 48610
- 2528 Gardner St
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