Luxury Lakefront Retreat on Private Lake Smith – Garrison, Minnesota
Escape to your own private Northwoods paradise on beautiful Lake Smith, a private lake nestled in the heart of Minnesota lake country. Whether you're searching for the perfect family retreat, year-round residence, or a high-demand vacation rental investment, this exceptional property offers everything needed to create unforgettable memories for generations to come.
This stunning log-sided home comfortably sleeps 16–18 guests and features 5 bedrooms, an office, den, 3 bathrooms, and a spacious loft overlooking the grand family room below. From the moment you step inside, you'll be captivated by the soaring ceilings, authentic log railings, and a spectacular wall of windows showcasing breathtaking lake views.
Gather around the impressive floor-to-ceiling stone fireplace after a day on the water or relax in the screened three-season porch while enjoying peaceful lake breezes and sunset views.
Outside, the property truly shines. Entertain family and friends on the massive 20' x 45' maintenance-free lakeside deck accented by beautiful stone pillars, or enjoy your morning coffee from the maintenance-free front porch overlooking the meticulously maintained grounds. The home also features an under-porch garage, seamless gutters, irrigation system, concrete driveway, and professionally landscaped grounds.
The walkout lower level was designed for entertaining and includes:
Built-in bar rail
Pool table area
Arcade/video game space
Large gathering room
Direct access to the paver patio and lakeshore
Lake enthusiasts will appreciate:
Large sandy beach
Floating maintenance-free dock (negotiable)
Four jet ski ports (negotiable)
Solar-powered boat lift (negotiable)
Limestone stairway to the water
Riprap shoreline protection
Additional features include:
8' x 10' log storage shed
Expansive manicured lot
Incredible privacy
Gorgeous panoramic lake views
Location, Location, Location
While you'll feel miles away from everything, you're conveniently located just:
1 mile from Mille Lacs Lake
9 miles from Grand Casino Mille Lacs
7 minutes from restaurants, grocery stores, gas stations, ice cream shops, pizza, and Tutt's Bait & Tackle
Year-Round Enjoyment
Summer days are spent boating, swimming, fishing, and relaxing on the beach, while winter brings snowmobiling, ice fishing, casino entertainment, and cozy evenings by the fire. This property is truly designed for all four seasons.
Whether you're looking for a luxury family getaway, corporate retreat, or income-producing rental property, opportunities like this on a private lake are incredibly rare.
Private Lake Smith. Unmatched views. Endless memories. Ready for your family's next chapter. ??????
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Zillow last checked:
Listing updated:
Listed by:
Jamie Schwartz763-489-8270,
411 Realty, Inc.
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7078317
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 5
Bathrooms: 3
Full bathrooms: 2
3/4 bathrooms: 1
Bedroom
Level: Main
Area: 154 Square Feet
Dimensions: 14' x 11'
Bedroom 2
Level: Upper
Area: 154 Square Feet
Dimensions: 14' x 11'
Bedroom 3
Level: Upper
Area: 126 Square Feet
Dimensions: 14' x 9'
Bedroom 4
Level: Upper
Area: 132 Square Feet
Dimensions: 11' x 12'
Bedroom 5
Level: Lower
Area: 121 Square Feet
Dimensions: 11' x 11'
Bathroom
Level: Main
Area: 54 Square Feet
Dimensions: 6' x 9'
Bathroom
Level: Upper
Area: 66 Square Feet
Dimensions: 6' x 11'
Other
Level: Lower
Area: 475 Square Feet
Dimensions: 19' x 25'
Bonus room
Level: Lower
Area: 132 Square Feet
Dimensions: 12' x 11'
Deck
Level: Main
Area: 1035 Square Feet
Dimensions: 23' x 45'
Den
Level: Main
Area: 154 Square Feet
Dimensions: 14' x 11'
Kitchen
Level: Main
Area: 361 Square Feet
Dimensions: 19' x 19'
Laundry
Level: Main
Area: 45 Square Feet
Dimensions: 5' x 9'
Living room
Level: Main
Area: 342 Square Feet
Dimensions: 18' x 19'
Loft
Level: Second
Area: 208 Square Feet
Dimensions: 8' x 26'
Porch
Level: Main
Area: 196 Square Feet
Dimensions: 28' x 7'
Storage
Level: Lower
Area: 56 Square Feet
Dimensions: 7' x 8'
Other
Level: Main
Area: 192 Square Feet
Dimensions: 12' x 16'
Heating
Forced Air
Cooling
Central Air
Appliances
Included: Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Main Level
Waterfront features: Lake Front, Lake Bottom(Hard)
Frontage length: Water Frontage: 100
Lot
Size: 0.66 Acres
Dimensions: 255' x 127.47' x 236' x 100'
Features: Accessible Shoreline, Tree Coverage - Light
Details
Additional structures: Storage Shed
Foundation area: 1440
Parcel number: 67260504
Zoning description: Residential-Single Family
Other equipment: Fuel Tank - Rented
Construction
Type & style
Home type: SingleFamily
Property subtype: Single Family
Materials
Block, Frame
Roof: Age Over 8 Years,Asphalt
Condition
New construction: No
Year built: 2013
Utilities & green energy
Electric: Circuit Breakers, Power Company: Crow Wing Power
Gas: Natural Gas
Sewer: Septic System Compliant - Yes
Water: Well
Community & HOA
Community
Subdivision: South View Acres
HOA
Has HOA: No
Location
Region: Garrison
Financial & listing details
Price per square foot: $282/sqft
Annual tax amount: $5,008
Date on market: 5/21/2026
Cumulative days on market: 62 days
Estimated market value
Zestimate®
$957,800
Estimated sales range
$910,000 - $1.01M
Rent Zestimate®
$3,628/mo
Price history
Date
Event
Price
7/15/2026
Pending sale
$995,000$282/sqft
Source: NorthstarMLS as distributed by MLS GRID #7078317Report a problem
7/8/2026
Price change
$995,000-9.1%$282/sqft
Source: NorthstarMLS as distributed by MLS GRID #7078317Report a problem
5/22/2026
Listed for sale
$1,095,000$311/sqft
Source: NorthstarMLS as distributed by MLS GRID #7078317Report a problem
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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